Asset Acceptance (NJ Credit Card)
The offer from the last company won't work here. You will have t
The offer from the last company won't work here. You will have to negotiate with Asset Acceptance and set up a new payment plan. It will be the discretion of the CA whether or not they will accept your request for pay for delete. You will have to negotiate for it. You should send a debt validation letter in order to find out whether or not they really own your debt. However, you can send a goodwill letter once your debt is paid off and can ask them to remove the negative information from your credit report.
Anna is right. You should have accepted the $250 settlement offe
Anna is right. You should have accepted the $250 settlement offer way before. Now you have start all over again. A lot of collection agencies don't prefer to accept PFD offer. But there is no harm in trying. The same thing is applicable about the Goodwill letter also.
THey will not pay for delete. Goodwill is usually extended for
THey will not pay for delete. Goodwill is usually extended for good customers, to keep your business. Asset Acceptance has no desire to keep your business or have you return. Goodwill is not a term of the collection industry but a term that is used by the creditors themselves.
What is the best way to send the DV letter? Regular mail, certif
What is the best way to send the DV letter? Regular mail, certified mail, fedex with tracking?