wrong chapter filed
You have to qualify for Chapter 7. Obviously, you didn't. Ch
You have to qualify for Chapter 7. Obviously, you didn't.
Chapter 13 is basically a repayment plan. Talk to your lawyer. You're paying him for his services. Tell him you'd like to understand the difference between 7 and 13, why you didn't qualify, what are the next steps, etc.
First i like to thank you for your replay. I did this yesterday
First i like to thank you for your replay. I did this yesterday and have no answer yet. Would you please be so kind and let me know what i could do or ask?
The issue you face is not clear. You say that there is a "divorc
The issue you face is not clear. You say that there is a "divorce settlement". Are you receiving $$ or required to pay $$?
1. If receiving $$, unless it is exempt, the 7 Trustee takes the asset. You would convert to a 13 so that you can keep the asset.
2. If you are paying $$ for a "property settlement", that debt is not dischargeable in a Chapter 7 but IS dischargeable in a Chapter 13 so long as it is not "in the nature of support".
Your attny is telling you to convert most likely based upon one of the above.
Des.