PayDay Max
I'm not a PDL expert, but it seems to me that you could just sen
I'm not a PDL expert, but it seems to me that you could just send them a letter stating that you have discovered that they are not legally licensed to lend in your state, that you have already paid more than the amount you borrowed, and that you would like a letter stating that your account is paid in full.
I don't think that you are any worse off by having agreed to a payment arrangement than you were in the first place by having agreed to the original loan terms. Neither of those things changes the fact that they are not legally licensed to lend to residents of your state. (I'm going by what you said about them not being legal--I don't know whether they are or aren't.)
Have you already closed your bank account, made sure that it can't be forced back open, revoked ACH authorization, and revoked voluntary wage assignments (and given a copy of that to your employer)?
Yes, I actually had to close my acct. as I had fraudulent activi
Yes, I actually had to close my acct. as I had fraudulent activity. That is what forced me to get rid of the 13 or so PDL's I've been paying 2600.00 per month in finance charges alone on. I've just started this process and Roxy and a few others have been a wonderful help so far. God, I wish I would have found this board 6 months ago.
By the way, I'm the one who lives in PA so my laws are different.
Thanks again,
Diane