Do I need to pay a 2-year old $400 balance in my cc?
Date: Thu, 01/21/2021 - 17:26
No. My suggestion is you
No. My suggestion is you should wait until you get an official letter from the credit card company.
Otherwise, it may be a waste of money from your side.
It will remain on your credit
It will remain on your credit report for another 5 years. Interest adds up and they could decide to sue you. Maybe call and ask for a settlement?