Ellis Crosby And Associates

I just received a call from Ernest Priestly and he stated that I had to pay them by 3 PM today or I would be going to jail. They were going to send a download to our local authorities. The cop would be coming to my home and job a little after 3 pm today. They said I had two charges of theft by conversion and collateral check fruad. I only borrowed $200 and he said that I needed to send via Western Union $515.00. I am afraid that they will be coming to my job today and lock my up. Please give me advice. Should I contact an attorney.

I just received a phone call from someone by the name of mike weistein from ellis and crosby, he said that his company was hired by fsm and that as of 4pm today there will be a suit against me and it will be made public to prince william county where i live. He said to me that he is not trying to collect money from me but I am a habitual offender because i closed my checking account so I could not make the pymt. I informed him that i didnt not close my account my bank did when I had too may nsf's on my account, they said that they couldnt allow the charges to add up anymore.....I didnt commit a crime....he also stated that they have evidence against me and that my IP address was recorded for fraud. I must admit they have me kind of scared. Like I told him I really didnt understand that phone call if he was not trying to collect the debt, he stated that this was to make me aware of what was about to happen to me and I need to get an attorney ASAP, he also asked me it I ever had a record of writing fradulent checks before and I informed him that I didn't, before he disconnected the call he stated ......good luck to you is all I can say....and then he hung up.

PJD,

You can definitely contact an attorney to be in the safer side. But, I think they are trying to pull out money from you anyway. So you can offer them a lower amount that you can afford. It will help to keep the account current and save it from going to collection.

As per as the loan is concerned, I would suggest to pay it off and get out of the trap. Go through the payday loan related topics in this forum and see what people are saying about it.

Well if i get locked up for this, i will let you know.

Kenya- the only way they can lock you up for this is if you intended to commit fraud, that would mean getting the loan and closing your account and ran off and never contacted them agian, had no intention to pay back the money at all. Things like that.
Did you make any payment on it? Even one finance charge?

Yes atleast 3 or 4...but he is saying I intentionally closed the account and I did not, again my bank did, and fsm should have records...I mean I do from the old account.

I just received a phone call from Ryan Davis at Ellis-Crosby and he was telling me that my account was going into processing this afternoon and that the cops were going to come to where i work to arrest me and to take my company's computer hard drive. What do i need to do???

They said that to me too I regards to my companies computer....they have my IP address at my jod and that I used it fradulently. Lord knows I dont need that, I wish I could give u some advice but Im in the same boat. All I can do is hope nothing happens

Dont worry girlfriend, Your fine. They are not comming to take anything, In fact they are being sued by the Florida Attorney Generals office, you to can file a complaint with myfloridalegal.com and type in the search bar Ellis Crosby and Associates. Help stop these people so we can have a fair collection process!

Kenya & Bbrown,

They use same words to get people scared. Don't worry. You can do a search by your own as Katie has suggested. Or go through the following forum topic, I think it can offer you kind of mental support ???
http://forums.debtcc.com/forums/elliscrosbynews.html

They were threatening me about 90 days ago about a debt.
I paid them mony and i did not hear back for a while and now they are threatening me again.
What can I do?




[color=red][size=2][Email removed as per forum rules-Vikas][/size][/color]

Did you pay them in full Lynn? And do you have proof of your payment from them, or even a western union receipt? Do you still owe them money? I would contact a lawyer, and perhaps the original creditor if you can just to see where you are at. Write a cease and disist letter, also ask for proof of payment thus far before you enter into any further payments.You may want your lawyer to call to determine your actual debt still outstanding.Stand your ground and don't be bullied. If you are in a situation where they are disrupting work with the calls, talk to your boss first, then your coworkers and explain the situation. If you are honest, most people will understand and help you. And most importantly, pay your debt as quickly as is possible, just be sure it is the right person you are paying. :? :?

The have contacted me as well, just yesterday. If we don't have the funds to pay our debts how can we afford attorney's? I keep seeing responses that say get legal advise or contact an attorney, last I knew attorneys weren't free.

u are right about that.

Most attorneys will give you free advice, or at least point you in the right direction. If you have an ACLU in your area, they might be able to help you.

Has anyone been contacted from a company with this toll free #. The young lady would not give me the name of the business. ANd I want to see who it is. Thank you for any help given. TSD :? :?

