Ellis Crosby And Associates

ellis crosby called me three days ago called left me a message saying that a renee shard called me and when i called them back the guy said that there's no renee shard works here his name was stephen neal and he said that i own 3,412.30 in loans and he was going the send the papers to the courthouse in my county. when i ask for the address of his company he said that i was very rude and he refused to give me the address and hung up on me. i called the ftc on that company. i was glad to do it.

I received a call today saying that I owe $755.00 for a payday loan. I told them I don't have the money and they said if I don't pay by 3:00pm they will come to my work and have me picked up. I told them to stop harrassing me at work and I will report them to the Attorney Generals Office if they don't stop calling me and that I am aware of the fdcpa and then they hang up.

How do I stop the harrassement calls?

Does anyone know what are the laws for collecting on payday loans in Mississippi. I have a real good friend that got a couple of payday loans online. She has defaulted on the loans but she has been trying to make payment arrangements, however, she is being told that the amount that she is able to pay isn't enough. They are telling her they are going to file charges against her,etc. What exactly can be done to her. Does anyone know what the laws are for Mississippi? Also, one person from the collection agency told her that she wrote a bad check. SHe told him she never wrote a check he then went on to tell her that the I.P.P address is her signature like she actually wrote a check. Any info will be helpful.
Thanks

EVERYONE WHO IS HAVING THIS PROBLEM SHOULD CHECK OUT THEIR STATE BAR WEBSITE, CALL THE DAS OFFICE AND THEY SHOULD DEFINATLY FILE A COMPLAINT WITH THE FLORIDA ATTORNEY GENERAL.
I WORK FOR A LAW OFFICE AND I WAS ADVISED TO DO THIS.

I like the rest of you have gotten mixed up in payday loans. Last Thursday I received a call from Investigator Sanchez stating that I owed her company $605.00. She would not tell me anthing about the company I owed the money to & told me that she needed the money sent to her by 4pm that day. When I told her that I did not have it nor did I have anyone I could borrow it from she told me that she would have me arrested. When she asked me how much I could pay I replied maybe $100.00. Her response was that her client would never accept that. I told her that I got paid the following day she told me to fax her a promisary note stating I would send her $300.00 via money gram the next day. After I hung up from her I called an accountant friend & he told me not to send the note b/c then I would be legally bound but insted pay her what I could. Legally she has to accept what I give her & cannot arrest me if I am paying her. On top of that it would take at least 30 days for her to even get a warrant. So I never faxed the promisary note & the next day I sent her money gram for 50.00. Today she called me at work again. I told her that I sent money on Friday & that I would pay her again when I got paid again. She asked how much. I told her 25.00 to 50.00 was all I could afford. She said that it was not enough & she was going to return my previous payment & go through with the warrant. I hung up on her. She cannot even tell me what companies I owe money to. She did tell me though that my balance is now $1100.00. The is almost double what it was a few days ago. What does this suspension mean & how does it affect me? Do I need to give her money as long as they are suspended? I have had enough of this investigato & am going to report her for harrasment. Why not? She has already told me I have committed fraud. These payday loan companies set you up to fail. Stay away from them!!! It is a very dear lesson learned.

[quote=VictoriaWarren]Hi, I also went thru the ringer with Ellis and Crosby.

I did the unfortunate thing of taking out a total of 14 payday loans. After the extremly high fees charged, I could not pay all of the companies back on time. Two of my payday loans were sent to Ellis and Crosby. Someone by the name of J P Henson called me at 12:00 noon and said that if I did not send them $1,100.00 by 1:00 pm that day, someone from the District Attoney's office would come up to my job, arrest me and take me away in handcuffs in front of my co-workers, and then take me to jail. He proceeded to say that I could also be deported, I guess because I have an accent and my wages would be garnished. By the end of the conversation I was literally in tears. I did not have $1,100.00 so I sent him $25.00 which is all I could afford. After receiving the $25.00, he called me back to let me know that he would be sending the $25.00 back. I also asked if I could have a payment arrangement and he said no, and that they will be taking further action and he hung up. I am not sure what to do now, but perhaps I should be seeking legal counsel. Final note to anyone thinking about taking out a payday loan, DON't, this will send you into financial hell.

Worried in Pennsylvania.[/quote]




Victoria, please read my post from 7/21. My situation is identical to yours. I have received advice from numerous people telling me that they legally must accept whatever you give them. There is no way for them to return a money gram payment. I cannot believe the things this company is telling people!!!! It is harassment

Hi Amy

You don't have to worry about anything regarding Ellis Crosby. At this point of time, do not enter into any payment plan with them otherwise your money will go wasted.

