United Cash Loans - What are the complaints against them?

I couldn't locate that united cash loans phone number but the company has the following DBA's. It is located in Oklahoma and is also under Rio Resources.

UnitedCashLoans
Quickest-Payday-Loan.com
Your-Approved-To-1000.com
1000 Payday Cash
Emergency-Cash-Loans.com


Found another one located in Nevada. You can look that up through the Better Business Bureau

The one I took out a loan from United Cash Loans was in Nevada. I am trying to info of phone numbers from anyone in this forum before I make the time to call her back today. What's the address for united cash loans?

Shbear,

United Cash Loans are conducting illegal activity. They are not licensed to lend in the state of Nevada or Oklahoma. They have committed alot of violations. This is a common threat with United Cash loans. Make them aware that you have knowledge of their non-licensure. What state do you live in? Do not let them intimidate you through phone calls and other tactics.

This group is not a member of the BBB. They are not accepting any mail at the united cash loans mailing address, only by faxing or emailing the company. They have an unsatisfactory record with BBB. The United Cash Loans phone number as listed by the BBB is 800-354-0602 fax 888-570-9772

Tammy,
I live in Texas. Is United Cash Loans licensed in TX?

I have yet to find a state that United Cash Loans are licensed in.

These laws just basically tell me that a payday lender like United Cash Loans can loan money in Texas and charge fees at a certain amount. It doesn't tell me if they are licensed to do business in Texas.

I have hit them with the validation letter 3 times and they are not paying attention.

Shbear

go into this website and they have all the states business entity sites listed.

wwwdotfreeprfdotcom/corporationsdothtml

I have been trying to get rid of telmerica wwwcashnow and they are so rude. I found out they are not licensed in VA and so I called them and let them know that I already paid them $302 for a $200 loan and I want my loan considered paid in full. However, the person I speak to says they are licensed, etc. etc. She then lets me to speak to her supervisor who I go through the same conversation with and she says that I took out the loan illegally since they are not licensed in VA. I told her that no I have found out all this information since I took out the loan. Thank god for this site. I was transferred to the main boss who of course is not in and I had to leave a message. About 5 minutes later the first lady calls me back and says they are going to take the full amount of the loan on Friday. I said oh no you better not and when I mentioned being not licensed again she said lets not start that again. Anyway is there a letter I should send them or something that can revoke my authorization to debit my account. Please help as I am desperate.

Contact your bank and let them know what is going on and put a stop on the debit. They are not going to admit if they are not licensed to lend and you are not the one who took the loan illgally, they are the guilty ones for issuing the loan to a state they are not licensed in.

Yeah I finally got the bank to put stop payments on all 4 loans including United Cash Loans. They only made me pay for 1 so that was cool. I just hope that this stops it and then I can consolidate all my bills but I still haven't been contacted from this sight.

ccgirl31, usually, the consultant calls back within 24 hrs to 48 hrs. You will get a call from the consultant perhaps today or if not, you will get it definitely by tomorrow. Do let us know the outcome of the discussion you have with the counselor.

I applied last year with United Cash Loans was denied..I never thought anymore about it...They deposited 200 in my account and I did not know this iam handicapped and told them how i could send it back and they said I couldnt. NOW today i got a call and they said they would have me thrown in jail if i did not pay back 240 today...I have no money.. to pay it back...

United Cash loans is conducting illegal business. They are not licensed to lend in the state of Nevada or Oklahoma. They have violated several laws. You will not be put in jail. You need to file a complaint with the Attorney General and Consumer Affairs in your state and the state of Nevada. Where they denied the loan then turned around and deposited the money in ny opinion, you do not owe them anything.

Leeba

To make your point stronger against United Cash Loans, the application date when you were denied must be earlier than the date on which the money was deposited in your account. You can use this record while sending your complaint to the AG's office.

You must also inform your bank and explain the complete situation. If they get aware of this situation, they won't allow the company to debit money from your account.

It seems United Cash Loans are trying to get aggressive with people. They are really under my skin this week. :x You can check with your bank comissioners office or with your department of financial institutions to see if they are licensed in your state.

Are they registered in VA? How can I get them to send me a bill of what I exactly owe? what should be my next step?

The only way to deal with United Cash Loans is to file a complaint against them with the AG of Oklahoma. They have to send you an itemized statement of your account when requested. UCL is a very shady company that evades the laws.

I got a loan from you, and I need to take to someone about repaying it in full.
Please can you give me a phone number so I can take to someone.
Thank you
Ira Jackson

Please can I get a Telephone Number that I can reach the company?

What company are you trying to reach?

i tool out a 200 dollar loan in dec 06 and they have been taking 60 dollars every two weeks and latly they have been taking from 80 to 100 dollars out now and i have payed them over 600 dollars for a 200 dollar loan some one please help me.

Jason- You have OVERPAID my friend. Dont pay anymore. I would file a complaint against them like NOW.

I am recieving calls at work from United Cash Loans, My boss said that I do nto work here anymore. I live in KY and I have 2 outstanding PDL out right now and when I get htem paid I will never do it again. I have one with 500 Fast cash and one with 10 Dollar Payday are either of these affiliated with United Cash Loans?

