Bass & Associates 866-900-7694 Bank Fraud

Yes, FL AG will contact you by phone and then they will send you paperwork in the mail to sign and have notarized. This comapny is scum.

I paid them $820.00 on a $300.00 loan (Aarowhead Investments) which I should've only had to pay $300.00 total right?? Will they help me get the money back or how will I get it back??

I'm not sure, you also need to file a complaint with the FTC. This company has been doing this to many consumers and need to be stopped and the only way to do it is to let the complaints against them pile up. You will be able to get the answers to your questions once the FL AG contacts you.

How do I contact the FTC?? And what exactly is that??

It's the Federal Trade Commission, here is the link:
http://www.ftc.gov/ftc/consumer.htm
You can file your complaint online.

Ok, Thanks Steelers1, just entered my complaint with the FTC.

Look, i have paid off 2 seperate loans with these people. On each occasion i spoke with someone different. On neither occasion did they tell me that I was going to jail. What they told me is just what my attorney told me, which is that I can be sued in a civil court and served. I truly believe that what you folks, as well as the so called moderators are doing and saying is ridiculous. The amount I had to pay was far more than the original loan I took out. That is what happens when you do not pay time. It really sickens me to hear everyone play the victim. I manned up and took care of my obligation b/c it was the right thing to do. Everyone on here is of the mindset of "Let me complain to everyone and my debt will suddenly disappear". I am sure that Pink lady and Steelers1 will reply to my post something along the lines of "who asked for my 2 cents" or "Dont come here if you do not have something positive to say" or better yet "I havent walked a mile in some of your shoes". Well maybe not, but I am not going to advocate irresponsible debt management. I can talk about this, because I rang up a lot of debt. Now
I have spent the last year with absolutely no disposible income because I chose to do the right thing. The bottom line is, do the right thing and you will not have to worry about the likes of Bass calling you. Then the people and moderators of this forum can maybe try to advocate something positive.

Now, all of you can take turns sounding off on me. But that is fine, b/c the truth hurts. Good day to you all!

First of all, I,have never advocated not paying your bills. In fact, I like so many others, have or are in the process of paying debts off. I have worked hard,as well as others here, to pay off debts. I lost my job 2 years ago, but due to wanting to get out of debt, made alot of sacrifices have paid off 4 bills, and will pay off 3 more in 3 weeks. What I do talk about, is unfaif debt practices by some collectors. For instance, my son was in the hospital when he was 10 yrs old. We paid this off in full within a year. Now almost 13 years later they want the full balance! I don't keep records for that long and it was a battle to finally prove them wrong. I offer solutions to others of how I am getting out of debt, ways to save to do this and ways to make this a reality. So don't lump everyone into one category,please...Karen

I filed a complaint online with the AG last week about Bass and their illegal tactics, ie. jail time, coming to my place of employment, etc. I foolishly paid them $535.00 on a $200 pdl. Today I received a letter from the financial investigator who is checking out "Ellis Crosby & Assoc/Bass & Assoc". She stated they are already under investigation and sent me a detailed affadavit to complete, have notarized & return. PLEASE, anyone else who has been victimized by Bass, do file a complaint with the Florida AG. She said after they review my complaint, she will advise me of any action take by their office. So, this is being taken seriously. If you need contact infoamtion let me know.

i am so glad i found this site! i too am being harrassed by this company for a payday loan and they too said they were going to arrest me for internet fraud. has anyone gotten arrested? the women whom called me said they were attorneys. please email me at email address removed as per forum rules - Mike

Tami, Welcome to the forums. They are not going to arrest you. There are no debtors prisions anymore. They will threaten everything. Hope this helps. Kyside38 :D

You cannot be arrested for defaulting on a PDL. Period. They can bring civil action against you to collect the funds, but that does not involve jail time. Bass will say ANYTHING to get their money. They are a collection agency, although they call themselves "pre-litigators". Yes the debt needs to be paid back. But, do not be bullied or scared into paying more than you can afford (like I was), and more than is legally due back. Call the pld lender and get the original amount of the loan. That way you know a figure to work with. Good luck and stay strong.

I got a very harassing phone call yesterday, November 14th from a Miss Crabtree regarding a payment due to some payday loan company. She said this happened in June and I am, in November, being NOW just getting contacted? They want $635.00 from me or they will call the cops and have me charged with a felony. I want to deal with the Payday loan company directly. I never closed my bank account and she kept mentioning a credit union I did not belong to. She was very vague and certainly misinformed. They are trying to rip me off. Any ideas?

email address removed as per forum rules - Mike

Who is the payday loan company this was with?