You should definitely file a complaint against them at the FTC and the state attorney general office and request for some immediate action. These illegal activities committed by Ellis Crosby need to be stopped very soon.

[quote=ben]Hi Amy

You don't have to worry about anything regarding Ellis Crosby. At this point of time, do not enter into any payment plan with them otherwise your money will go wasted.

You should definitely file a complaint against them at the FTC and the state attorney general office and request for some immediate action. These illegal activities committed by Ellis Crosby need to be stopped very soon.[/quote]

Ok just so I have this completely correct, I am not to give them any money? I am not stating that I do not owe this debt, I just do not appreciate the way this being handled. I do have every intention of reporting them. How do I find out what companies are working through them?

Yes, you do not have to pay anything to them at this point. Because they are undergoing legal surveillance and your money will also not get deposited into their account.

In future, if any company claims for any payment from you for your past debt, make sure that you ask for a debt validation. This letter is completely legal and the collectors are required to present your accounts in the right way. After reviewing, if you find your accounts properly placed, then you can move ahead and arrange for a payment plan.

If you have a doubt regarding your account shown by the collection agency, you have the legal right to dispute it and ask for verification.

Also you can pull your latest credit report from the three bureaus and see the latest standing of your credit.

[quote=ben]Yes, you do not have to pay anything to them at this point. Because they are undergoing legal surveillance and your money will also not get deposited into their account.

In future, if any company claims for any payment from you for your past debt, make sure that you ask for a debt validation. This letter is completely legal and the collectors are required to present your accounts in the right way. After reviewing, if you find your accounts properly placed, then you can move ahead and arrange for a payment plan.

If you have a doubt regarding your account shown by the collection agency, you have the legal right to dispute it and ask for verification.

Also you can pull your latest credit report from the three bureaus and see the latest standing of your credit.[/quote]

Ben, Thank you for the advice. I have filed complaints with both the Federal Trade Commission & the Pennsylvania Attorney General's office. I have also completed a debt dispute letter to be sent to Ellis Crosby Associates. I also plan to send them a cease & desist letter telling them that they cannot contact me at work. Know of anyone in Pennsylvania who may be in the process of filing a lawsuit? If so please let me know. I cannot afford to do it alone but would be willing to do so if multiple people were involved.

Don't worry Amy, you are not alone. People in large number have been agitated by the illegal actions of Ellis Crosby and complaints have piled up in the district office of each state.

If you visit the local court, you will find cases in large numbers against them.

I am sure that we are about to see immediate action very soon.

i was checking on these guys because they too called me and the last time they did i sent an email to them and the harrassment seemed to stop. if you go to the better business bureau online you can get their address which is 4494 southside blvd, suite 200 in jacksonville FL

Hi there~
Ellis Crosby and Associates called me this morning and I was in tears! They are telling me I owe over $2000 and that this is a felony and my court papers would be filed against me today at 1pm and that I would have to go to court and face possible prison time...please tell me not to freak out about this, my mother and I have been reading all the comments you all have written and I am just so scared. I want to call them to ask them the payday companies called that I owed, but I am so scared. Please tell me what I need to do.

Kditimus, you and your mother do not need to worry about it because they are involving themselves in these kinds of fierce actions regularly. All you have to do is to file your complaint at the District Attorney office and the FTC.

Do not get stared if they call you again. They want that you start paying them fearfully. Inform them that you are aware of your consumer rights and their business membership has been suspended. If they want to correspond with you, then they need to validate the debt first before you enter into payment plan with them. But this is not at all necessary because the FTC will ensure that such kind of business do not operate in the market violating the fdcpa laws.

Be rest assured that you are in safe side and don't need to panic at all.

I also was one of many to get caught up in payday loans i had 8 of them. I had to colse my bank account due to some bank problems. You can guess me and my son have the exact name and both bank at the same one.
Anyway i called all 8 of my loan companies told them what the problem was and offered to pay or do payments. They all said it was to late and they will go into collections. OK i guess. I resieved a call from some one at Crosby's tried to get his name but he got very upset because i had to ask him his name several times, oh this could take all day he said.
Then he told me that this was an attorney and they
were working with 2 of these loan co's He told me that
i owed them $1060 for loan totals that were only $400.
I am on social security disability and told him i could pay on the 3rd of Aug. Oh but that wasn't good enough for them. Then he told me that within 48 hrs they would have me arrested for fraud and writing bad checks but if i paid them $530 today they would stop this procedure. Told him not today. He said fine and good luck in court and hung up on me. I was so mad and scared that i was going to jail and my medical problem flared up. It took me 8 hrs and extra medicine
to get me feeling better. Far as i'm concerened they can go to !!!!!!!!!! I was really relieved when i found this site.What do i need to know about the laws
in Iowa. Dave

Dave-
Please go to your Iowa Bar Association website as they can tell you whats legal. And then you should report them through the ACA international website, and also the Attorney General of Florida. Let me know if you are interested in filing a lawsuit on them, i intend to find more people to go in with me on it though.

