Bass & Associates 866-900-7694 Bank Fraud

http://www.debtconsolidationcare.com/letters/

Check there for samples.

If you check the side menus under OUR SERVICES the third one up says Books and Softwars. Click on Books and there is an option to choose debt consolidation SAMPLE LETTERS FOR FREE. You can open it as a PDF file and there is a sample for Debt verification letter.

Or you can just click on the post above mine...LOL
I was to slow.

This is not the Bass & Associates law firm out of Arizona, or any "Bass & Associates" for that matter. Their name is "Bass Prelitigation Services" out of Jacksonville, Florida. They are fraudulently giving out Bass & Associates as their name to all those who complain in attempt to get people off their trail. Please do not complain to AG's office about "Bass & Associates", use their real name Bass Prelitigation Services. Thanks

I contacted Ms. Ewing today after she called my house again this morning leaving a message saying that she either needed to talk to me or my lawyer. I asked her for a mailing address and she asked what for I told her that I wanted to send a debt validation letter and that it was my right. She told me I gave up that right when i failed to print the verification at the end of my loan form, she also said for me not to contact her anymore that i would be getting something in the mail. I told her that I would be sending a letter to her as well not to call my house or my job again and i hung up. I called back and got a manger on the phone, he gave me a address and a ste num. I told him that this lady threaten to have me arrested, call my job and also notify my husband. He kept asking me was i sure that was what she said because all of their phone call were recorded and i told him yes. I also did research on bass and assoc. and the only one that i could find was a firm also in AR.

I too would like to file a complaint against bass & assoc Amanda how do I get started.

Hmm, I was thinking about calling the Bass & Associates in Arizona and making them aware of whats going on....see if maybe they have heard of the place in Florida or if they have received any phone calls.

There is a member in the forums that has sent validation to the Arizona address and they received a letter back that they are not the ones they are looking for. The letter stated that the place in Jacksonville, Florida is fraudulantly using their name and they recommend filing complaints with the Flordia Attorney General. It is only a matter of time before the Jacksonville, FL business is caught. They go by the name Bass Prelitigations.

I will tell you that this woman Ms. Ewing nevers stops. She called my house yesterday morning and left a message on the machine that it was imperative that she talks to me or my lawyer. She also called my job that morning about 9:26 and left the same message on the machine. She then called me back this morning about 11:20 again be very nasty I told her that I am asking her to stop calling me here at my job and at home and that I had a witness hearing me tell her this. I than put my co-worker on the phone and she introduced herself and told her that she was being my witness. I took the phone back never saying anything. I listen to her saying all this that you are doing over the phone just doesn't make any sense at all. Then I contacted a lawyer's office and was told not to send a validation letter to them, but to call the bank and find out where they were sending the money and use that address to contact someone and try to settle this loan.

Oh the person at the lawyer's office also told me as everyone else did to contact the attorney general office. because the state of North Carolina are really cracking down on these loan companies.

i too was contacted by these folks. i did pay before finding this forum, however, i am not troubled because the conversation was not unpleasant. i also found my old contract, called the oc and they told me that my account was turned over to bass. tammy, i read your post above regarding the place in arizona with the same name, there are many companies througout the country with the same name, even law firms. i do not know how you are able to conclude that they are doing this fraudulantly. with that being said, as the moderator, you should be attempting to help, not throw mre fuel on a fire. just my 2 cents

Excuse me, but I seen the letter!!!! If you don't like what I have said thats fine. But, don't attack me! Call the Arizona office and ask them for yourself if you don't believe me.

I am so tired of trying to help people and posting information and then being attacked by people posting as guest. I came here looking for help in November of 2005 and have learned alot from the people on here and from doing research. I am very close to calling it quits if the bashing doesn't quit! I am sick and tired of it.

Tammy, see my post at the bottom of page 7. You are correct. I can confirm that using the name Bass & Associates when your name is actually Bass Prelitigation Services, and falsely directing calls and complaints to the innocent law firm in Arizona IS ACTING FRAUDULENTLY! HELLO McFLY!

