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GC Services: Customer feedback and tips to deal with collection calls

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GC Services or GC Services Collection agency seem to be born violators of fdcpa and FCRA .We go to them to consolidate our debts and hope that they follow the book, but they seem to be least bothered about reputation. They always have people to vouch for them.Their services are the worst but I have had no problems of harassment till now. If that too were added the picture would be complete.

Mad Jeff

I am sorry to know what you are going through. The company is harassing you on a regular note and you should take some legal actions against them. Please hire and attorney who specializes in the lawsuit of fdcpa and FCRA violations.


Sub: #21 posted on Thu, 12/08/2005 - 16:42

roxette roxette

(Posts: 4009 | Credits: )

THEY CALL 24/7 LITERALLY. I asked if i could send a check? they said no, credit card? they said no. only mondey orders and checks over the phone. i Barely turned 20 and these people are messing my credit up. They sent me a letter that said they are going to attach to my bank acct., garnish my wages or file a lien to all property i will later own or do now. On top of that they added $250 to what i supposedly owe ($1,286) for a ticket for a broken headlight? comon. oh ya , and whats funny is $25 is added to returned checks. Yup. I dont trust these people. Somethings fishy bout em? did anyone give em a bank acct. number and they cleaned you out?? I dont have this Money. and dont even owe that much. What the f..

Sub: #22 posted on Mon, 12/19/2005 - 20:00


These people contacted my wife to collect on an apparent delequent account. We called the creator and they said the account is not even overdue and should not even be in collections.

A phone conference between the creator, GC Services, and my wife took place a few weeks ago. The creator told the GC Services rep that it should not be in collection and remove the account. Since that time, we have been harrasses several times by phone and one more treatening letter. They will not even call the creator to verify this. They just continue to press for the collection.

Should I consider hiring an lawywer?

Sub: #23 posted on Mon, 12/19/2005 - 22:20



I dont have this Money. and dont even owe that much.

Send them DV letter. You have the right to ask for some written log before paying them. If they can validate the debt then only you need to pay. While corresponding, send them CMRRR.

As per as limited resource is concerned, you can consider debt consolidation program to pay off your debts.


If you feel that they are violating the rules file your complaint with FTC, BBB. Also complain to your State Consumer Protection Agency. You can consult a lawyer anytime.

Sub: #24 posted on Tue, 12/20/2005 - 09:28

4u.bryan 4u.bryan

(Posts: 819 | Credits: )

Are these people for real? They have been calling our house asking for my wife. They state that she owes money from some old loan (which she paid off many years ago)...nothing adds up! Have they been investigated? I am sooo fu&%ing mad!! AHHHH!!!!! Sorry, had to be done. I am going to report them to our State Office.

Sub: #25 posted on Wed, 12/21/2005 - 16:07


Ask the company to send you the loan details in writing. If you get it from them, you will be able to place it on dispute.

Get the [FONT=Trebuchet MS][SIZE=2]GC Services collection agency address [/SIZE][/FONT]and send all your letters certified with return receipt requested. You will have proof of your actions taken.

Sub: #26 posted on Wed, 12/21/2005 - 16:21

ben ben

(Posts: 2034 | Credits: )

This company have been contacting someone else home concerning me during the month of December. I have no idea what they want. They have not sent any documents to me concerning their claim, nor do they have a telephone number to reach me.

Sub: #27 posted on Fri, 12/23/2005 - 07:33



Contact information of GC Services is posted here-< br />
Also go through the full thread and get some more knowledge on them.

Sub: #28 posted on Fri, 12/23/2005 - 11:50

4u.bryan 4u.bryan

(Posts: 819 | Credits: )

These people are garnishing me for an old student loan - at least threatening to. Now, the gov shows I'm not in default on any student loan - and I only had government loans, and these idiots refuse to provide any information on the loan or even their company info - I had to google the number from Operations Division. They told me they were going to attach a house that I no longer own.... When I said I wanted to consolidate they said I couldn't and the NASTY A$$ supervisor came on line and said I would be garnished next payday. Just whom do I register GC Services complaints with?

Sub: #29 posted on Fri, 12/23/2005 - 13:14


Now, student loans are completely separate issue. Wage garnishment is possible to collect a default student loan even without court order. Also student loan has no statute of limitations. So make sure all your student loans are paid.

Department of Education assign student loan to some specific collection agencies only and they are supposed to maintain the guidelines stated under fdcpa. If you find them violating these rules you can contact with DOE and report against them.

You can consolidate your student loans. However, if the loan is tagged has default already, rehabilitate it before going for consolidation. You can go through credit counseling to know your options. Consolidation will relieve from the headache of receiving collection calls also.

Sub: #30 posted on Fri, 12/23/2005 - 14:18

4u.bryan 4u.bryan

(Posts: 819 | Credits: )

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