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United Cash Loans - What are the complaints against them?

United Cash Loans is a payday loan company that claims to offer quick cash to borrowers. Consumers dealing with this company have a lot of complaints. Read through the section below to know more about these complaints.

What are the United Cash Loans complaints?

There are many consumers who have shared their bitter experience with United Cash Loans in the DebtCC forums. They have the following complaints against this company:

  • Debiting money even after loan is paid: Some consumers claim that the company kept debiting their accounts even after the loan amount was paid. One such consumer says that he took a loan of $300 from the company. They kept renewing his loan and debited his account for a total of almost $900! Read more.
  • Not licensed to lend: Consumers allege that the company is not licensed to lend in many states like Nevada, Oklahoma, etc. They often violate the laws regarding lending and thus, they pose a threat to those taking loans from this company. Know more.
  • Withdrawing extra money: United Cash Loans is accused of withdrawing extra money from customers' accounts. A customer says he took out a loan of $200 and the company was withdrawing $60 every two weeks. But suddenly they started withdrawing $80-100! He ended up paying them over $600 for the loan! Find more on this.
  • Unauthorized withdrawal: A customer made arrangements to pay the company $135 from his bank account to repay a loan. But later on, the company took another $105 which was not authorized by the customer. On contacting, the company told him that he made arrangements to pay $105 and they did not do anything illegal. But he insists that he had authorized the withdrawal of only $135! Check out for more.
  • Harassing calls: Customers complain of getting harassing calls from United Cash Loans. A customer says he paid well over $700 for a loan of just $200. He had to close his account as the company had drained his funds. But even then, he kept on receiving harassing calls from the company. He was also threatened that a lawsuit would be filed against him. Know more.
  • Rude behavior: People say that United Cash Loans customer service is not good. A person complains that the company renewed his loan 7 times illegally and charged him more than they should have. When he called the company regarding this, the representative talked to him in a rude manner. Find the details.

If you need to contact this company, you may find the following details useful:

United Cash Loans Address:
The company is said to do business in many states and have different addresses. One of their addresses as found in the BBB site is:

3531 P St. NW
Miami, OK 74355

United Cash Loans phone number: (800)410-9275

(Source: "")
I received a voicemail today from a woman named Ka...
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Posts: 63
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I received a voicemail today from a woman named Kathleen Robinson with United Cash Loans at 800-410-9275. She stated that I needed to contact her today by 5pm to avoid further processing. When I called the united cash loans phone number, they answered. Has anyone spoken with this woman and is she really calling from UCL or does she really work for a CA representing UCL?

Please help!!!!!!!!!!!!

I couldn't locate that united cash loans phone number but the company has the following DBA's. It is located in Oklahoma and is also under Rio Resources.

1000 Payday Cash

Found another one located in Nevada. You can look that up through the Better Business Bureau

Sub: #1 posted on Tue, 04/25/2006 - 07:14

truwoman31 truwoman31

(Posts: 41 | Credits: )

The one I took out a loan from United Cash Loans was in Nevada. I am trying to info of phone numbers from anyone in this forum before I make the time to call her back today. What's the address for united cash loans?

Sub: #2 posted on Tue, 04/25/2006 - 07:20

SHbear SHbear

(Posts: 63 | Credits: )


United Cash Loans are conducting illegal activity. They are not licensed to lend in the state of Nevada or Oklahoma. They have committed alot of violations. This is a common threat with United Cash loans. Make them aware that you have knowledge of their non-licensure. What state do you live in? Do not let them intimidate you through phone calls and other tactics.

Sub: #3 posted on Tue, 04/25/2006 - 07:37

Not so Lucky Not so Lucky

(Posts: 3042 | Credits: )

This group is not a member of the BBB. They are not accepting any mail at the united cash loans mailing address, only by faxing or emailing the company. They have an unsatisfactory record with BBB. The United Cash Loans phone number as listed by the BBB is 800-354-0602 fax 888-570-9772

Sub: #4 posted on Tue, 04/25/2006 - 07:39

truwoman31 truwoman31

(Posts: 41 | Credits: )

I live in Texas. Is United Cash Loans licensed in TX?

Sub: #5 posted on Tue, 04/25/2006 - 07:40

SHbear SHbear

(Posts: 63 | Credits: )

I have yet to find a state that United Cash Loans are licensed in.

Sub: #6 posted on Tue, 04/25/2006 - 07:45

Not so Lucky Not so Lucky

(Posts: 3042 | Credits: )

These laws just basically tell me that a payday lender like United Cash Loans can loan money in Texas and charge fees at a certain amount. It doesn't tell me if they are licensed to do business in Texas.

I have hit them with the validation letter 3 times and they are not paying attention.

Sub: #7 posted on Tue, 04/25/2006 - 07:48

SHbear SHbear

(Posts: 63 | Credits: )


go into this website and they have all the states business entity sites listed.


Sub: #8 posted on Tue, 04/25/2006 - 07:55

Not so Lucky Not so Lucky

(Posts: 3042 | Credits: )

I have been trying to get rid of telmerica wwwcashnow and they are so rude. I found out they are not licensed in VA and so I called them and let them know that I already paid them $302 for a $200 loan and I want my loan considered paid in full. However, the person I speak to says they are licensed, etc. etc. She then lets me to speak to her supervisor who I go through the same conversation with and she says that I took out the loan illegally since they are not licensed in VA. I told her that no I have found out all this information since I took out the loan. Thank god for this site. I was transferred to the main boss who of course is not in and I had to leave a message. About 5 minutes later the first lady calls me back and says they are going to take the full amount of the loan on Friday. I said oh no you better not and when I mentioned being not licensed again she said lets not start that again. Anyway is there a letter I should send them or something that can revoke my authorization to debit my account. Please help as I am desperate.

Sub: #9 posted on Tue, 04/25/2006 - 08:49

ccgirl31 ccgirl31

(Posts: 8 | Credits: )

Contact your bank and let them know what is going on and put a stop on the debit. They are not going to admit if they are not licensed to lend and you are not the one who took the loan illgally, they are the guilty ones for issuing the loan to a state they are not licensed in.

Sub: #10 posted on Tue, 04/25/2006 - 09:14

Not so Lucky Not so Lucky

(Posts: 3042 | Credits: )

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