Skip to main content
index page

Ellis Crosby And Associates

Submitted by on Mon, 06/20/2005 - 07:50
Posts: 202330
Credits:
[Donate]

Special Announcement: Ellis Crosby and Associates are not following fdcpa so if you are getting phone calls from their agents, please handle with care. Signup for free counseling and handle all problems associated with Ellis Crosby and Associates smoothly.



I had gotten some payday loans, and i was unable to repay them as quickly as the loan companys would like. The intrest rate is 600% or more!
Ellis and Crosby says they are lawyers ( when they are just a collection agency) and they have been threatning to pick me up within an hour, if i cant pay right away. ELLIS and Crosby thinks i am a HABITUAL offender because the loan comapnys are screwing me. But what they dont realize is that these loan companys are charging extra if you dont pay ontime. My orginal amount was $200, Ellis and Crosby racked it up to $560, just so they could file a suit aginst me. Its like they are doing it on purpose. GOOD THING I WORK FOR A LAWYER, and i have been informed. :roll:
THERE IS NO DEBT COLLECTION PRISON!
Ellis and Crosby has threatned to make me loose my job, and talk to my boss about it. In texas they cannot garnish wages without a court order. And they have totally violated a law.


Remember this company is in Florida!
The Attorney General's Office in Florida has been trying to get as many people to contact them about this so they can build a case.
Call Summer Saladino
Economic Crimes office of the Attorney General
Phone: (904) 348- 2720

She is working with me on this and suggested i encourage all victims to contact her.
PLEASE contact her!
Rich

[quote=katie]Dear Guest-
I agree he did cross the line! you have NO clue how many complaints Ive filed. I have filed one with ACA the BBB the Federal Trade Commison and the Texas Attorney General. It does get tiring, but if you know anyone else who has this problem please tell them to post their reposnses on FIGHTBACK.COM UNDER BANKS AND FINACIAL , AND REPORT THEM TO EVERYONE YOU CAN. They derserve to be gone. I wish there was a bug spray for them ELLIS BE GONE SPRAY
;)
:twisted:[/quote]


Submitted by on Sat, 07/30/2005 - 21:13

( Posts: 202330 | Credits: )


She is also working with me on this case as well, everyone PLEASE call her! She will help us resolve this issue. I dont even think i want to pay after they shape up their act, i think i want to request that mine be sent to another agency, bc i refue to pay liars.


Submitted by on Mon, 08/01/2005 - 06:41

( Posts: 202330 | Credits: )


Does anyone have Ellis' Fax number? I told "inspector" Sanchez that I would be mailing them a do not call me letter and once again, I receieve a call at work today from "inspector" Howard stating that Sanchez referred my case to her because I refuse to pay, which is not the case, I plan to pay the original company and not pay some fraudulent, non licensed compnay such as ellis(which I told Sanchez last week). I wish to fax them a do not call letter and if they continue to call, I will consider that harrasment!
Also, has anyone had any luck making payments to their original creditor(after dealing with Ellis)?? I have Apollo.
Thanks for anyone's help!
Holly
[quote="Kathryn"][quote=rich]Can anyone provide me with FSM's address, I called them today to get it and they REFUSED to give it to me.



FSM Processing Inc
11 East Gregory, Suite 200
Kansas City, Missouri 64114
Phone 1-866-516-9300
Fax 866-516-9700[/quote]


Submitted by on Mon, 08/01/2005 - 12:01

( Posts: 202330 | Credits: )


I left Summer a message about 2 hours ago and she just returned by call. She is sending me an avidavate (sp) that I am to fill out, have notarized and send back to her. Sounds like they're going to go after Ellis, Crosby.

[quote=mdow315]Has anyone else been able to get in touch with Summer Saladino? I've been trying to call her since Friday and have yet to speak with her. I've left several voice messges too[/quote]


Submitted by on Mon, 08/01/2005 - 13:04

( Posts: 202330 | Credits: )


Has anyone recieved collection Collect Call at work from a Mark?? I dont know if this is them calling again, but I hung up because no collect calls at work, although it did not say who the call was for. All this stuff scares me a little, my job is on the line!
Holly


[quote="Holly"]Does anyone have Ellis' Fax number? I told "inspector" Sanchez that I would be mailing them a do not call me letter and once again, I receieve a call at work today from "inspector" Howard stating that Sanchez referred my case to her because I refuse to pay, which is not the case, I plan to pay the original company and not pay some fraudulent, non licensed compnay such as ellis(which I told Sanchez last week). I wish to fax them a do not call letter and if they continue to call, I will consider that harrasment!
Also, has anyone had any luck making payments to their original creditor(after dealing with Ellis)?? I have Apollo.
Thanks for anyone's help!
Holly
[quote=Kathryn][quote=rich]Can anyone provide me with FSM's address, I called them today to get it and they REFUSED to give it to me.



