Has anyone ever had any experiences with RJM Acquisitions LLC NY? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).
I have been dealing with them
and they are fine. My debt is now paid off. :)
Sub: #52 posted on Mon, 07/24/2006 - 14:27
Unregistered
Fuss722, did they DELETE the
record? I only want to pay the $56 I owe if they will DELETE it from my
credit report, not just mark it "paid collection," which I understand is
not worth much.
Sub: #53 posted on Fri, 08/11/2006 - 22:16
Unregistered
Guess what...I called them and
asked if they would DELETE the item if I paid it in full. And believe it
or not...they agreed to it, and sent me a letter confirming that when
the payment is received, they will DELETE it entirely. There's even a
checkbox on the return portion that says "Please delete this from my
credit file."
It sounds like they are at least willing to work with you if you contact
them...but the proof will be in the pudding.
I'll keep you posted after I send the payment and watch to see if it
really does come off!
Sub: #54 posted on Tue, 08/22/2006 - 09:23
Unregistered
Junk debt purchaser. Buys
accounts past statute of limitations for legal collections. They
generally can't force you to pay or sue you or report to credit agencys.
Can only generaly make you pay if you agree to credit card, make payment
etc, which restarts statute of limitations. You screwed
yourself.
Sub: #55 posted on Mon, 08/28/2006 - 15:08
Unregistered
I recieved a letter from RJM Acquisitions the other day. This was from
a debt about 4 years ago that had been closed by another creditor.
Any suggestions? I cannot pay this and refuse to under my personal
circumstances...
sincerely,
Branden
Sub: #56 posted on Fri, 09/08/2006 - 11:52
Unregistered
BT, you need to check the last
payment date on your account and confirm whether it is still with the
SOL period. If the statutes have expired, you can legally refuse to pay
the account but it will be still reported in your credit file by the
company. First verify the SOL of this debt.
Most States have a 7 year
statute of limitations on Old Debts. After 7 years, companies can no
longer collect. NY is 6 years. If they are trying to collect an old
debt you simply need to send them a letter saying that it is no longer
valid, it is past the point of collection and to never contact you
again. You have rights and just because they send a letter and back-it
up with valid debt data doesn't mean you have to pay
it.
Sub: #58 posted on Sat, 09/16/2006 - 05:56
Unregistered
I am being scammed for a
mystery book club that i never ordered. $77 debt is messing up my
credit.
Never heardd of the book club. Should i just pay it and get it off my
credit?
Sub: #59 posted on Sat, 09/16/2006 - 07:33
Unregistered
I am having the same issue. I
am in the process of trying to buy a house and notice two debts listed
from this company for some book club. This is a fraud. I emailed the
company and no response yet!!
Sub: #51 posted on Thu, 07/13/2006 - 02:07
(Posts: 44 | Credits: )
Sub: #52 posted on Mon, 07/24/2006 - 14:27
Sub: #53 posted on Fri, 08/11/2006 - 22:16
It sounds like they are at least willing to work with you if you contact them...but the proof will be in the pudding.
I'll keep you posted after I send the payment and watch to see if it really does come off!
Sub: #54 posted on Tue, 08/22/2006 - 09:23
Sub: #55 posted on Mon, 08/28/2006 - 15:08
I recieved a letter from RJM Acquisitions the other day. This was from a debt about 4 years ago that had been closed by another creditor.
Any suggestions? I cannot pay this and refuse to under my personal circumstances...
sincerely,
Branden
Sub: #56 posted on Fri, 09/08/2006 - 11:52
Sub: #57 posted on Fri, 09/08/2006 - 13:48
(Posts: 495 | Credits: )
Sub: #58 posted on Sat, 09/16/2006 - 05:56
Never heardd of the book club. Should i just pay it and get it off my credit?
Sub: #59 posted on Sat, 09/16/2006 - 07:33
Sub: #60 posted on Tue, 09/26/2006 - 10:35