Paid in full
Date: Thu, 04/18/2013 - 15:23
collector is correct...Fair
collector is correct...Fair Credit Reporting Act requires creditors to report accurately or the consumer can dispute it and have it removed. If you settled the account, it will report as settled.
Collection accounts stay opn
Collection accounts stay opn your credit report for 7 years from when it was originally reported delinquent. The most you can do is send the a GW delete letter and ask them to stop reporting. The effort has a good chance failing but it is still worth a shot. I know a few people who managed to get away with it.
CA's dont do goodwill...they
CA's dont do goodwill...they have no benefit from goodwill. And a CA is not going delete when they wont report a settlement as a paid in full. Waste of a stamp.