This is what i was speaking about in my earlier post.
"got a very harassing phone call yesterday, November 14th from a Miss Crabtree regarding a payment due to some payday loan company. She said this happened in June and I am, in November, being NOW just getting contacted?"

It is your responsibility to contact them, as I said before, people are playing the victim, handle your obligations and Bass has nothing to contact you about.

"They are trying to rip me off. Any ideas?"

You said you took the loan out. Here is an idea, pay it back!!!! At least to the original lender.

This is unbelievable!

I, too, was ripped off big time. I wasn't aware that pdl are illegal in NC, so I took out a few. I had one with a company that "said" they tried to debit my account and it was a "no debit" acct. Hello, it's a checking acct that I used daily. Anyway, it went to the notorious Bass & Associates. They called me and threatened me with all of this horiffic talk. I went and paid them $820.00 on a loan for $300.00 (b/c they are illegal, my AG told me that I was only responsible for the pricipal balance) that was illegal in my state anyway. I knew that I was supposed to pay back $300.00, but $820.00??? Now if that isn't a rip-off, I don't know what is??!!!

natdust20--

Have you ever tried to request a refund from the company since you overpaid?

I wasn't sure about how to do it?? I just didn't want to call and be like I want a refund idiot..Do you have any suggestions??

Bass Prelitigation is owned by Evelyn Cain and Frank Jackson. They live in Jacksonville and according to Florida records a law firm in Miami is their agent so if you file a complaint or sue Bass the lawyers have to accept the complaint for them. The lawyers are Spiegel & Uterra.

This is good info. to have. THANKS!

I just received a call from Kathryn at this so called Bass & Associates telling me to pay an insane amount for some payday loans that I took out in which I had paid back & then some. She is asking me to pay back the amount that I have already paid back to them & stating how she is going to file papers through my county & I need to pay it today by 4pm est to pay for the restitution on this. I just got back from my bank & they also agree that I am all good with them but they are still trying to take money out of my account so I had to put a block on my account. ARGH!!! What was anyone elses out come? I would sure like to know because I do not need this.

The lady that had contacted me was a Kathryn Holberg. Her telephone number is 1-877-281-2224. Does anyone have any idea if this is just another scare tactic? At the end of her message she tells me good luck. Has anyone ever had one of those type of phone calls? By the way apparently she is not est because when she clled back it would have been 3pm here....cst.

They are just trying to scare you. Don't believe anything that they tell you, instead just file your complaint.

Seriously--

These people contacted me a couple of weeks ago, but it was a man named William. He had told me that the bank has been investigating my account b/c they are suspicious of fraudulent activity. He told me that I could be arrested for bank fraud and whatever else. He gave me two hours to send a money gram or I would be arrested. Also, they supposedly traced my ISP address. It didn't scare me one bit b/c I was aware of how these people work. I asked him if he was threatening me with arrest, and if so, I was going to file a complaint with the BBB and the AG's office. He got silent for a moment and said he was putting his supervisor on the phone. He actually just hung up on me. I haven't heard from him since. If they call you again, beat them at their own game and threaten them with complaints to the BBB and the AG's office.

Yea, none of these companies like it when you return the threats. It just makes them back off, and sometimes they might never call back again..

Thanks for the fast replies because I sure in the hech didn't know what to think. All I know is I hopped into my car awfully damn fast to the bank & went over everything with my banker & they told me that I was just fine. Now that I know that this is a bunch of sh-t I would like to pull that stunt that the Bob & Tom show pulled on a telemarketer. This telemarketer calls up what he thought was one of those radmon calls on his list & ends up talking to guy pretending that he is a detective & telling the poor guy that he just called a crime scene & how they are now tracing the poor guys phone line & saying how he must be involved somehow in the the guys death....OMG it is sooo funny. Maybe I will try that one. Wonder what they would do then. LOL

Keep us posted :D

Seriously, you SERIOUSLY have to try that one on these criminals! And pleeaaaaase record and share put it on You Tube! That would be hysterical! Maybe you could win an Oscar! LOL

The PDL companies are so sad, they would rather threaten and harass customers instead of trying to work with them. Talk about bad customer service.

Yea, tell me about it.

Have a great Thanksgiving everyone & thanks for answering my questions. :-)

Thank alot guys i am so glad i found this website they are scam artists and to think my husband was going to send them money i have already filed a complaint with the ag in florida thank you all!

I'm glad you found this site before your husband sent them money! :D Please keep us updated about the outcome.

Yea, I wish I had found it before I sent them money also..