As soon as the $65 is back in my account where they tried to use a check, they will definitly be getting a letter from me. Bad part, bank said it could take 5 to 7 days for it to be returned! UGH.... No I have 2 idiot PDLS to deal with instead of one! Though I only had Route66 now this butts have showed back up. Hmmmm if they took money out of my account, then I should be able to "log into" my "account" on their sight, huh? May have to check that out when I get home!

oh I just LOVE route 66!

If anybody needs it, the telephone number for United Cash Loans is 1-800-279-8511. It took me quite a while to get it so I hope this is able to help somebody out!

They called again yesterda, but just to my cell at least (not my work that I know of). They were persistent but no more threats. I told them I would NOT be threatened any further and explained about the police and atty general. I asked again for something in writing, and he told me that they LEGALLY can not send anything in writing to my home address, that they can only send a fax....give me a break. Then I also received the below email from them along with a note saying I could take out additional funds....does this mean they are considering this PIF or are they just trying to get an auth on my new bank account??? Just copied a couple paragraphs...


Quote:

It sounds like they might be trying to get new banking info or something. Do not give them any new information on checking accounts if you have one.

Yep, agreed with Mishele. This is just a scam to get your new account info and start taking money out again!!! Do not give them any info!!!!!!!!! This company cannot be trusted.

I cannot even believe they are still trying. I had united cash loans, they were one of my first PDLS almost 2 yrs ago. They were the first I defaulted on, a year and a half ago. I really didn't owe them much, and never could get in touch with them..I never heard a word, until about 6 months after I defaulted, I got an email very similar to that one. Be careful with these guys, they are sneaky.

After being transfered to 4 different people, the number they can be reached is 800-279-8511...The only nice person I spoke to was Alyssa @ x 2074

iwant a supervisor to call me in regards to 3 different withdrawels from my acccount without my permission!!!

Lady Lucy,
We are a debt collection forum and message board and we do not debit anyone's account whatsoever. Do you have the name of the company that did this and perhaps we could help you with contact information?

I'm trying to understand what you guys are talking about. I got a loan from them for $250 dollars what is going to happen to my bank account. I live in IL.

well, my suggestion to you is to get the money together and pay all of it off at once, otherwise that 250 loan will end up costing you ALOT more!

For example, my 250 loan with them ended up costing me over 600 dollars and they still claim I owe them 590

I'm in the same position with United Cash Loans right now. I took out a loan for $300 with a $90 Finance Charge. They have debited my account now for a total of $450. I called and talked to someone in collections today and they said that I still owe $405. I live in North Carolina and I don't want to have to pay these people one more penny when I have well paid the $300 that they loaned me. What do you suggest that I do? Should I close my bank account? I'm worried because they have my work telephone number :( PLEASE HELP![font=Arial][/font]

I would say you have already paid off your loan including the interest allowed by your state. Another $450 for a $300 loan, no way. Close your checking account if you have to otherwise they will take your money out. Also don't worry if they threaten you with criminal action, you can't go to jail for not paying a payday loan.

You are done with them. PERIOD. And payday loans are illegal and prohibited in North Carolina, you need to file complaints with your attorney general's office. And definately close that bank account, as soon as possible, they will continue to take more money if you don't.

I want to thank you for your advice. I did talk to my bank and they strongly suggested I close my account as well. This will be the VERY last time that I ever use a service like this. And to think that I just needed a loan because for the first time I was short on money :twisted: These people are terrible and I'm very concerned that they will start calling my work, but at least they can't take anymore of my money!

I've never dealt with United Cash, I have heard they are real a$$holes. But you are right, they can't take anymore of your money. Did you file complaints against them with your Attorney General's office yet? If not, I suggest you do that also. Another piece of advice, should they turn you over to a collection agency that goes by Bass and Associates or Bass Prelitigations, IGNORE THEM! And just laugh when they say you are going to be arrested.

800 279 8511 ext 1

I have a loan with UCL and I have already paid over 300 dollars for a loan of 250. I live in Fl. and wanted know if anybody knows whether they are licensed here and what I should do?

No, they are not licensed in Florida. You will find they are not licensed to loan in any state, and probably don't even have a license to operate in the state they are physically located.

They have at least 2 physical addresses. One in Oklahoma and one in Nevada. They are not licensed in either state. I'm dealing with them, as well, and it is like pulling teeth to get them to respond to correspondence.

You should also file a complaint with Oklahoma and Nevada, it would be nice to report them to their own state as well and report them for operating without a license. I know Oklahoma will more than likely take action like they did against MTE.

Also they violate Ok. state laws regarding pdls. Rollovers are not permitted there and rates are $15 per $100 if up to $300 is borrowed and $10 per $100 if $301-$500 is borrowed. I don't know about you but they charged me way more for my loan.

Me also. Definately report them to Oklahoma. I'm sure they will investigate it.

i had taken a 300.00 loan out with a payoff of 390.00 to be taken from my account on the 1st of july. on calling them to conferm this, i was told they would only take 90.00 from my account because i hadn't notified them in time to take the full 390.00.now i have a what they are calling (renewal) of the loan,meaning i will still owe 390.00 next patday. how can i stop this unending process.