Katie, I would be interested in getting involved with your lawsuit. Olivia Valentine called me at work on 7/22 & told me she was sending the police to arrest me for felony fraud & consumer theft If I didnt give her $680 by 5pm friday. She had me really believing her because she was acting like she worked for the district attorney's office, she never said she worked for Ellis Crosby, she only said that the complaint was being filed by them. Afte the conversation I started to think something didnt seem right, in Texas the DA doesnt call you if they are going to arrest you & I remember reading somewhere that you cant be arrested or defaulting on a payday loan, so I did a search on Google & came across this. After reading this I decided that I wouldnt send them any money & I havent heard back from them yet.

BTW, today I filed a complaint with the FTC & the Texas Attorney Generals office. When Olivia Valentine called me she didnt say she worked for Ellis Crosby she acted like she was an agent for my county's District Attorney, I didnt realize she was actually employed by Ellis crosby until I read a few post's here that mentioned her name. I know it is illegal to pose as an officer so I let the Texas Attorney general know that she did this.

I myself have filed at least 4 complaints, with the BBB of florida, the Texas Attny General, The florida attny general, and the aca international. Where else is there to complaine to ?
MOMOF5- I contacted Bud Hibbs and he told me they will be back on his page after they are updated, So its not that they are not to be avioded still..

What a relief it was to find this site! My father received a call from someone from Ellis,Crosby & Associates and they told him I needed to contact them right away, so I did.....And this man knew my maiden name, my ex husbands name, my place of employment, my old addresses, and all sorts of other personal information about me. He told me I would be arrested at the end of the day for internet fraud. He instructed me to pay $897.00 on a $200 loan and if I wasn't going to pay I better get a good attorney. I was a total mess. I left work and called the first attorney that I could find to see me on short notice, and I told him the whole story and he laughed. He said to call them back and ask for proof that I owed this money and that if they needed to speak with me from now on they would have to do it through him. So I called them back and spoke with the man I had spoken with earlier and he said he needed proof that i had hired an attorney and I got his fax number and my attorney sent proof of representation and that is the last of I have heard of them. But that is the scariest feeling in the world to think you may be arrested and at the time you are talking to these people you have no idea who they are, and they are throwing all this information at you so fast....These people need too be put out of business.

I just received the same call from a Carie Marcinkoweicz and she threatened me that she was filing a fraud case against me today and that she was requesting the hard drive of my computer from corporate and that if I didn't come up with the money in two hours. She also threatened that I would loose my job. I called the attorneys office and I am waiting on a call back. If someone reads this please email me a response. I am totally shaken up right now.

she is the same person that called me. she is VERY RUDE! she had called me and i had called her back and was asking questions and she wanted to know why i was asking questions and she would never repeat herself. she also had me all shaken up but after reading this board i feel much better.

Hello!

I was also victim to them once, but not twice, after I researched these peoples, and the place I owed the money too have yet to get there money. Not sure what in the world is going but I am hopping they get put out of business. I have filed a compliant with these people because they tried to call me about other payday loans I have. I urge EVERYONE to call the FTC. or just goto FTC.GOV and file a complaint. I would also file a complaint with the flordia bar assoctaion sense , they told me they were also law firm. I will be doing that and I am going to try to get info from the ftc through the fioa if possible on how many complaints have been filed and what I can legal to sew them. thank you and just remember they are full crap.

I received a call today from this company and had some suspicions after talking with them. They threatened to file suit for fraud, all together I think there were 3 charges. The problem was they would not tell me the charges a second time. I also became suspicious when they stated they had tracked my IP address and gave me my e-mail address as proof of this, the IP address is completely different from your e-mail address and the e-mail address was provided on my application for the payday loan. They also increased the size of my loan by at least 2x. I was so shook up after the call I started calling about other loans, but realized I would only be digging my hole deeper. I decided to check on the internet to see what I could find out before making any further moves. I am soooo glad I found this sight. I will be contacting someone regarding taking care of this situation. I do need the address for ellis crosby so I can give it to my attorney. Thanks again.

