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RJM Acquisitions LLC - What do consumers say about them?

Submitted by Rhonda28 on Thu, 09/01/2005 - 21:59
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Has anyone ever had any experiences with RJM Acquisitions LLC NY? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).


I just got a letter from them also saying I owe Mystery Book Club from 5 years ago. I have never joined Mystery book club. The letter had no phone number listed but here is the info on RJM that Mystery Book Club gave me........
RJM Acquisitions
Suite 224
575 Underhill Blvd
Syosset, NY 11791
Phone: (800) 651-4418


Submitted by on Thu, 03/27/2008 - 07:24

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I just received a letter from RJM from a Literary Guild Select Book Club and the topper was my first name isn't spelt right and my last name is my husbands last name...I never changed my name legally or have written it as his name ever and we have been together for 17 years. The bill is for 2004,,,,,,,,,,I will not pay for something I did not order or receive. How can I do something about this? They only have a fax number but from the above written comments from others it is futile! Help .........anyone.........?


Submitted by on Sun, 03/30/2008 - 08:38

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I just recieved a letter from RJM and it is saying that I owe this One Spirit Book Club 120.17 and I have never even known about this book club and don't know what to do.


Submitted by on Mon, 03/31/2008 - 12:18

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I received a notice from this so called collection agency a few days ago. The paper stated that they would give me 3 opportunities to resolve the debt by giving me payment options. For one thing, I'VE NEVER heard even ordered any books and they say that I did back in 2004! Liars! There wasnt a number to call on the paper,just a fax number to fax to. I decided to do research on them on the net and found out that I wasnt the only one that this has happened to. So I finally called a 508 number listed and it turned out to be a fake number. I then found a 800 number (18008860026) which is the real number , and spoke to a woman by the name of Cindy (ext 5032) who asked me to verify my address, I then told her that I have never heard of this book club nor have I ever signed or authorized any purchases for a book. She named a few books that I "thought" may sound familiar, which Ive never heard of a day in my life, she then said "Okay, I will go ahead and delete this account, you will no longer receive notices". I then asked is there a reference number or anything that I can have to document this IN CASE I do receive anything from you all again, she replied "No, but you can take my name and extension". I informed her that if I did receive anything else from this company I will inform my lawyer and report this to the better business bureau because I believe that this is a bogus company that is trying to scam people out of their money. I mean, what type of collections agency wouldnt have a contact number to provide to a customer???? Sounds strange. Do not let them scam you out of your money.... Call 1-800-886-0026 and get it straight before they go any further, Im young and I'll be da**ed if I let a bogus comoany ruin my credit!


Submitted by on Thu, 04/03/2008 - 12:39

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[font=Georgia][/font][color=Blue][/color][size=3][/size][color=Blue][/color][font=Times New Roman][/font][color=Blue][/color]DOES THIS COMPANY HAVE A WEBSITE? THEY ARE SENDING A BILL TO MY HOME TO A PERSON WHO DOES NOT LIVE HERE, WHAT SHOULD I DO?


Submitted by on Thu, 04/03/2008 - 19:48

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I also got this it is from Rjm Acquisitions Llc and they say i owe 77 dollars for a book i never bought and on the back it says they have contacted experian and some other big credit report place and it would hurt my credit. I never bought anything from them and i have been told to possibly open a lawsuit with all the evidence i have (11 pages of people with the same problem). anyway they said i bought something book from Doubleday Book Club when i dont read books and especially not the kind that book club sells those huge ones that would take me like 10 years to read.


Submitted by on Sat, 04/05/2008 - 19:30

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[size=3]I can't believe me of all people are getting something like this. I'M ONLY 12 YEARS OLD. I don't even know what this is and i hope my mom doesn't get mad at me for something i didn't even do. She probably won't let me use the computer anymore! What should I do?


P.S I'm only 12 so if you reply please make it very simple for me to understand.
[/size]


Submitted by on Sat, 04/05/2008 - 20:38

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[font=Impact][/font][color=Red][/color][size=7][/size] :P


Submitted by on Mon, 04/07/2008 - 15:05

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Just called them about a small debt from an account that I know I had :)
They were not provided with my new address and I requested to remove this entry from my credit report (Equifax and Transunion) now I just have to wait and see if it has been deleted :O)

They were actually very nice and helpful, I guess it depends who you get to talk to :)


Alex


Submitted by on Fri, 04/11/2008 - 12:03

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I'm in the same boat, I got a mark on my credit report and I protested it. A few weeks later I got a letter in the mail from RJM Acquisitions saying I owed $91 for the Literary Guild Book Club. I called them up and told the lady that I had no knowledge of this debt. I asked what SSN they had on file and she said that they didn't have one. I then asked if they would/could provide me with any and all records showing that I agreed to this charge. She basically told me that they didn't have it on hand and that she would remove the debt from their accounts and the credit agency.