Does anyone have a fax number to this place, so I can fax a letter to STOP calling me....I am in the same situation that you guys are. The called and left a message at my home and contacted me at work with the whole police, confiscating my computer at work, internet fraud ......... I am not sending a dime but need to get something to them ASAP to stop the calls!

Thanks

You need to contact the FL AGs office to file a complaint as well as contacting your state's AG office filing a complaint with them also. These guys need to be stopped, they are out of control with these threats.

It is really sick. I don't see any of you saying I will send what I owe. You will settle for making someone else the bad guy, because you are too broke to pay the bill. It is sad. No one is on here with a resolution or a way to set up a payment plan. I don't see anyone saying I will send something, it really is sick that people have to upset you and scare you for you to want to pay your bill. I'll bet you all have tried nothing, but complaining about the problem instead of becoming a part of the soulution.

So SODA, you think that violating the laws is okay, when it comes to extorting money out of people? As long as no one really gets hurt, huh?

I think most people want to pay their debt. And they would be very willing to work out a fair payment plan. To create that pymt plan, both sides need to work together and compromise. I think the main issue it that Bass will not, and then resorts to highly illegal tactics to threaten their clients into payments.

No one has tried to do anything but complain. Not one person on this blog has said that i sent them what i owe. No one is saying that it is ok for anyone to break the law, but you people don't even try. You would rather be the victim, you want to be the victim. Stop feeling sorry for yourselves and do what you gotta do.

I do not mean to downplay what you are trying to do. It would just be nice to see you all asking these people what they can pay, why they won't pay and how they can fix it.everybody is trying to hustle everybody. I have heard good and bad things about these companies, but when will you start making people aknowledge their wrongs and start the process of fixing the problem "moderator"????

Quote:

What i mean is there are hundreds of other people saying that they are not paying anything, and you guys are telling them good/ don't pay until, or don't pay unless.....not just go ahead and pay

If they've already paid what is legal--That is when they say they're not going to pay more.

Sorry ME AGAIN - I was just responding to what you stated. If you need me to read between the lines, let me know.

Oh....and ditto on what Jessi said. No one is saying "don't pay". We are saying "don't pay anymore - you have met your obligation".

My husband got a call at his job regarding a payday loan that is supposedly 2 years old. They want $678.00 by 3:00 today or they will download this into a system and my husband was threatened with arrest for fraud and I was also told I would be a conspirator. Can they do this?

I am not sure if this situation is true for anyone else, I am currently dealing with B & A and would have no problems paying off my debt should they agree to validate it in writing. I'll admitt that I was stupid to even apply for pdl's and I will never look at another one again. I do want to repay my debts and I am working toward it...but me, like others, would like a little validation. I am only asking for this because companies like B & A can't get their stories straight....the person I have been dealing with is William Witherford (notice the spelling of the last name) and he stated my debt was through United National Bank...after asking him to validate the debt in writing he transfered me to his supervisor Louis Hagen. Mr. Hagen told me to put the Money Gram to the attn of William Wheaterford...notice the difference in spelling? And also stated that the debt was through US National Bank. You can see why I would be a little hesitant to send money when they give me different last names, different banks, etc. It makes it look like a scam, even if it isn't. I recently fell subject to a loan scam and lost out on $680, when they called me and told me to send me more money but in a different name (they also spelled the last name wrong twice), this put up a big red flag. So yes, I am stupid for applying for loans, trying to better my situation...when actually I am making it worse. I don't try to do this and I never intended to worsen my situation. I have always tried to repay my debts and will always accept responsibility for my actions...but never did I intend to default on my loans or not pay them off....all I ask from B & A, Westbury Ventures and any other collector...please validate my debt in writing. Don't tell me that I am a dishonest person, don't threaten me with jail time or fraud, instead, work with me and others. Thanks to everyone here for listening and offering up advice. It's good to know that there are others out there dealing with the same crap.

Dead on, kj. I think a fair amount of people are just like you. They hear so many stories, and you can't follow the chain. It puts doubt in your mind whether the money you send will every really take care of the debt, or if you are being scammed.

Every company that has sent me a debt verification letter has gotten money from me, and all in full.

jedijeff..thanks for the comment....I agree, send validation of the debt and I'll pay it in full....otherwise I have my doubts.

I am not here to argue, but what do you do when you are one of the good guys, you call someone and tell them the situation, you want to help but 90% of people do not want to help themselves. What about the abuse that we recieve from you all.....talk about against the law, it should be a crime to talk to people the way that i have been talked to in the past, by consumers who feel like it is their right to be so beligerent. The problem is that everyone wants to be in control.....the collector wants to keep control, and the debtor wants to control all terms.