RJM Acquisitions LLC - What do consumers say about them?

yup they are updating right. Now if I can get the darn student loan people on my dh's not to show it twice, it would be NICE!

RJM is a notorious "zombie debt" collector. A DV letter is all that is required. Beware of their practices of trying to "re-age" a debt. For good information on these junk debt collectors, see:
fair-debt-collection.com/junk-debt-buyers.html

Good luck!


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I had a lot of problems with fingerhut, they refused to accept my money and I've had a hard time locating this company...thanks to this site and posts, I'm going to call them. They're on my credit report for fingerhut's account which is over 6 years old now!
Thanks to all for your info!

Rachelle,

Please check your state laws regarding SOL. If your debt is past SOL, no one can legally force you to pay this, however, in reality, the debt still belongs to you.

I also received a collection demand from RJM. I do NOT owe any one anything. My credit report is clean.
I turned this over to Pre Paid Legal's law firm to handle. My memebrship per month is ONLY $25. This is worth it to get the illegal collection agency off my back
dart
SAcramento CA

I was sent statements for the above account with Charter One. They were for March, April, May, 2004. Unfortunately, this did not answer the question of activity through the close of this account. I am sure payment was made at the bank due to charges in the amount of $33.00 every third day. These statements only go through the balance of -$459.11. It does not tell me how or when the account was closed, by whom, and the debits/credits through the close of this account. Please research and send me proof of the June/July.... however long until this account came to be with you. Thank you.


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Kimberly York,

Perhaps you have landed at the wrong place. This site deals with debt consolidation and credit related queries. Please forward your request to your creditor.

You can search the contact details of your creditors with BBB website.

I've been dealing w/ RJM for over a year. I asked for a letter stating that the acct had been pd in full and recieved none. Then i get a 1099C from them around tax time, in the mail which I have to claim as income. I called to find out what was going on. They said it was the difference between the Double credit offer they extended me. I told them i agreed to the double credit but not a settlement. If i only owed that amount then i could have easily paid them. They stated any further information about the acct. would require my attorney or accountant to call them. What type of BS is that

Quote:

Double credit offer they extended me

Sophia, could you explain a bit what they exactly did when you paid the loan back. As per as my knowledge is concerned 1099 C form is applicable for cancelled debts only. If you did not settle your account, probably you do not need to fill out the form. However, it would be better if you can discuss this issue with a lawyer. Keep us posted on this.

To give further details....I paid RJM over a thousand dollars which they gave me a double credit for. Equaling 2plus thousand dollars. To make sure that this was not a settlement I called and verified the information. I recieved a 1099 C for 2005 in the mail basically stating that they(RJM) claimed an 834 dollar expense due to a cancelled debt. However, again there was no cancelled debt and definitely not a settlement. I have called RJM for the last 2 days and gotten no where. As a matter of fact, when i called yesterday they hung up on me. I am trully lost. My accountant says to retain all copies of correspondence, checks, and other pertaining items so that when it comes to the IRS it then becomes their problem because i did everything i could do. Is this true?