I guess the moral of the story is that you can (legally) just ask them to provide rediculous amounts of information and, in general, it just won't be worth it for them to chase down the info for a little bit of $$$... and even if you do have to pay, make them work for it, you'll feel better. :D


Submitted by on Mon, 04/14/2008 - 13:46

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I have recieved two notices fromthem on an acoount that I have sent back the books for $60.00. Though they have told me that they bought the account from the crafters choice book club. Is it best to pay them off or what?


Submitted by on Mon, 04/14/2008 - 16:19

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There address 575 Underhill Blvd. Ste#224
Syosset, NY 11791-3416. Ph (800)651-4542 or (800)541-0824. Fax (516)714-1300. Wish you the best of luck with these people.


Submitted by on Mon, 04/21/2008 - 14:18

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i received a notice of a valid debt, but from YEARS ago--how long do they have before the debt is invalid--isn't there a 5 yr. stautute???


Submitted by on Tue, 05/06/2008 - 06:27

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A debt is valid until paid for all but two states which have a statute of repose.You would have to google to see which two as I have long forgotten. After a debt has reached both civil & reporting sol,the only thing they can do is write letters & call. Whether you pay ancient debt or not is a personal decision.


Submitted by cajunbulldog on Tue, 05/06/2008 - 06:39

cajunbulldog

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How about I just checked my credit report and I have a $1,352.00 Bill from them on a bank account I've never had with some woman whom I dont know... WEIRD.. One thing I know is I WILL get to the bottom of it. Oh and I disputed it with Experian and somehow they verified it... Tomorrow I will get answers!


Submitted by on Tue, 05/06/2008 - 19:57

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I have 2 seperate bills that hit my credit report and they are both from RJM, I am pretty sure that both of them are mine but would like to know if they should have added the amount and only reported one combined account to the credit agencies? I have been also reading the horror stories and sympathize, and want to know how to NOT let that happen to me..


Submitted by on Tue, 06/24/2008 - 08:36

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Hey there! I just wanted to throw in my 2 cents, I had a collections account at RJM and disputed it, they were very quick to verify so I then sent them a settlement letter for $150.00 and asked they delete the reporting from my report. About two weeks later I received the settlement offer I proposed on their letterhead that also states they will remove negative reporting and that they are pleased to accept my offer of $150, it was great. I didnt even deal with anyone over the phone. Good Luck to you all!!!


Submitted by on Tue, 07/22/2008 - 17:42

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I just received a statement from them trying to collect $102.00 from me. I have no idea what for. I recently pulled my credit report and I do not have any outstanding or old debt on my report. So who are these people and what are they trying to collect?


Submitted by on Wed, 08/13/2008 - 06:46

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Can RJM still collect on a debt that is more than seven years old? Don't they have to take this off my credit report if it's been over seven years?


Submitted by on Tue, 10/07/2008 - 10:39

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If a debt is more than seven years old doesn't RJM have to take it off my credit report? I thought if something was 7 years or older, it has to be erased from your credit report?


Submitted by mcgoughbryan on Tue, 10/07/2008 - 10:50

mcgoughbryan

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I owe a bank from 7 and a half years ago and they are saying it's from 2005 when it's from 2000, how can I fix this?????


Submitted by on Tue, 10/07/2008 - 12:35

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can I make payments to you over the internet


Submitted by on Thu, 11/13/2008 - 08:36

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i am letting you know that i will not be sending you any money. access code 096576316795. i do not and never have owed you any money. i don't even read books. i also have never heard of crossings book club. this bill says the account # is 740169211. i just thought i would let you know all this before i throw it away.


Submitted by on Mon, 01/12/2009 - 06:26

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I recived a collection letter from this company about a B of A debt I paid over 4 years ago, past the SOL. I called them and they said they bought the debt back in November. It is not reporting on my credit report as of now and they say I need to pay them in order for it not to report. They said it will show up in 30 days if I dont pay. What do I do to get these guys to go away and not report it on my credit, besides I already paid the thing. What a bunch opf bull @#$!. I have been reading on this site about sending a DV will that get them to drop it? Any advice.


Submitted by on Wed, 01/14/2009 - 09:32

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I am trying to buy a house and when my credit report was pulled there was something from Book of the Month Club and it was in collection with RJM Acquisitions so my realtor told me to get ahold of them and talk them down on what they want to settle. It went from $58 to $10 in about 3 minutes... So they are easy to work with if you just stay calm with them.

The account was closed in Dec 04 but they just bought it in Oct 08.. That was kinda fishy but if you need to get it off the report just stay calm and you will prevail.