FSM Processing Inc
11 East Gregory, Suite 200
Kansas City, Missouri 64114
Phone 1-866-516-9300
Fax 866-516-9700[/quote][/quote]


Submitted by on Mon, 08/01/2005 - 14:46

( Posts: 202330 | Credits: )


Ellis, Crosby & Associates Inc.
Contact: Ted Crosby
4494 Southside Blvd., Suite #200
Jacksonville, Florida 32216
Voice: 800-491-8615
Fax: 904-928-0722


Submitted by on Tue, 08/02/2005 - 12:49

( Posts: 202330 | Credits: )


Beautiful, Thank You Katheryn!!!:)
[quote=Kathryn]Ellis, Crosby & Associates Inc.
Contact: Ted Crosby
4494 Southside Blvd., Suite #200
Jacksonville, Florida 32216
Voice: 800-491-8615
Fax: 904-928-0722[/quote]


Submitted by on Tue, 08/02/2005 - 13:06

( Posts: 202330 | Credits: )


[quote=rich]Remember this company is in Florida!
The Attorney General's Office in Florida has been trying to get as many people to contact them about this so they can build a case.
Call Summer Saladino
Economic Crimes office of the Attorney General
Phone: (904) 348- 2720

She is working with me on this and suggested i encourage all victims to contact her.
PLEASE contact her!
Rich

[quote=katie]Dear Guest-
I agree he did cross the line! you have NO clue how many complaints Ive filed. I have filed one with ACA the BBB the Federal Trade Commison and the Texas Attorney General. It does get tiring, but if you know anyone else who has this problem please tell them to post their reposnses on FIGHTBACK.COM UNDER BANKS AND FINACIAL , AND REPORT THEM TO EVERYONE YOU CAN. They derserve to be gone. I wish there was a bug spray for them ELLIS BE GONE SPRAY
;)
:twisted:[/quote][/quote]



I reported them to the AG on the website last night under the Economic crimes unit. Thanks. I hope this helps everyone.


Submitted by on Wed, 08/03/2005 - 05:30

( Posts: 202330 | Credits: )


When you get on the site go to the corproations site, and then type ellis and crosby in and it comes up, it gives his home address and everything.


Submitted by on Thu, 08/04/2005 - 06:44

( Posts: 202330 | Credits: )


Good Evening to all I recieved a phone call at 9:00 this morning from a person this morning stating he was a investagator and that I was being investaged for internet fraud because I recieved a payday loan and hadn't paid it back. I borrowed $200 and he told me I needed to pay $920 by 11:30 am. Or else they would come to my job and pick me up and it won't be pretty so he suggested that I tell my employer I have a family matter. He asked for my managers number and name. I called him back at 11:30 and asked if I could send in $400 by 6:00 pm and the rest set up some type of payment arrangement and he said the deadline had passed and that he needed the $400 by 1:00 pm and he could hold out on the rest for only 24 hours which would mean I would need to come up with $520 by 1:00 pm tomorrow. I have yet to call him back because he scared the crap out of me and I started doing my own investagation of the company once I called him and he stated his name on his voice mail and didn't call himself investigator ______ , he just said his name at Ellis crosby and assoiciates please leave your name and file number and I 'll get back to you as soon as possible. So I came to this web site and read some interesting things and I have decided to report them and not to take anymore crap from this collector!


Submitted by on Thu, 08/04/2005 - 14:43

( Posts: 202330 | Credits: )


does anyone have info on fsm payday loan.i can't find contact info. i will repay my loan but not at the cost that i'm scared to open my apt door because they are telling me they have a warrant for my arrest and i have never been in trouble in my life. nypd also has more important things to do then arrest someone for $450. i urge everyone to complain to ifccfbi.org this is the fbi website


Submitted by on Tue, 08/09/2005 - 14:50

( Posts: 202330 | Credits: )


FSM Gruop sends information to Ellis Crosby whenever there is a problem in any account. They do not contact the consumer regarding the matter.

So, unfortunately, it becomes necessary to contact Ellis Crosby for this purpose.

Make sure that you do all correspondence in writing so that you can trail all your correspondence.

