For those of you who have settled charged-off accts...
Date: Wed, 08/13/2008 - 17:16
you can always ask, it doesn't hurt. It just depend on how you
you can always ask, it doesn't hurt. It just depend on how you and the creditor interact, how long ago the debt was, how much the debt was, how much of a settlement you are paying, etc. I am sure that they consider all factors regarding these "pay for delete" situations.
worse case scenario is they refuse, you pay what they want, and then you spend a few minutes every month for the next "X" number of years (up to 7) disputing their reporting of the debt. You may get lucky and they might get sick of spending the time (and possibly money) reporting on your paid debt.
good luck!