I received a call from someone named Sonny Patterson and he told me he was with Bass and Associates, phone no. 877-281-2224, ext 311. I work in a medical call center and he had quite a bit of trouble getting me on the phone. He said it was extremely important he let me know that documents was being download on me at 6pm in Pinellas County for bank fraud, check fraud, internet fraud because of two pdl I have defaulted on. He asked me if I was on probation and if I was I needed to notify my probation officer and I also needed to contact my attorney if I had one. He even case me the case numbers he said was being downloaded. This guy spoke just like some fast talking lawyer (he was talking fast, said he knew I was at work and he was trying to be quick). At any rate it rattled me for the rest of the afternoon. From the post I am reading, I know they are fradulent but I am afraid they are going to continue to call me at work I will lose my job because our phone calls are monitored (this is a very large company). I don't think telling them not to call me at work will stopy them because they already do illegal things and what would one more illegality mean to them. Anyone have any advice how I can stop them? I could write a cease and desist letter but have no idea where to send it. I have found two or three addresses on this site and do not know which one to send it to. Also, this man mentioned something about US National Bank and I have no idea who they are. I'm still a little uncomfortable with what he was saying, but feel a little better since I have read the post on this forum. I have paid these pdl more money than is legally permissable. I closed my bank acct in February and got a few phone calls that I did not return on my cell phone. But somehow these people got my work number which it is very difficult to do. Does anyone have any suggestions, know of this Sonny Patterson, or how I can stop them from calling me at work? Any help or advice will be deeply appreciated. My husband is disabled and I need my job.

Carol, call the bureaus and ask for the address of Bass and Associates. The bureaus should be having their updated address in the system because all collection agencies and creditors report the accounts to them. Go ahead and call one of the bureaus. Once you get the address, send the cease and desist letter through US certified mail with return receipt requested. After receiving your letter, they will be forced to stop further contacts with you at home or your work. Give them option to contact you through mail only so that you remain updated of their moves. The federal laws of cease and desist rule are explained in the fdcpa. If you want a brush up, please read this one and understand the legal methods of communicating with the collectors.

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#805

Thank you so much. But which bureaus should I call. I am lost. Your help is so deeply appreciated. I am really not a bad person, but maybe little ignorant, to get messed up with these pdls. A hard lesson learned.

Hi Building Wealth,
That last post was me. I forgot to login.

These are the address and phone numbers of the credit bureaus. Figure out the phone number of Bass and Associates from any of these bureaus.

Equifax Credit Information Services Inc.
P.O. Box 740241
Atlanta, GA 30374
(800)-685-1111
Web site: www.equifax.com

Experian
National Consumer Assistance Center
PO Box 2002
Allen, TX 75013
(888) 397-3742
Web site: www.experian.com

TransUnion LLC
P.O. Box 1000
Chester, PA 19022
(800) 888-4213
Web site: www.transunion.com

There is this link on Bass and Associates. Get more information on the other posts here.

http://www.debtconsolidationcare.com/creditors-information/about13221-7.html

carol I sent my letter to the arlington expressway address in jacksonville fl. i sent it certified receipt on 8-7 now i am just waiting to get the receit back. i also had a co-worker identify themself on the phone and letting them know that she heard me tell this ms. ewing not to call my job again. this woman was even so bold to leave a message on my job answering machine saying she needed to talk with me or my attorney. i too was shaken up until i found my friends here at the forum. thank you all for being so patience and very helpful i could not have gotten through this so far without you all. thank you from the bottom of my heart.

