can't contact my debtor
Have you checked your credit report? I would suggest calling AC
Have you checked your credit report? I would suggest calling ACS again and find out who paid the default claim.
FYI...your are the debtor. The holder of note is the creditor.
yeah, I checked my credit report and this is what's said on it.
yeah, I checked my credit report and this is what's said on it.
Experian:
"Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department"
Transunion:
"Placed in Collection"
Both Credit Reports shows ACS as the creditor, but I called ACS and they said since the account is purchased by 3rd party, it is closed and they can't do anything about it. What's weird is that they don't have any info on the 3rd-party collector.
Is there any process for forcing that info out of them? I don't want to wait till the fees and the interests go thru the roof or for the collector to hit me unexpectedly later down the line. This feels very frustrating and terrible to know that I have a debt floating out there in limbo and I can't get to it to resolve.
The debt would not be sold...it would have been assigned. Or th
The debt would not be sold...it would have been assigned. Or the guarantor paid the claim. Ask them who the guarantor was. Call again. Are there any inquiries on your credit report?