Special Announcement: Ellis Crosby and Associates are not following fdcpa so if you are getting phone calls from their agents, please handle with care. Signup for free counseling and handle all problems associated with Ellis Crosby and Associates smoothly.
I had gotten some payday loans, and i was unable to repay them as quickly as the loan companys would like. The intrest rate is 600% or more!
Ellis and Crosby says they are lawyers ( when they are just a collection agency) and they have been threatning to pick me up within an hour, if i cant pay right away. ELLIS and Crosby thinks i am a HABITUAL offender because the loan comapnys are screwing me. But what they dont realize is that these loan companys are charging extra if you dont pay ontime. My orginal amount was $200, Ellis and Crosby racked it up to $560, just so they could file a suit aginst me. Its like they are doing it on purpose. GOOD THING I WORK FOR A LAWYER, and i have been informed. :roll:
THERE IS NO DEBT COLLECTION PRISON!
Ellis and Crosby has threatned to make me loose my job, and talk to my boss about it. In texas they cannot garnish wages without a court order. And they have totally violated a law.
SINCE YOU ARE SO CONCERNED ABOUT US PAYING OUR BILLS. IT MUST BE LONELY BEING YOU :D
Sub: #81 posted on Thu, 07/14/2005 - 11:50
I am sure every situation on here is unique. Of course i regret that i let an account get to this point. Also, I am willing and want to pay, but what sense does it make to pay someone that cant even collect a debt and is breaking every FTC law in the book. Worry about yourself, but it sounds like you are perfect so you can worry about us, Thanks. And now that your job is done, go elsewhere or take of your next job.
Sub: #82 posted on Thu, 07/14/2005 - 14:16
uote="Katherine"]I had gotten some payday loans, and i was unable to repay them as quickly as the loan companys would like. The intrest rate is 600% or more!
Ellis and Crosby says they are lawyers ( when they are just a collection agency) and they have been threatning to pick me up within an hour, if i cant pay right away. ELLIS and Crosby thinks i am a HABITUAL offender because the loan comapnys are screwing me. But what they dont realize is that these loan companys are charging extra if you dont pay ontime. My orginal amount was $200, Ellis and Crosby racked it up to $560, just so they could file a suit aginst me. Its like they are doing it on purpose. GOOD THING I WORK FOR A LAWYER, and i have been informed. :roll:
THERE IS NO DEBT COLLECTION PRISON!
Ellis and Crosby has threatned to make me loose my job, and talk to my boss about it. In texas they cannot garnish wages without a court order. And they have totally violated a law. [/quote]
Sub: #83 posted on Thu, 07/14/2005 - 14:32
If you browse this thread in the forum elaborately, you will realize that the membership of Ellis Crosy has been suspended and as a result they have involved themselves in fierce actions.
Moreover, they are going through legal surveillance and they cannot take any action against you during this time. Doing your piece of work, you can file a case against them at the FTC or the DA's office and request for immediate action.
Putting yourself in the safe side with valid proof, you can record all the telephonic conversation held with them so that you can present it to your lawyer and take legal action.
Please do not get worried. Law is in your side. They actually want you to get afraid so that you start paying over anything that they claim. Be confident and let them know that you are aware of your legal rights and you cannot be forced into legal action when their membership has been terminated.
Do let me know if I can assist you further in your queries.
Regards
Roxette
Sub: #84 posted on Thu, 07/14/2005 - 16:41
(Posts: 4009 | Credits: )
Ellis and Crosby says they are lawyers ( when they are just a collection agency) and they have been threatning to pick me up within an hour, if i cant pay right away. ELLIS and Crosby thinks i am a HABITUAL offender because the loan comapnys are screwing me. But what they dont realize is that these loan companys are charging extra if you dont pay ontime. My orginal amount was $200, Ellis and Crosby racked it up to $560, just so they could file a suit aginst me. Its like they are doing it on purpose. GOOD THING I WORK FOR A LAWYER, and i have been informed. :roll:
THERE IS NO DEBT COLLECTION PRISON!
Ellis and Crosby has threatned to make me loose my job, and talk to my boss about it. In texas they cannot garnish wages without a court order. And they have totally violated a law. [/quote][quote]
[/quote]
Sub: #85 posted on Fri, 07/15/2005 - 08:26
Sub: #86 posted on Fri, 07/15/2005 - 08:57
Sub: #87 posted on Fri, 07/15/2005 - 13:47
Sub: #88 posted on Fri, 07/15/2005 - 17:40
Welcome to the forums. As you were not informed and paid Ellis Crosby $885.00, you do not need to pay them anymore for the time being. The reason is that their membership has been revoked from June 1st, 2005 for a period of 90 days.
They are undergoing legal surveillance and are restricted from carrying on their business. This is the reason they are trying to scare the people the most. They are trying to recover the debt from the people through their fierce action which is a violation of the fdcpa law. Please inform the FTC and State Attorney General office about their illegal action and request them to take legal action.
I am sure the government agency must have piled a lot of complaints against Ellis Crossby and their days of business can be counted in fingers.
Please do not get afraid about it as they will try to bully you the most. If necessary, you can record all the telephonic conversation held and present it to the lawyer to file a class action lawsuit against them.
Please do let me know in case you need any more assistance from my side.
Regards
Roxette
Sub: #89 posted on Fri, 07/15/2005 - 17:49
(Posts: 4009 | Credits: )
I received another phone call from someone with Ellis Crosby and Associates on Thursday 7/14/05. This person told me he showns in my file that I made a payment agreement with someone in his office but did not follow through with it (remember the person who called me the first time told me he was not in this for restitution and he just wanted to let me know that I needed to get a lawyer because as of 5pm they were filing charges against me). I told him that was not the topic of our conversation. He then placed me on hold and someone else got on the phone he said his name and the name of the company but I didn't understand him so I asked him what company he was calling from and he got loud and asked me didn't the person who transferred me tell me what company he was calling from. I then told him when he calls my phone he needs to calm down and I hung up.....They never called back. I have a feeling that isn't the last time I'll here from them. ***The point is, these people are trying to play mind games and scare the shit out of you. Don't fall for it and don't be scared. As a matter of fact, don't even waste your time talking to them. If anyone needs any advice please let me know.
Sub: #90 posted on Sun, 07/17/2005 - 15:26