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RJM Acquisitions LLC - What do consumers say about them?

Date: Thu, 09/01/2005 21:59

Debt Samaritan

Posts: 411
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Has anyone ever had any experiences with RJM Acquisitions LLC NY? I received a letter in the mail from this company about three weeks ago about a fingerhut account that I had 5 years ago (or more).

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Total Replies: 342

Tell them the SOL is over hence they should not waste your and their time by asking money. Send the letter certified.

Sub: #51 posted on Thu, 07/13/2006 - 02:07

dave

(Posts: 44 | Credits: )

I have been dealing with them and they are fine. My debt is now paid off. :)

Sub: #52 posted on Mon, 07/24/2006 - 14:27

Unregistered

Fuss722, did they DELETE the record? I only want to pay the $56 I owe if they will DELETE it from my credit report, not just mark it "paid collection," which I understand is not worth much.

Sub: #53 posted on Fri, 08/11/2006 - 22:16

Unregistered

Guess what...I called them and asked if they would DELETE the item if I paid it in full. And believe it or not...they agreed to it, and sent me a letter confirming that when the payment is received, they will DELETE it entirely. There's even a checkbox on the return portion that says "Please delete this from my credit file."

It sounds like they are at least willing to work with you if you contact them...but the proof will be in the pudding.

I'll keep you posted after I send the payment and watch to see if it really does come off!

Sub: #54 posted on Tue, 08/22/2006 - 09:23

Unregistered

Junk debt purchaser. Buys accounts past statute of limitations for legal collections. They generally can't force you to pay or sue you or report to credit agencys. Can only generaly make you pay if you agree to credit card, make payment etc, which restarts statute of limitations. You screwed yourself.

Sub: #55 posted on Mon, 08/28/2006 - 15:08

Unregistered

I recieved a letter from RJM Acquisitions the other day. This was from a debt about 4 years ago that had been closed by another creditor.

Any suggestions? I cannot pay this and refuse to under my personal circumstances...

sincerely,
Branden

Sub: #56 posted on Fri, 09/08/2006 - 11:52

Unregistered

BT, you need to check the last payment date on your account and confirm whether it is still with the SOL period. If the statutes have expired, you can legally refuse to pay the account but it will be still reported in your credit file by the company. First verify the SOL of this debt.

Sub: #57 posted on Fri, 09/08/2006 - 13:48

keystrokes

(Posts: 496 | Credits: )

Most States have a 7 year statute of limitations on Old Debts. After 7 years, companies can no longer collect. NY is 6 years. If they are trying to collect an old debt you simply need to send them a letter saying that it is no longer valid, it is past the point of collection and to never contact you again. You have rights and just because they send a letter and back-it up with valid debt data doesn't mean you have to pay it.

Sub: #58 posted on Sat, 09/16/2006 - 05:56

Unregistered

I am being scammed for a mystery book club that i never ordered. $77 debt is messing up my credit.
Never heardd of the book club. Should i just pay it and get it off my credit?

Sub: #59 posted on Sat, 09/16/2006 - 07:33

Unregistered

I am having the same issue. I am in the process of trying to buy a house and notice two debts listed from this company for some book club. This is a fraud. I emailed the company and no response yet!!

Sub: #60 posted on Tue, 09/26/2006 - 10:35

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