Submitted by david-d1 on Fri, 01/23/2009 - 12:06

david-d1

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according to the book club my account was written off from 2005, how long can rjm harass me


Submitted by on Tue, 02/03/2009 - 05:34

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Hi jcor75225, it could be a scam. Run the phone number they called from through Google and see what you find.
Do you have any proof you paid it? Copy that and send it with DV letter. But I would wait and see if it actually does show up on your credit report and Dispute it through the credit reporting agency.

Hope this helps.

chrys


Submitted by Chrys Henderson on Tue, 02/03/2009 - 22:24

Chrys Henderson

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this debt notice i have received is for a bank debt i did not know of and is over 8 years old. in my state that is beyond the statute of limitations...what next?


Submitted by on Mon, 03/09/2009 - 16:34

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I recently got a decision against RJM based upon a defective notice. I am looking for consumers who received these notices in NY, NJ or Conn.
email removed


Submitted by on Tue, 03/10/2009 - 09:46

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I recieved a bill from your company,I have not ordered anything from you,and I have never lived at that address.How can I clear this up ?


Submitted by on Sat, 04/11/2009 - 08:21

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I never had a wachovia account and here RJM Acquisitions LLC got collection against me for the debt that i have no idea! . And i have called wachovia they dont even have my name in their system.
RJM is a SCAM and shouldnt be allowed to keep their license or run this kind of SCAM FALSE DEBT BUSINESS. I have read several other complaints about similar Wachovia account collection by RJM.


Submitted by on Sat, 04/11/2009 - 19:16

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I got letter from rjm on closed account from wells fargo. It is not on my credit report. But I did have an account that they closed yars ago. Is it possible I owe this and should I pay it


Submitted by on Mon, 04/13/2009 - 18:32

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send them a DV and C&D letters.send them certified mail return receipt.make them prove you owe it.


Submitted by paulmergel on Mon, 04/13/2009 - 18:35

paulmergel

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this was paid several years ago to the book club involved they continued to send books which I returned unopened .These people reported me to the credit reporting agencies for a debit that I do not owe...I can not afford an Attorney to resolve this issue and I am sure that what they count on when harassing people


Submitted by on Tue, 04/14/2009 - 05:53

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RJM Acquisitions LLC sends me a note about once a year (the exact smae note that I get about once a year for the last 12-15 years) trying to collect on a $115 debt that is now 22 years old (from 1987), was purchased by my mother using my credit so it's not even my debt, and she passed away back in 1998. What is the statute of limitations anyway?


Submitted by on Wed, 04/15/2009 - 12:08

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RJM actually dropped a number of debts for people in hardtimes and would send out a mailer regarding debts people owed. The poor feedback is due to people who have long forgotten about money they owed and are not happy about it being on their credit reports. Yes, some of it may be due to "bookclub" fees they have never paid & the not so free trial offers people have gotten themselves into.

When I worked there I did not see any cold calling at all. They sent out a mailer and If you called you would 90% of the time be asked to pay a fraction of what you owed. They dropped 60% of the debts for people in the "Katrina area".

Yes, some of it might be out of the statute but come on... only due to clever dodging.

Not i did not work on commish.... No I do not work for them any longer...


Oh an if the info was not cleared off the credit report ...CALL BACK!


Not so bad people over there.
B.


Submitted by on Mon, 04/20/2009 - 12:18

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oh please.there isn't a single decent person there if you are an example of there employee.


Submitted by paulmergel on Mon, 04/20/2009 - 12:26

paulmergel

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Why would you delete it? I would just like people to know exactly what kind of human scum they are dealing with, and hopefully his employees can now be informed about what kind of pervert they work for, so that is what it has to do with anything. Delete it, I guess you condone those kind of people in our society, sorry for spreading the know. Just remember that you own sh(t cyberdork.


Submitted by on Tue, 04/28/2009 - 20:26

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That stupidity comment was really creative, I would bet that people must really enjoy your witty comments and intelligent banter. Maybe you could give scott some tips on how not to get busted with that kind of stuff. I guess I offended you.


Submitted by on Tue, 04/28/2009 - 20:32

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because humanoid.being i was slandered on other sites i don't feel the need for vulgar,disgusting,and probably false accusations.this is a bottomfeeder,but i won't tolerate just throwing you know what to the wall hoping it sticks.present proof of your posts not just conjecture.okay?because without some plausible proof that's what it is.


Submitted by paulmergel on Tue, 04/28/2009 - 20:36

paulmergel

( Posts: 15514 | Credits: )


oh please.there isn't a single decent person there if you are an example of there employee. -paulmergel This was your post, and you're talking sh(t about my comment? By the way, it is spelled "their" not "there".......... but you're the man around here.


Submitted by on Tue, 04/28/2009 - 20:41

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