Citimortgage foreclosure process
I have been dealing with Citimortage also on my past due mortgag
I have been dealing with Citimortage also on my past due mortgage. they have continously told me that as long as I do not go 90 days past due that they legally cannot foreclose. I have since been set up on a repayment plan to pay back the past due balance. my normal pymt is $1241 and my temporary payment is $1825 for the next 6 mos. to get caught up (I am owning now for april, may, June). I have heard recently that the government is looking to sign a moretorium (sp?) on putting a temporary stop to any new foreclosures but haven't heard anything new on that lately. I would not worry too much if I were you since you seem to have a plan to catch up the loan quickly. just stay in touch with Citi and you should be okay....good luck!
Hi Cheekla. Thanks for your answer. It would be great if our
Hi Cheekla. Thanks for your answer.
It would be great if our government actually did something to help regular people. Alas. My loan is actually owned by Freddie Mac but CitiMortgage is the servicer.
It has been very difficult for me to find concrete information about policies. I've left messages with every state and local agency I could find, but no one could actually answer a question for certain.
I guess I am not 90 days past due. I would be 90 days past due on June 4th if I hadn't made that payment last month (since I would have missed March / April / May), but since they accepted the March payment, that means I'm just 60+ days behind again.
At this point, I'm fondly remembering my first apartment. It was $525 / month and I had to walk four blocks to a laundromat and the appliances were from the stone age but - it was $525 / month! :-)
Good luck to you, too.
-Leah
You have to understand your lender is overworked and understaffe
You have to understand your lender is overworked and understaffed. You will not get far by calling them yourself. Make sure you understand the process of loan modification before you call them they are not your friends. Get informed first.
http://wwwyour email is deleted.com...paulmergel
[samebox:de2187de1b="paulmergel"]another solicitation gone.[/samebox:de2187de1b]
you can go for loos mitigation plans which are all available in
you can go for loos mitigation plans which are all available in the citimortgage contact the customer care for more details
I'm in Indiana and am 1 year behind as of today with citi. I've
I'm in Indiana and am 1 year behind as of today with citi. I've offered to give them a short sale and heard nothing. I lost my job of 24 years, as they moved to Mexico. at my age 57years old, am thinking the end is near. can't even buy a job. well I guess the banks will own all the homes as we'll be renting from them, I'm glad the government bailed them out.
Northern Indiana
Citimortgage is a joke! They lie, they mislead and they are cru
Citimortgage is a joke! They lie, they mislead and they are cruel. They told me on several occasions that my modification was approved, then not approved, then approved. This went on and on. Finally I just said screw it - you can have the house. It is very hard though as my animals are suffering because of it.
well i would check to see if you have any unapplied funds,,,bec
well i would check to see if you have any unapplied funds,,,because if you're just paying your regular payments without the late fees it might mess things up. its just a dog and pony show they dont modify nothing