WHAT NUMBER?

TSD,

Do you have any car loan? It seems that Chrysler Financial is calling you.

I have also been harrassed by ellis crosby and they have also called my place of employement and spoke with a co worker and then also spoke with the secretary and then asked to speak to my supervisor and he told her that I was being investigated for internet fraud. Then the next day I was contacted at home and told me that they were going to process me at work at 5pm that day, I then went and spoke with an attorney and he tried to call and talk with them and they were to get back with him and have not returned his call this all happened in early September. This has been very stressfull on me because I am having some finacial problems at this time due to getting payday loans I will never get another payday loan I live in the state of Illinois. I have been tomy doctor and have been put on some medicine due to all of the stress. I wish all of you good luck and I am very thankfull that I found this web site I have even taken it and my attorney has read some of it. I do know that if they were going to arrest someone for something they don't call you first they just show up at your place of employment or at home et wereever they can find you.

Scooterlady, people from Ellis will not reply back to the call placed by your attorney. They have understood that you have taken the stronger side and will be dealing them through your attorney. They tried to intimidate you and thought of recovering money from you.

Read this forum for more related information in this matter. You will be able to update yourself quite a lot.

i have read this forum and am glad i have

Here I am pregnant, took out a loan in may, and I have not paied them back yet. The called me told me my restitution was $560.00. I was told if I did not pay it by 1:00 that day and it was 10:00 they would come to my office to pay me a visit. And I said for what " he said well not to shake your hand mam, this will be a long day for you. Basically saying I was going to jail becuase I have a legal compalaint against me for malicious acts, and it is fraud what the hell, is this legal?

Hi Desiree

Welcome to the forums. You just do not worry about believing it because it is a kind of threatening that has been applied on mostly every consumer by the said company.

If the company is collecting a debt from you, they should validate it before you agree to pay them. This will also help you to know that the company is legally holding your debt and the money will be definitely going to your account.

Also, a debt validation letter will provide all the necessary details about your accounts, interest calculations, SOL period and the copy of the agreement letter stating that the creditors have sold the debt to the said collection agency.

If all these documents are not produced, it does not legally force you to pay on any amount that they claim. Moreover, it is most likely that the money will not go towards your debt account also.

By the way, do you know all the updates about Ellis Crosby? One single statement to sum up everything is that they are out of business. This makes them legally not permissible to collect the debt from you. Any forceful method used on you to recover the debt is a legal violation of the law and you can file your complaints against them.

Regards
Roxette

I am so glad that I found this forum because I have the same situation happen to me. I took out a loan from the FSM group back in March, had a brain surgery and totally forgot about it. Two weeks ago, I got a call from Ellis Crosby and associates telling me that I need to have 475 into their office by 10am there. Mind you, I live in Hawaii and it was 4am in the morning, woke me up and also threatening me that they will have the sheriff of this county coming to my house if I dont pay the amount. I told them I dont have that much money at the time, because I have just gone back to work after lots of month without work because of the surgery. They wanted me to pay $200 then and pay the rest last Friday. I wasnt able to pay the amount due on Friday and called them to get an extension, and they told me to have my attorney contact them because Im going to jail.
Also, I asked them for some kind of proof so I know if it was a valid claim or whatnot, but some guy name Michael Thomas told me that he feel offended by me asking them for documentations, because believe it or not I got a letter from another company saying that they have my account and I needed to call them. I called them and they told me that FSM no longer work with Ellis Crosby and associates and my account was given to them 2 weeks ago, so now I dont know whats going on. What should I do? Im kind of worry because I sure want to get this account paid off and dont want to go to jail. The other company that sent me the letter about what I owed is called Accounts Receivable Technologies in New Jersey. Can someone let me know if this is a company or what? I called Ellis Crosby and Associates and told them about the letter that I received from that company and need information from them about some kind of proof and I was told that my account is still with them and they were a group of lawyers and work directly with all the attorney general and all that. I really need some help on what to do with this.

I thing they have used these tatics with all of us. They are not lawyers they are just a collection agency doing illegal things and when you go to a lawyer and talk to them they are not happy about the tatics that they are using. They told me about 3wks ago that they were going to prcocess me and they havent done anything yet it is just a scare tatic at this time and as mentioned when you have a lawyer call them they won't return the calls. Desiree they told my supervisor that i was being investaged for internet fraud. And they got really ruid with her and she hung up the phone when they talked to her.

