How to know that I'm getting the best rate in the mortgage loan

The mortgage interest rate is indeed low now. So, it's a good time to take out a mortgage. The interest rate has dropped to 3%. So, if a lender offers you an interest of 3.2% or 3.7%, then consider it as a good deal. Rates are fluctuating. It's true. How much is your credit score by the way? And, how much are you willing to put down?

Hello, Winslet!

Mortgage-backed securities prices have fallen in the past two weeks. Rates are higher than they might be in the weeks to come should things begin to settle down. That being said, if you are buying a home this could be an opportune time before the housing market comes back, and while mortgage rates are a little higher than they were, they are still near their record lows.

Ye, the mortgage rte is low. but, you should have a good job pr income siurces since the conomy is not good and the money crisis can hamper your financial pan. So, think twice before taking aout any big loan.

What is your credit score? Right now, the mortgage rates are low. But the interest rate will be offered to you based on your credit score as well!! So, check your credit score before taking out a mortgage loan.
And yes, don't take out a mortgage loan just because the rates are low. Make sure that you have decent source of income and then plan your finances accordingly.