Address for Ellis, Crosby and Assoc:
4494 Southside Blvd, Suite 200
Jacksonville FL. 32216
Phone # 1-800-491-8615

Good Luck

I just receievd a call from these people at my work, and that is exactly how they acted, and the loan amount is 3 times less than what Ellis Crosby says I owe. any advice on how to deal with them??

[quote=Katherine]I had gotten some payday loans, and i was unable to repay them as quickly as the loan companys would like. The intrest rate is 600% or more!
Ellis and Crosby says they are lawyers ( when they are just a collection agency) and they have been threatning to pick me up within an hour, if i cant pay right away. ELLIS and Crosby thinks i am a HABITUAL offender because the loan comapnys are screwing me. But what they dont realize is that these loan companys are charging extra if you dont pay ontime. My orginal amount was $200, Ellis and Crosby racked it up to $560, just so they could file a suit aginst me. Its like they are doing it on purpose. GOOD THING I WORK FOR A LAWYER, and i have been informed. :roll:
THERE IS NO DEBT COLLECTION PRISON!
Ellis and Crosby has threatned to make me loose my job, and talk to my boss about it. In texas they cannot garnish wages without a court order. And they have totally violated a law. [/quote]

Dear Guest-
I would tell them to stick it, and hang up. Because they are so stupid. What is the #1 rule regaurding getting money from someone, BE NICE TO THEM. I mean who wants to give someone who is threating them money? It just dosnt make any sense. I dont know who they think they are anway. No one in my book. If they call me agian ill be sure to tell them to you know what! :D

Yes, they called me at 11:00am Pacific time and told me that if I didnt have $830 by 4:00 eastern time(1:00 where I am) that I would be arrested on two counts of fraud at my place of employment.That was only 2 hours from the time they called. They asked if I had ever been arrested before that if I didnt western union the money, that I would be. And they emphasized that it would be done at myt place of employment and in front of everyone there. As Ive read through these postings, I was like many other people: sitting at work, trying to hold it together, on the verge of tears, trying to figure out how I could come up with that amount of money in two hours. I emailed my sister, no luck there, and she started making me think, and so I typed in their name in Yahoo, and found this site. WHAT A RELIEF TO SEE how messed up this company is! I cannot believe it! There is not a chance in He$$ that I will give them ANY money. I intend on repaying my debt, and always have, but will only deal with the original creditor. Not to a threatening, illegal company for 3x's the amount of the loan! I want so bad to call them back and give them a piece of mind, but Im more refined than they!!!!
Holly in San Diego

[quote=Katie]Dear Guest-
I would tell them to stick it, and hang up. Because they are so stupid. What is the #1 rule regaurding getting money from someone, BE NICE TO THEM. I mean who wants to give someone who is threating them money? It just dosnt make any sense. I dont know who they think they are anway. No one in my book. If they call me agian ill be sure to tell them to you know what! :D[/quote]

I just filed a complaint with the BBB on Ellis Crosby. Is there any place else I should file one.

The things that this company are doing to people is wrong and they need to be stopped.

I'm so glad I found this site.

Thanks

These people called again today wanting to speak with my supervisor to idenfity me in a couple hours well I told them my supervisor was at lunch and I had turned this over to a lawyer and he would be in touch and he hung up on me. I filed a complaint with the FTC, I called the ACA and talked them about it and I am getting ready to file a complaint t the BBB Now I will pay me debt but not to people like this and I did just do a debt consilatdation so that should help out but is there any there else I should do to get rid of this people, should we have an online petition to get them shut down for there illegal practices and send it to the FTC I am not sure how to set that up but I think it is a great idea.

I just received a similar message...threatening to have me arrested and my hard drive subpeoned from my place of employment. Is this possible? I am so scared. What do I do?