Please try contacting them at the following address:

Financial Sense Marketing Group,
Taylorton House
Upper Taylorton
Stirling
Scotland
FK7 7LL

info (at) one-stop-car-loan-shop.inuk.com


Submitted by roxette on Tue, 08/09/2005 - 16:10

roxette

( Posts: 4009 | Credits: )


I have had problems with Ellis, Crosby and Associates regarding 2 payday loans...in each case, I was threatened with arrest and wage garnishment. I have filed complaints with the BBB, FTC, ACA, and the Florida Attorney General, Economic Crimes Division. I wanted to share that just today, the ACA informed me that Ellis, Crosby and Associates membership in their organization has been TERMINATED! However, they also said that because they are NOT a legal entity, they cannot stop Ellis, Crosby from operating in an illegal and unethical manner. So they can continue to do business.....I would advise anyone that is contacted by them to promptly report the contact and the harrassment that they dish out to the BBB, FTC, and the Attorney General. If we continue to band together, I am convinced they will be shut down entirely! Good luck to all, Melissa :o


Submitted by tippy1959 on Wed, 08/10/2005 - 07:12

tippy1959

( Posts: 49 | Credits: )


I received a call from an Investigator Connor from Ellis Crosby - he said that in two hours they were filing charges for internet fraud and intent to defraud the banking system - I did manage to borrow the funds and to the western union. Now I am finding out that they did break the fair debt collections act by threatening to do something that they are not able to do. They threatened me with arrest at my job. I will be doing some more investigaton and will file a complaint with the attorney general. I suggest that everyone else do the same.


Submitted by on Thu, 08/11/2005 - 12:55

( Posts: 202330 | Credits: )


Again...We all owe this agency a debt for one reason or another....We all have a responsibility to our debt. Rather then encouraging everyone NOT to pay, we should be encouraging everyone to act in a way that will eventually bring these people down. First, there is the request for debt validation. DO THIS! It will MAKE them SHOW you the original debtor, the amount of the debt when originated (say it was a 200.00 loan) as well as what charges have been added to this debt since it was originated. When filing your request for validation, also include a cease and desist contact letter..this will basically order them to no longer contact you at work or home by phone, and to only contact you via mail. Violation could give you grounds to sue them. If they continue to call, tell them you are recording the call (even better if you can!) They'll either hang up on you, or at least clean up their act. so far I have filed complaints with the FTC and the Attorney General of Florida...I would suggest the same to all of you, they will actually send you and affidavit to fill out and have notarized. This is your chance to "testify" on the illegal collection schemes being used by Ellis....
Good Luck to all of you! (Myself included!)


Submitted by bewitched_4_U on Fri, 08/12/2005 - 12:28

bewitched_4_U

( Posts: 33 | Credits: )


Tabitha- I personally am not going to pay someone who jacked up the price more than 200% of the orginal price. Also they are using illegal tactics and we DO NOT know if the money we are paying will go into that person's pocket or to our debt. Ellis and Crosby has used everyone HORRIBLE way to collect a debt including NOT valadating it and not working out payment plans. Im willing to pay but they must shape up their act and also give me a payment plan that i can afford. Im not saying im not going to pay, im not saying that at all. But i would rather wait until i know my debt is with another company so i can be sure to be safe when giving my $ away!


Submitted by on Fri, 08/12/2005 - 12:37

( Posts: 202330 | Credits: )


Hey Katie!

I am certainly not saying that ANYONE should rush out and pay them now...I'm saying that we ALL owe the debt so someone somewhere down the line...if Ellis is collecting...then Ellis should fulfill our request for validation, but we need to be following the rules on our ends too, which it appears everyone is doing...If we handle this in a professional way, it boosts our end up, and if they don't follow through they end up looking like cowards. If we follow through as we should be, and THEY don't do their parts, that would basically be saying we don't have a debt to pay...correct????
I'm just saying it is best for us to do this the way we have all learned since coming to this site...by using our rights to the fullest extent! If we do this, and they STILL don't follow through, they will be the ones out of business. To anyone who is considering paying? I personally wouldn't pay until they have responded to the debt validation request, and if they don't, we all know now not to take their threats to heart...unfortunately none of us find this out until AFTER we've received that 1st call! So I'm sorry if it came across that I was saying pay them...because I'm not...I'm just saying that we do need to own up to our debts! (And I'm sure that is what we are all doing!)


