Didn't know I defaulted on a loan - currently repaying but hurting my credit
Date: Fri, 01/06/2012 - 10:57
Quote:Can I get this removed from my credit report? It's the onl
Quote:
Can I get this removed from my credit report? It's the only student loan I defaulted on because it was the only one I was unaware of. I'm in good standing otherwise. If so, how can I get this removed!? |
No you will not get it removed from your credit report. Since you are in default, you are NOT in good standing. You may be making your payments monthly, but they will not be reflected positively on your credit. Has the CA talked to you about rehabbing this account? Or have you looked into consolidating it with your other loans?
Your state guarantor will not talk to you or return your calls because they have assigned you to collections....this is standard.