Tbone- Ignore the message and when they call agian just tell them they are breaking alot of laws and unless they want to be sued then they should refrain from calling you

Sanchez called me again today, I work in a Medical Office and our phones were "turned over" to the answering service and Sanchez had them ring though the back line to reach me. I told her I did not appreciate being threatened yesterday to be arrested on 2 counts of fraud, and she said that she did not say that, that she said Process served on fraud. She also said they(Ellis) are on "retainer" whatever that means. She did however give me their address. I told her I would not put up with their harrasment and that I would deal with the original creditor, which she said that they would not deal with me. She said that she called yesterday to "make mutually agreeable payment arrangements" HA, I said no you called and said I had 2 hours to western union $830 or else. What a joke these people are. Once again I told her that I would not be threatened in my place of employment and that she could expect a letter stating not to contact me by phone here anymore! Thank You and have a good day and I hung up!
Holly

[quote=Holly]Yes, they called me at 11:00am Pacific time and told me that if I didnt have $830 by 4:00 eastern time(1:00 where I am) that I would be arrested on two counts of fraud at my place of employment.That was only 2 hours from the time they called. They asked if I had ever been arrested before that if I didnt western union the money, that I would be. And they emphasized that it would be done at myt place of employment and in front of everyone there. As Ive read through these postings, I was like many other people: sitting at work, trying to hold it together, on the verge of tears, trying to figure out how I could come up with that amount of money in two hours. I emailed my sister, no luck there, and she started making me think, and so I typed in their name in Yahoo, and found this site. WHAT A RELIEF TO SEE how messed up this company is! I cannot believe it! There is not a chance in He$$ that I will give them ANY money. I intend on repaying my debt, and always have, but will only deal with the original creditor. Not to a threatening, illegal company for 3x's the amount of the loan! I want so bad to call them back and give them a piece of mind, but Im more refined than they!!!!
Holly in San Diego

[quote=Katie]Dear Guest-
I would tell them to stick it, and hang up. Because they are so stupid. What is the #1 rule regaurding getting money from someone, BE NICE TO THEM. I mean who wants to give someone who is threating them money? It just dosnt make any sense. I dont know who they think they are anway. No one in my book. If they call me agian ill be sure to tell them to you know what! :D[/quote][/quote]

I got the same treatment from an employee at Ellis, Crosby and Associate, his name is Paul Epstien,
he had me so upset that I had to leave work. He threatened to have me brought up on felony fraud charges unless I paid $600 within an hour, he threatened to get my Job involve and said i would lose my job unless I followed his rules. he even called another person I worked with and suggested she talk to me and tell me how serious this issue was and that I needed to call him back ASAP,
After telling him not to call me at work he continuously did, fortunately for me he gave me his Fax # and I sent a letter to this rude s. o. b. Telling him how he was violating my rights and i have already filed a complaint with the BBB and will be filing a complaint with Federal Trade Commission.
He totally voilated the Fair Debt Collection Practices Act. First of all he is not a Judge, he cannot pass judgement on me with out a trial, second he has to stop calling should you tell him, you will lose your job due to calls, he can not contact anyone other than myself about the debt, most of all he can not threaten loss of employment, arrest, or jail time.
I called Mr. Epstien back and told him he would not be getting any money, that if needed he should go ahead with any legal action. i simply do not care.
Rich
[quote=Katherine]I had gotten some payday loans, and i was unable to repay them as quickly as the loan companys would like. The intrest rate is 600% or more!
Ellis and Crosby says they are lawyers ( when they are just a collection agency) and they have been threatning to pick me up within an hour, if i cant pay right away. ELLIS and Crosby thinks i am a HABITUAL offender because the loan comapnys are screwing me. But what they dont realize is that these loan companys are charging extra if you dont pay ontime. My orginal amount was $200, Ellis and Crosby racked it up to $560, just so they could file a suit aginst me. Its like they are doing it on purpose. GOOD THING I WORK FOR A LAWYER, and i have been informed. :roll:
THERE IS NO DEBT COLLECTION PRISON!
Ellis and Crosby has threatned to make me loose my job, and talk to my boss about it. In texas they cannot garnish wages without a court order. And they have totally violated a law. [/quote]

Can anyone provide me with FSM's address, I called them today to get it and they REFUSED to give it to me.
I told them i was filing chapter 7 and needed it,
the guy on the phone told me that he could not give me that confidential information out.
PLEASE, if anyone can help me with this i would greatly appreiate it, i was search the internet for their website and found this site.
What a Blessing to know other people understands and hs the same experiences, and can offer strength and hope to help others get through this.
GOD Bless you all,
Rich


[quote=Jen]I went thru FSM Processing..I got into a situation, and I couldnt pay them back..The loan i got was 200.00 and I couldnt afford to pay them back, due to being out of work..Today I get a call from an Investigator Valentine, and she tells me i have until 4pm today to get them 410.00 I dont have it..And she went into all these charges that I can get put against me for fraud and all these other things..I know I DID NOT commit fraud..I also know that when I talked to the people from FMS, they told me that the account would go to a collections agency..Now that i looked them up online, and read the things here I know they are just a collection agency..They use big words, and they sound very scarey...I just hope that they dont send anyone here to my job to get me..[/quote]

Thank God for this forum. I have filed my complaint against Ellis, Crosby and Associates with the FTC and the BBB. These people are such low lifes and to think I let them get to me like I did. They had me convinced that I was off to jail. Phoned my attorney and he simply chuckled. I did phone them and asked for an address because my attorney is sending a letter and they wouldn't give it to me. Said they only could give me the fax number...go figure. I am ready to start a class action law suit if anybody wants to jump on the band wagon...let's bring em down!