I will tell you from my personal experience that FSM absolutley works with this other company, and in fact I paid my debt to ellis and then the other company called me. FSM actually helped me to get my receipts of payment to this other company, and to have my debt cleared. If you have receipts of what you paid, send or fax copies to ART as soon as you can and make arrangements to deal with the rest.

Jarodene,

Beware of Ellis Crosby's unfair means of debt collection. They violated the rules stated under fdcpa and is going through legal proceedings now-
http://forums.debtcc.com/forums/elliscrosbynews.html

They did not even send the collected money to the original creditors in past. So the creditors who transferred their accounts to Ellis Crosby are now re-assigning them to some other collection agencies-
http://forums.debtcc.com/forums/ellis-accounts.html

Ellis Crosby is not a reliable company; it's not advisable to send them money any more. Probably your account is with Accounts Receivable now; you can confirm it from your original creditor and pay your debts back.

Bryan

Rest assured that Ellis is no longer representing any of the payday loans obtained from FSM and a host of others. Many of these accounts have been assigned to Accounts Receivable Technologies in New Jersey.

As a manager of AR Tech, I have been intimately involved in trying to help customers resolve their accounts. As an active member of the ACA International, we operate within the law (federal and state) and detest the actions of the few collection companies that prefer to break the law. NO ONE can be sent to jail for failure to pay their account. Neither can they attach bank accounts or garnish wages without going through the legal process that includes serving a summons, giving you an opportunity to file an answer and ultimately, they would have to obtain a judgment against you in order to attach anything. Ellis's idle threats, although they seem real to you, are just that, threats!

If you receive a letter from AR Tech and have paid your account already, or just want to pay it now, just respond to the phone number on the letter or mail a copy of your cancelled check to the address on the letter.

They just don't stop do they. I just received a call from a Michael Thomas that I or my attorney needed to call him before 11:00am today. The phone number he left was 800-491-8615 Ext.211. I am so sick of their intimidation and threating phone calls. Isn't Ellis and Crosby out of business? Or is this a legit call? Please someone help me.

You are just another collection agency trying to get paid. With a bunch of lame collectors i might add. Ive spoken to someone from ar tech. Middle eastern accents. Very looney.

They called me today and Really had em scared I didnt know what to do or who to turn to I got the Loan for only 200.00 they say I owe 546.00 to settle out of court. If I didnt send in the money by 3pm they was gonna advise to procedd with the Lidagation on me. That I commited FRAUD while I was online and that they was gonna contact our Systems Admin and let them know I was being Investigated since I used my Computer at Work to apply for the Loan. Can any one advise me if I have anything to worry about?

Joey,

This is a very common practice of Ellis Crosby. Don't worry at all. They are not allowed to collect money any more. Even the older assignments are taken back from them as they didn't pay the collected money to the original creditors in past.

Go through this forum. You'll find lots of discussion on Ellis Crosby. Just read those posts to acquire some more knowledge on them.

Quote:

I was (until about 2 weeks ago) phone harrassed by a supposedly attorney from Ellis & Crosby. About 2 months ago, they told me I was going to be sued and would lose everything because of non payment of online/payday loans. Well, I wired $840.00 to them to help settle the debt. Lo & behold, they called again 2 days ago, and when I said I had paid the money, my called had totally forgotten about it. Thats when I became supicious. Yesterday I received a letter from a collections agency in New Jersey, representing the same payday loan company saying I owe the original amount. I will not pay anything to anyone until I have proof they are legit.

Marilyn Freshour

You have every right to be suspicious. Ted Ellis Crosby & Associates are
currently under investigation for unethical business practicing. They
obviously got you, by saying you'd go to jail if you didn't pay. You
will never go to jail over a debt unless you default on a court order
judgment...which usually you have to go to court over.

In your situation, I would file a complaint with the Florida Attorney
General, the FTC, and the BBB. You may be entitled to participate in the
lawsuit going against Crosby.

Find your receipt that you paid Crosby, and this will be sufficient
proof, for anyone else who gets the old account. Crosby has been tacking
on high fees (calling them court fees), and then reselling the account
to new collection agencies.