Thank all you for your support. I am so freightened the police is going to come to my job. I am having problems concentrating; even though you know they are intimidating threats they still scare you because they sound so real. I appreciate everyone in the forum. This forum is a God send for me. Thank you all so very, very much

I understand how you feel. When I got my first phone call about I was going to be arrrested for all this fraud stuff I was shaken up so badly that I got on the phone and called my husband who knew nothing about that i had this loan. He told me I should of told her off and hung up. This woman was so real and intimidating and persistance. She wanted me to wire money through money gram that night 535.00. I told her that I did not have money like that. She then said okay well send 335.00 and she will make arrangements for the other 200.00. Well my original amount was only 200.00. I also found out that in the state in which I live NC that PDL are illegal. Also I was told to subtract the interest that I had already paid from the original amount. If I over paid I have the right to ask for a refund and if I have under paid then send the balance of the original loan. Well I have paid 180.00 in interest fees so I think I only owe them about 20.00. I am not sure. If anyone out there knows anything about this please help. Did I still send the original company a validation letter or what please help. At this point I am confused as what to do next.

I too got a call from these people. Not nice people. They threatened me with deportation along with fraud. I am a legal resident. How did they know that I was not a naturalized American. These people are really really nasty. In the telephone call all they did was threaten then when I got a lawyer to talk to them they were all nicey nicey. I will never touch a payday loan again.

fannyann,

I'm curious to know what your lawyer was able to get out of them. It seems like nobody has had a decent conversation with them.

me thinks I smell a rat, time to impose a ban?

These bas clowns need to get the comeuppance

My lawyer just basically told them that it was illegal to threaten anyone and that her client (me) would pay the original amount of loan ($300) and no more. They wanted $644. They already had had $360 out of me for their processing fee!! In the state I live payday loans are actually illegal.

I contacted my attorney on Friday to discuss this case with Bass & Associates after trying to reach them all day today Monday 9/11/06 he has not had any luck they will not send him any info or get on the phone. I believe it's only two people that work in this firm and they are taking money from people It's a man and a lady and they are using alias names. Thanks alot to this forum I'm trying to get in contact with e-payday to pay off this 200$

I got the call from them last Thursday and via advice from this forum I sent a Cease and Desist letter certified mail today. This is really scaring me; can they carry out their threats? I do not have the money to hire an attorney. Sounds me like their the ones that are committing fraud if they are taking peoples money. I looked them up and they are not licensed in the state of Florida, at least not under the name of Bass and Associates.

one thought here, and a question for your attorney t, can you sue the original creditor for using a fraudulent, law breaking CA. If nothinelse it might serve as a push to get the OC to accept payments

I too receives a call from them - and now know that I should file a complaint about them as well as send them a cease and desist letter. I actually contacted the original creditor - Arrowhead investments(it had only been two weeks since the default). I spoke with a very nice woman who informed me that the debt was $350 not $580 and that they would be happy to make acceptable payment arrangements. I called Bass and Associates to tell them this and Candice King said I was going to be arrested anyway because it was fraud and she was going to fax the papers right away to my work - and she hoped I would like my cellmate. I laughed at her said she was violating all kinds of laws and she started to scream and hung up on me.

You guys have been very helpful and also have helped me to relax some about the situation! Thanks!

Now off to visit my cell mate ;)

I'm dealing with bass and associates. There are 2 different firms. The "legit" one is located in Tuscon, Arizona and they are very helpful, polite and professional. The other bass and associates are jerks from florida that use all kind of unlawful scare tactics. My debt is real, but I would NEVER give any money to the bass and associates in florida. Any place that acts that unprofessional on the phone can't possibly deal with the money honestly. Bass and associates in florida needs to learn that you get more bees with honey not vinegar!

I want to pay my debt to the oc, but i can't reach anyone from jvc processing. i was Bass to stop calling me and let me work with JVC. What should i do?

shells1777, Draft a cease and desist letter to the collection agency's mailing address. After receiving your letter, the company will have to stop calling you. If they violate the laws, you can file a class action lawsuit against them. Keep a track of the phone calls with date and time for making your legal approach stronger.

http://www.debtconsolidationcare.com/template-cdletter.html

thanks soo much....but has any had luck speaking with jvc processing and cleaning up their debt with them?

I just spoke with Icollect, who received my account from JVC processing. The operator informed me that my account was sold to Bass Enterprise, (when officially I've been receiving phone calls from Bass and Associates. I informed the operator that the contact given to me was unfairly rude and verbally harassed me about paying this account. She then directed me to Maria Sanchez (904)422-5071-supervisor- and that she would help me get this resolved. Is this just another contact....or is it a legit supervisor that will work with me.....?

