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Midland Credit Management - Has anyone been ripped off?

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is the midland credit management collection agency




Ok guys, I'm having problems with MCM and read all your postings about what to do. But what is a "DV", "RRR" and what do you mean by sending a leter via CMRRR?

Sub: #11 posted on Wed, 02/13/2008 - 07:50

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The way to stop Midland Credit Management is to send them a regular letter first. Request that they validate the receipt. Wait about thirty days and send them another letter again requesting the validation of the debt. They will never answer. The third letter send it via CMRRR (that is a Certified Mail Return Receipt Requested for those that wanted to know). This time state to them that you have requested in writing on two separate occasions that they validate the debt. Again..wait about 30 days. Make sure that all letters are dated the day you send them in the mail and keep copies of them. Once you get the Return Receipt back from the post office and have waited the last 30 days. (90 days from start) now it is time to talk to the credit bureaus. Send a letter via CMRRR to the credit bureau that shows a derogatory comment and request that the bureau remove the debt from your account that you have contacted Midland Credit Management on three separate occasions with no response. Enclose all copies of all three letters and also a copy of the Return Receipt. Within 30 days you should have a response back from the credit bureau that you notified that the debt has been removed from your account. Midland will never answer any of your letters. Do not call them, only write to them.

Sub: #12 posted on Tue, 02/19/2008 - 23:11

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I forgot to give the address to Midland.

Midland Credit Management
8875 Aero Dr., Ste. 200
San Diego, CA 92123

Sub: #13 posted on Tue, 02/19/2008 - 23:22

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I SUGGEST THAT WE ALL GET THEM OFF OUR REPORTS ASAP. SEEMS TO ME THAT THEY ARE RIPOFFS AND JIVERS. :x :wink:

Sub: #14 posted on Tue, 03/25/2008 - 11:54

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Ok. i was trying to get an apartmetn and these people showed up on my credit report and i have no idea who midland credit is? i am trying to figure this out. On my credit report, it shows that i owe them $340 or something. What do i do? i' don't even know where this company is from?

Sub: #15 posted on Thu, 03/27/2008 - 15:48

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My sister owes them money from 3+ years ago and she didn't even know. Does she still have to pay? its been so long

Sub: #16 posted on Thu, 03/27/2008 - 18:39

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I already paid midland credit management like 477 dollars via the phone on a visa check card...are they legit..or sould ibe worried..they gave me a phone number and everything and did not have a website..i googled them and found this site..

Sub: #17 posted on Sat, 03/29/2008 - 10:32

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my husband and I were ready to close ona house but what kept us from getting it is midland.talking to them is like talking to a wall.because the were unwilling to work with us,saying they sent us letters(which we never received)we are un able to buy the house.

Sub: #18 posted on Sun, 03/30/2008 - 20:41

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I received a letter today from Midland, at my home in Missouri. The first problem is, it was addressed to my grandmother, who lived her whole life in Illinois. It also had her name spelled wrong and middle initial wrong. The other BIG problem is she passed years ago. We don't even have the same last name so I have no clue how I was linked to this. Another issue I am having is I know my grandmother did not have any debts at the time of her death. My grandparents didn't take out loans. They built their own home without debt and even bought their cars with cash. They never had credit cards either. When I tried to call Midland they were very rude. Even hung up on me after I wouldn't tell them more infomation on her. I'm not giving out personal family info to someone I don't know!! I called back and asked to speak to a superviser. I ended up having to leave a message because one was not available...Has anyone else these kind of problems or have any advice on what I should do?

Sub: #19 posted on Mon, 04/07/2008 - 15:17

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MCM IS A GREAT COMAPNY THEY ARE LEGIT NO QUESTION PEOPLE OR SHOULD I SAY DEBTORS TRY ANYTHING TO GET OUT OF PAYING THERE BILLS OF COURSE WE WILL HAVE COMPLAINTS WHO WANTS TO GET CALLS ABOUT MONEY THEY OWE HMMMMM ANYWAY MAYBE THEY SHOULD CHECK ON HOW MANY GOOD COMPLIMENTS WE GET A DAY FOR HANDLING CALL WITH RESPECT.

Sub: #20 posted on Wed, 04/09/2008 - 20:54

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