TBONE- i want in on it!

TBONE- i want in on it!

Katie -

I just contacted ACA International, whom has apparently suspended them from collecting anything from anybody. They have suggested contacting my Attorney General...I am in the process. The sad thing is about this whole thing is that the company that I owe the money too, isn't going to get a cent from me until this is resolved. I will keep you posted. We'll get them.

[quote=roxette]Hi mjd

Definitely you should file a complaint against this company with the FTC as they have gone against the rules laid down as per the fdcpa laws[/quote]

Here is their address: 4494 Southside Blvd., Jacksonville, Florida 32216

I decided to phone the payday loan company and the old fart that I spoke to last week and setup my payment arrangement just so happened to answer the phone. He admitted to now remembering speaking to me and goes on to tell me that he will call his "collection agency" to have them not to call. I proceeded to tell him that it was too late, they already had and that I have filed a complaint with the BBB, the FTC, ACA and the States Attorney for Florida. He said it was his mistake and that he is sure we could work something out. They also don't like to be threatned. I agreed to pay him the $300 that I owe him...not $750 that Ellis is attempting to collect. He kept trying to talked...I got to hang up on him. However, I will not give up my fight. I am pursuing this matter. These people must be stopped.

Who was your payday loan with? Mine was with FSM processing and they don't want to have anything to do with me. When I told them I would send them the payment, they said they would just send it back, so screw them and Ellis Crosby. Looks like no one gets my money, I would pay FSM they don't want it and Ellis Crosby I won't deal with, sent them a stop calling letter and most probably they won't call you further.

My payday loan was with Alpha Processing

I'll join in with the class action suit

I'll join the cuit.

[quote=rich]Can anyone provide me with FSM's address, I called them today to get it and they REFUSED to give it to me.
I told them i was filing chapter 7 and needed it,
the guy on the phone told me that he could not give me that confidential information out.
PLEASE, if anyone can help me with this i would greatly appreiate it, i was search the internet for their website and found this site.
What a Blessing to know other people understands and hs the same experiences, and can offer strength and hope to help others get through this.
GOD Bless you all,
Rich


[quote=Jen]I went thru FSM Processing..I got into a situation, and I couldnt pay them back..The loan i got was 200.00 and I couldnt afford to pay them back, due to being out of work..Today I get a call from an Investigator Valentine, and she tells me i have until 4pm today to get them 410.00 I dont have it..And she went into all these charges that I can get put against me for fraud and all these other things..I know I DID NOT commit fraud..I also know that when I talked to the people from FMS, they told me that the account would go to a collections agency..Now that i looked them up online, and read the things here I know they are just a collection agency..They use big words, and they sound very scarey...I just hope that they dont send anyone here to my job to get me..[/quote][/quote]

FSM Processing Inc
11 East Gregory, Suite 200
Kansas City, Missouri 64114
Phone 1-866-516-9300
Fax 866-516-9700

Does anyone have the contact information for JV processing?
Thank you

they did the same with me to. want you to pay a huge amount in two hours or later. on the same day they call you. i am going to sue them for harrasment and pain and suffering






[quote=mjd]Ellis Crosby called my job and left several message like I am some kind of criminal also they tacted are under handed stating they are lawyers and they are going to put me in jail, etc. Yes I did borrow money from the payday loan company but they screw up my account by trying to take out 600 extra that I never borrow and had me in all kind of debt with my bank. I live in NY and now they are threating to have me arrested because they saying I do not want to pay. This is not the case you cannot call anyone at 12:00 pm and tell them to have over a 1000 by 5:00 or you will go to jail. I am filing a complaint with my bbb because this is unexusable for them to act like this. I did not borrow half the money that they want.Is this fair in the state of NY? They called my office this am and threaten me again.[/quote]

can i ask if you were ever arrested for this?

i was informed today by the maryland division of financial regulations that payday/cash advance loans are illegal in maryland. if you write to the dept. and give details, you may not even have to pay it back AT ALL!