When I called I-Collect and complained, she gave me the name to Sonny Patterson as a supervisor/compliance manager that I should contact and I have since read about him on this site harrassing people as well. I think this I-collect place is just as shady.

what should I do??????? Help...?

I called the florida attorney generals office and filed a complaint and I also filed a complaint with the FTC. Several idividuals have filed complaints the AG's office. You can also do this with your states AG's office. Some people who have the option have gotten their attorneys involved. I've read where some individuals have even called the local authorities on them. People have tried everything and they keep getting away with harrassing people. After I found this sight and learned all about them I was waiting for their next call. They were even rude to the secretary at my job. When they finally called back I told them I was aware of their tactics and that I have filed several compaints and that they are waisting their time calling me because they are not getting one penny from me. I even told the lady at I-collect that nobody is getting any money from me until I see something on paper and that everything they were saying and doing was in violation of the FDCA. They still called after that but I blocked their calls and just ignored them and they eventually stopped calling me. I have sinced filed bankrupt so they are out of my hair for good.

how much do attorneys cost and is it worth it if i owe $775? I believe i only owe either 300 or less than that...but is it just easier to take care of this bill...? Or should i hire an attorney...?

Hi this is ttoyden my attorney has not been able to contact bass and associates, however now this man name Brad Regan is calling saying he's from Westbury Ventures and he represents E-Payday, he told me that they took back all their accounts from Bass and I should not receive another call from them. I asked him to contact my attorney in regards to this which he refused to do, I also asked him to send me something showing that he's really from E-payday he sent a fake letter from another guys desk Princeton something and when I called him on it he saud for me to ignore the email it's generic, he also threaten with the whole jail thing, so once he gave me his # i told him i will be having my attorey call to see if he does work for them or if his company represents them. He gave me 40 reasons why not call saying I won't be able to reach him thru epayday. I hung up and so far he hasn't called back

is this the same as jacksonville bass prelitigations? they also called me and threatend me with bank fruad and theft i sent them 500, they want 1000 but decided to research them and found this site. Should I keep paying or file a complaint. this debt wass settleds last year.

You need to file a complaint. If the debt was settled and you have proof, Don't pay them another dime. Have them validate the debt.

ive sent them 3 different money grams and there info keeps changing all the time first there jacksonville bassp, then jacksonville bass prelitigations, then bass enterprises. we settled our debts thru bankruptcy and i told them that but they said they didnt care i stilled owed them money because it was bank fraud and theft. They had an affidavit for me and everything, it scared me thats why i started paying them but im not sending them another time.

They lied to you to take you for your money. You don't owe a dime especially since it was included in your bankruptcy.They should really look up the definition of affidavit because it isn't an arrest warrant, it is sworn written statement/has made an oath. Tell them you have an affidavit on them too, "I here by delcare that you are a fraud and you will no longer intimidate me into giving you another dime", make sure you hold your right hand up to make it official. I think that company is under investigation, tell them one day soon they may be guaranteed three squares and a cot.

Dear never mind,
You are a total loser!!! Sticking up for a scam of a company that violates all collection ethics in history. And learn to spell...obviously you are a low life, ignorant, uneducated jerk....get a real job! Better yet, get an education so you don't have to sit on your ass calling and trying to make money by using false intimidation tactics. Loser!!!!!!!

I looked up the address on arlington expressway and it said it was a ups/mail boxes etc. store. I found it on whitepages.com.
p,s I dont know if this message was sent multiple times, comp is acting up

well. I sent the debt validation letter and I'm saving everything i have to pay the "supposedly debt" that i have with them. I still think they're overcharging me double + more...what should I do? Just send the payment and keep complaining or wait till they respond with the debt validation letter, then send the money.....?

Wait for the debt validation.

Definatly wait, every collection agency is supposed to validate the debt. Just keep telling them, no validation no money.