Submitted by on Fri, 08/12/2005 - 13:15

( Posts: 202330 | Credits: )


I was contacted today by a Karen Baker from Ellis Crosby and associates for collection of a payday loan. She told me that I had until 2 pm today to pay the full balance, and there was no way to work out any kind of arrangements. I have already sent them half of what they are saying i owe. After reading here, I am thinking that I should not send the rest of the monies they are saying I owe. I am just looking for some guidance as to where to go with this. I do not argue the validity of the debt, but when I asked them to provide me with specific information, which they could not send me when I asked. I have sent an inquiry to ACA International to file a complaint. I have also signed up with a debt consolidation company to try and have them help me work out this matter. what else should I do? Thank you for any direction you can send me in.


Submitted by on Fri, 08/12/2005 - 13:42

( Posts: 202330 | Credits: )


Hi Ashley

Please read this forum carefully and it will help you in getting aware of many unfair collection tactics. You have the right to exercise your consumer rights as per the fdcpa law and stop all such atrocious activities.

You should tap all the harassing phone calls and inform them that you will be taking legal action against it.

Please make sure that you send a debt validation letter as it is most appropriate to fight against situations when a said debt is disputed. Please ensure that you send the letter through certified mail with return copy requested so that you have sufficient valid proof during the later times.

Regards
Roxette


Submitted by roxette on Fri, 08/12/2005 - 13:52

roxette

( Posts: 4009 | Credits: )


Yesterday Ellis and associates called my husband at work and told him that we owed a payday loan debt. I called them yesterday and left a message and they never called me back. I called them today and the lady that I talked to said that they could not give me any information but I would find out in court. We never got the payday loan so why are we being suid for something that we did not get?


Submitted by on Fri, 08/12/2005 - 15:26

( Posts: 202330 | Credits: )


Hi

Welcome to the forums. Please do not get tensed about the calls from Ellis Crosby about the alleged debt. You can read this forum and acquire more information on how to deal them when they call you next time.

Also, it is suggested to pull your latest credit report from the three bureaus and know your latest credit standing. It will be helpful to know the details of your debt accounts.

Regards
Roxette


Submitted by roxette on Fri, 08/12/2005 - 16:28

roxette

( Posts: 4009 | Credits: )


Thank you for the advice. We do have a recent print out of our credit report. The only problem is that they have already threatened to sue us and that pissed me off. For one, they have no right to threaten anyone with a law suit. She won't even give me any proof of the paper work they have. I have called the company that they said we had the debt with and they don't even have us in the system anymore and the bank that they said funded the loan has not done a payday loan for over three years. I have done my homework on this and we are prepared to fight them to the end. If they take us to court or if this shows up on our credit report then we will fight it and we WILL WIN!


Submitted by on Fri, 08/12/2005 - 16:52

( Posts: 202330 | Credits: )


This is the perfect move from your side. Use your consumer rights as per the fdcpa law by asking for debt validation whenever these harassing calls are on the rise.

You can also record all the telephonic conversations held with them so that you can present it to your lawyer and take legal action against them. Be rest assured that Ellis Crosby will not take any legal action against you as they are undergoing legal surveillance.

You can also send a cease and desist letter stating that you refuse to communicate with them and they are required to follow the rules as per the FDCPA law.

Making your strong move further, you can add to the consumer complaints against them at the FTC, BBB, DA's office and request immediate action.

Regards
Roxette


Submitted by roxette on Fri, 08/12/2005 - 17:05

roxette

( Posts: 4009 | Credits: )


I just recieved another phone call from Ellis Crosby. He wanted to know where my payment was. I told him i was advised not to send any more money to them because they were suspended and the money i was sending wasnt going to where it was supposed to be. I told him what he was doing was illegal because I have sent a cease and desist letter to ellis crosby certified mail, and then faxed them a copy of it so they would have it on file. He said that what he was doing wasnt illegal, that they are not even members of ACA. I asked him why he told me he was from a lawyers office and why he had told me that there was going to be a felony warrant issued for my arrest. He said he never said any of those things, which is totally untrue, I remember what he said because it had me so upset i was in tears over the whole thing. He told me that all conversations were being recorded, I told him that was great that he could review his tapes and see what he actually told me. He started being kinda nice until I told him that I was not sending them any more money, then he was very rude, yelling at me, and laughed and said "you are such a joke!" Can you believe that?? He then hung up on me, what should I do now?? Do i call back and go postal on a supervisor or what? I have filed all of the complaints I think that I can. He had no right to talk to me that way! I am so sick of these fools at Ellis Crosby!!


Submitted by on Wed, 08/17/2005 - 14:25

( Posts: 202330 | Credits: )


He also said that I was slandering him by saying all of these "untrue" things. What do you do when someone like that is so rude and mean. i dont want to get myself into any trouble by slandering him, but I'm not, everything i repeated back to him was only what he told me. If anything, would he be slandering me?


