Has anyone ever had any experiences with RJM Acquisitions LLC NY? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).
yup they are updating right.
Now if I can get the darn student loan people on my dh's not to show it
twice, it would be NICE!
Sub: #21 posted on Fri, 01/06/2006 - 14:57
Unregistered
RJM is a notorious "zombie
debt" collector. A DV letter is all that is required. Beware of their
practices of trying to "re-age" a debt. For good information on these
junk debt collectors, see:
fair-debt-collection.com/junk-debt-buyers.html
Good luck!
Link made inactive as per forum
rules-Vikas
Sub: #22 posted on Tue, 01/10/2006 - 14:35
Unregistered
I had a lot of problems with
fingerhut, they refused to accept my money and I've had a hard time
locating this company...thanks to this site and posts, I'm going to call
them. They're on my credit report for fingerhut's account which is over
6 years old now!
Thanks to all for your info!
Sub: #23 posted on Fri, 01/27/2006 - 06:50
Unregistered
Rachelle,
Please check your state laws regarding SOL. If your debt is past SOL, no
one can legally force you to pay this, however, in reality, the debt
still belongs to you.
I also received a collection
demand from RJM. I do NOT owe any one anything. My credit report is
clean.
I turned this over to Pre Paid Legal's law firm to handle. My memebrship
per month is ONLY $25. This is worth it to get the illegal collection
agency off my back
dart
SAcramento CA
Sub: #25 posted on Tue, 01/31/2006 - 15:17
Unregistered
I was sent statements for the
above account with Charter One. They were for March, April, May, 2004.
Unfortunately, this did not answer the question of activity through the
close of this account. I am sure payment was made at the bank due to
charges in the amount of $33.00 every third day. These statements only
go through the balance of -$459.11. It does not tell me how or when the
account was closed, by whom, and the debits/credits through the close of
this account. Please research and send me proof of the June/July....
however long until this account came to be with you. Thank you.
Account number deleted for your safety and
email deleted as per forum rules-Vikas
Sub: #26 posted on Sun, 02/19/2006 - 20:52
Unregistered
Kimberly York,
Perhaps you have landed at the wrong place. This site deals with debt
consolidation and credit related queries. Please forward your request to
your creditor.
You can search the contact details of your creditors with BBB website.
I've been dealing w/ RJM for
over a year. I asked for a letter stating that the acct had been pd in
full and recieved none. Then i get a 1099C from them around tax time,
in the mail which I have to claim as income. I called to find out what
was going on. They said it was the difference between the Double credit
offer they extended me. I told them i agreed to the double credit but
not a settlement. If i only owed that amount then i could have easily
paid them. They stated any further information about the acct. would
require my attorney or accountant to call them. What type of BS is
that
Sub: #28 posted on Tue, 02/21/2006 - 09:19
Unregistered
Quote:
Double credit offer they extended
me
Sophia, could you explain a bit what they exactly did when you paid the
loan back. As per as my knowledge is concerned 1099 C form is applicable
for cancelled debts only. If you did not settle your account, probably
you do not need to fill out the form. However, it would be better if you
can discuss this issue with a lawyer. Keep us posted on
this.
To give further details....I
paid RJM over a thousand dollars which they gave me a double credit for.
Equaling 2plus thousand dollars. To make sure that this was not a
settlement I called and verified the information. I recieved a 1099 C
for 2005 in the mail basically stating that they(RJM) claimed an 834
dollar expense due to a cancelled debt. However, again there was no
cancelled debt and definitely not a settlement. I have called RJM for
the last 2 days and gotten no where. As a matter of fact, when i called
yesterday they hung up on me. I am trully lost. My accountant says to
retain all copies of correspondence, checks, and other pertaining items
so that when it comes to the IRS it then becomes their problem because i
did everything i could do. Is this true?
Sub: #21 posted on Fri, 01/06/2006 - 14:57
fair-debt-collection.com/junk-debt-buyers.html
Good luck!
Link made inactive as per forum rules-Vikas
Sub: #22 posted on Tue, 01/10/2006 - 14:35
Thanks to all for your info!
Sub: #23 posted on Fri, 01/27/2006 - 06:50
Please check your state laws regarding SOL. If your debt is past SOL, no one can legally force you to pay this, however, in reality, the debt still belongs to you.
Sub: #24 posted on Fri, 01/27/2006 - 10:01
(Posts: 819 | Credits: )
I turned this over to Pre Paid Legal's law firm to handle. My memebrship per month is ONLY $25. This is worth it to get the illegal collection agency off my back
dart
SAcramento CA
Sub: #25 posted on Tue, 01/31/2006 - 15:17
Account number deleted for your safety and email deleted as per forum rules-Vikas
Sub: #26 posted on Sun, 02/19/2006 - 20:52
Perhaps you have landed at the wrong place. This site deals with debt consolidation and credit related queries. Please forward your request to your creditor.
You can search the contact details of your creditors with BBB website.
Sub: #27 posted on Mon, 02/20/2006 - 08:22
(Posts: 1639 | Credits: )
Sub: #28 posted on Tue, 02/21/2006 - 09:19
Sophia, could you explain a bit what they exactly did when you paid the loan back. As per as my knowledge is concerned 1099 C form is applicable for cancelled debts only. If you did not settle your account, probably you do not need to fill out the form. However, it would be better if you can discuss this issue with a lawyer. Keep us posted on this.
Sub: #29 posted on Tue, 02/21/2006 - 09:39
(Posts: 1639 | Credits: )
Sub: #30 posted on Thu, 02/23/2006 - 12:26