It's good that you're protecting yourself. Keep yourself armed and be
prepared for their next move.

Regards-
Mike

Could someone give me the phone number for FSM Groups, I have already made a payment with Ellis Crosby and Associates and need to clear this with ART company.

Jarodene

Show FSM the receipt of your payment made to Ellis. FSM will have everything proven after they will see your receipt. Also get your credit report updated. This account should be shown as 'paid'

F S M
P.O. Box 834
Mentor, OH 44060

(800)363-3630

Call FSM as soon as you can. fax them your receipts and they will assist you in clearing the debt. They are quite nice to deal with and in fact , in my experience, they helped me personally and contacted the CA to have me removed from their database. They also mailed paid in full to me. And if Ellis Crosby calls, know this FSM is owned by BMG- and they have ceased ties with EC.

They too have called me at work threatening to take me to jail and say they are attorneys and have filed a suit with my county clerks office. I used to work for a debt collection agency and I know that they were breaking the law with these tactics. I wrote them a letter telling them to stop calling me at work and that I would be more than willing to deal with the original creditor, NOT them. I also filed a complaint with the BBB and with the Attorney General of Florida. I have not heard from them since. FYI, here is what the BBB has to say about them http://www.bbb.org/north-east-florida

please anyone with fsm payday loan phone number please reply I am in a simular boat and paid ellis crosby now the other company is sending demand letters for the same debt that is paid! help I forgot the fsm number.. thanks



[color=red][size=2][email removed as per forum rules-Vikas][/size][/color]

Todd-

Welcome to the forums. The information you need should be in this thread. But it is provided below. Make sure they actually own the account. If you've paid Ellis Crosby & Assocates, and FSM hasn't contacted you, then this may be one of the accounts they reported.

However, since you've had to deal with Ellis, you're still entitled to lodge a complaint if you received the same punishment and harassing phone calls.

There telephone number is
800-363-3630
There address is
FSM
PO Box 834
Mentor, OH 44060

Regards-
Mike

I have tried calling FSM at the 800-363-3630 number and I can not reach them. I have tried callin the NJ collection company and I get put on hold forever and I have no choice but to hang up. FSM has NEVER contacted me regarding the debt even when it was valid. Ellis Crosby did all of the threats. Help!

Todd, as your debt is sold to the collection agency, the creditors won't be willing to work on it. You need to wait for some time till your debt is sold to another collection agency. Once it is done, they will call you up.

anyone having a problem with this payday loan service should call there bank and ask to speak to the ach department and let them know you want automatic payment to stop coming from your account on your bank statment it shows as SJM marketing tell them you want that stop. hopefully they will contact you so you can pay them in full. i hope this will help. :wink:

I received a call from a Lester Norad saying that I took out a payday loan back in March 05 for a company call m1ydirect and that someone will be showing up to my job in the morning to process me. I was so scared I didnt know what to do he told me that didnt want to seek restitution and that I was in deep troble for using my ork email address and they was going to take my office computer and tell my supervisor. he ask me if I had any other loand out and I told him no but I wanted to resolved this matter and he put me on hold ad came back saying to go to western union and wire $755.00 into this account number he gave me b4 9:00am or I was goingto be arrested I told him I couldnt get that much money by then and that I am on probation and I dont need this to get to my PO. he was like well then you are going to jail for fraud and I better have a lawyer present tommorrow or send the money I told my boss what is going on and she said that It seems like a scheme and no one is going to step foot in here and take anything out of the office I dont know what to do as of right now - no one showed up should I be wooried still ????

Bishop,

This is the technique ECA uses to get people scared. They will never come to your place nor will they sue you.

If you browse this forum, you will see numerous instances where the same thing happened with others.

Go through the link below to understand the right and legal process of debt collection-
http://www.debtconsolidationcare.com/fdcpa.html

I will suggest contacting your original creditor to repay the debt. Or you can wait until your account is passed to some other collection agency.

They say i owe Platinum B. Services do any of you know how to contact them

Will i be out of money

How can I sue them

You can take the help of a lawyer who specializes in the lawsuits of fdcpa and FCRA violations.

Are they shut down now. They dont answer the phone anymore