Submitted by on Wed, 08/17/2005 - 14:27

( Posts: 202330 | Credits: )


Ashley - Do not feel sad and think about this phone call. They will not slander you for anything as they don't have any legal powers to do it.

As you have done your part of the job by filing all the necessary complaints at the different government agencies, we are just hoping to see some quick action against them.

You can be rest assured that you have your consumer rights protected as per the fdcpa law and you are not involved in any sort of violation of the law. Keep smiling :D


Submitted by ben on Wed, 08/17/2005 - 15:11

ben

( Posts: 2034 | Credits: )


I have just received a msg from them and I am so glad for this site, I will no longer worry about this


Submitted by on Fri, 08/19/2005 - 13:28

( Posts: 202330 | Credits: )


I had my first terrible experience with them on wednesday. I was studid enough to believe I was about to be arrested and sent them 400 dollars.

Ranfree


Submitted by on Sat, 08/20/2005 - 10:31

( Posts: 202330 | Credits: )


hey deadbeats !! just pay your bills!! stop looking for a way out. you got a loan on your own free will.learn some responsibility in your lives.dont teach your kids to be deadbeat debtors!!!!


Submitted by on Sat, 08/20/2005 - 16:16

( Posts: 202330 | Credits: )


I will certainly not pay someone who will pocket the money! And you grow up and worry about your own problems you jerk


Submitted by on Mon, 08/22/2005 - 09:11

( Posts: 202330 | Credits: )


It's always the people in deeper then anyone else that place judgement on others...I have to say for the most part everyone on this site has been very informative and supportive of one another...it's only the few people who come in and open their big stupid mouths that ruin it! Of course all those people calling us deadbeats are probably employees of Ellis, and need us to get their paychecks...too bad huh???


Submitted by bewitched_4_U on Mon, 08/22/2005 - 10:38

bewitched_4_U

( Posts: 33 | Credits: )


they have called me at work 10 x in one day 08/19/05 and again 08/22/05 they got this one girl i work with and got her so upeset she started to cry they wanted to know if i was at work the call got transger to are big manger and he started to bull him i think his name was conrad i got upset and called my lawyer they will not return there call they just keep harrasing my co-workers and if this keeps up i am going to lose my job my company now whats to get there legal dept. involved i have filed a complient with the ftc i don't even know how i owe money to. it just makes me sick that they can do this. i mean get others involed who have no clue. what this is about and bull them to the point that they get upset and can't work who do they think they are


Submitted by on Mon, 08/22/2005 - 17:29

( Posts: 202330 | Credits: )


joyh, you should use your consumer rights as per the fdcpa law asking for the debt validation, send them a cease and desist letter, file complaints at the BBB, Florida state attorney general office and request urgent action.

You can also record all the telephonic conversations and present it to your lawyer.

I hope that these preventive actions will make you and your co-workers stronger. Read this forum carefully to know your other legal weapons. It will be helpful.


Submitted by ben on Mon, 08/22/2005 - 17:51

ben

( Posts: 2034 | Credits: )


"hey deadbeats !! just pay your bills!! stop looking for a way out. you got a loan on your own free will.learn some responsibility in your lives.dont teach your kids to be deadbeat debtors!!!!"

Either you work for Ellis or you're a Collector...or you just support the Nazi-like regime. The harassing slander-filled allegations from these "companies." They are NOT productive members of society...just cretins. No money from my purse will ever reach their lying, greedy, grimy hands.


Submitted by Lindsey on Tue, 08/23/2005 - 06:04

Lindsey

( Posts: 362 | Credits: )


These people writing in and calling us deadbeats are the ones who should take their own advice! NONE OF US ARE TEACHING OUR CHILDREN TO BE DEADBEATS! EVERYONE MAKES MISTAKES!!!! I strongly urge none of you to pay these idiots any attention at all...They are probably just panicked Ellis Employees wondering how the hell to file for unemployment...Again, just ignore them!


Submitted by bewitched_4_U on Tue, 08/23/2005 - 08:20

bewitched_4_U

( Posts: 33 | Credits: )


This man called my work telling me or my attorney call back and left me a 1-800#. I haven't called back but i did a google search on the number and it came up with Ellis Crosby. What should I do?


Submitted by on Tue, 08/23/2005 - 10:24

( Posts: 202330 | Credits: )


Has anyone heard from Summer Saladino? She just left a msg on my home phone and I am unable to call from this number long distance. Someone please tell me she has called you all too


Submitted by on Tue, 08/23/2005 - 14:01

( Posts: 202330 | Credits: )