Hi Guest, first of all stop
yelling at the forums. Writing all in caps is strictly against the
manners of forum posting.
I agree that many among us earn their living by working at the
collection agencies and what they have to do is for their job's sakes.
You many be in particular an honest guy and deal with the customers with
respect, but, however, its impossible to ignore all these complains
those you may find across these forums against the CAs.
I would rather expect you to help out the people in problem with your
firm other than shouting in its favor. If you can get these problems
fixed, things will fall into place automatically. Good
Luck!!
Demand in writing that any
debt colector validate the debt by producing copies of the signed
original loan or credit card applications. Zombie debt collectors prowl
the credit bureaus and resurrect old charged off debts they do no own
and offer you to settle at half the total or less. Every dime is 100%
profit and will not go to the original debt holder and will not change
your credit score. Beware the zombies!
Sub: #22 posted on Sat, 04/12/2008 - 07:06
Unregistered
i've recently sent all of my
creditors, including mcm payment settlements should i have sent the
payments along with a certified mail receipt?
Sub: #23 posted on Fri, 04/18/2008 - 08:45
Unregistered
I am a victim of credit fraud.
Midland as shown up on my credit report. What can I do about
this?
Sub: #24 posted on Tue, 07/08/2008 - 11:42
Unregistered
This company, MCM, has been
calling - no letters - and harrassing us for several months, sometimes
as early as 8am, always asking to speak to (our son). The caller, a
"Nathan J*nes" (who is NOT a native English speaker) was rude and/or
hung up when I asked for more information. Finally, today I asked his
name, his phone number (called ID is "unavailable") and to speak to his
supervisor. Our son is under the age of 21 and Mr. J*nes vehemently
demanded I prove it. I asked repeatedly to speak to his supervisor to
which he insisted I did not need to do so.....eventually a man by the
name of "John Smith" (also not a native English speaker but at least
pleasant) identified himself as a supervisor.
Come to find out, they wanted our son's biological father, a man who has
*never* been at this address or phone number and whom we have not seen
in fifteen years. I reiterated that if J*nes had been less rude and
more professional, this matter would've been cleared months ago.
Allegedly our number will be removed from their records, but in the
light of so much harassment and aggravation, I believe I shall start
writing letters concerning this company's unprofessionalism.
Sounds as if our son needs to check his fledgling credit report (which
should be perfect!) and make sure these idiots haven't 'mistakenly'
tainted it with their short-sighted zeal.
Sub: #25 posted on Sat, 07/19/2008 - 12:40
Unregistered
I came home last Saturday to
find a business card of a process server with a note to call to arrange
a delivery. I called the number and the guy said I was being served a
judgment from Midland Credit Management for FNCB. FNCB was paid several
years ago after they filed bankruptcy in 2003. I never received a
statement from them after they sent the notice that credit card would no
longer be valid after the date they named in the notice. So I paid
online as long as the website worked. I have never received any
correspondence from MCM prior to this contact on a judgment being filed
against me. Can I still send them a validation letter? I haven't
received the service of process yet, the process server is supposed to
come back later in this week, so I have no idea what the judgment states
yet. Has anyone else run into this situation with Midland Credit
Management?
Sub: #26 posted on Mon, 07/21/2008 - 19:22
Unregistered
This company is like leaches.
They come out of no wear can hard to get off except if you burn them. I
have them on my credit too. I sent DV letter, I got a letter back from
them saying/. Please call so we can resolve this matter and help you
with paying the debt, bla ,bla ,bla. I want to send them another DV
letter but I have to wait until the 30 days are up. What the point of
sending the 3rd letter to them if they have not sent you the proof and
account info of the debt on the second certified letter. After I send
the second letter can I send the 3rd letter to the Bureau to get them
removed?
I recieved an offer from
another credit company for my son's account that was overdue and it was
a good offer and I paid it. That was over a month ago and I never
recieved anymore statements. Now all of a sudden mcm is calling every
morning for three days now wanting to talk to my son and when I tell
them that he is not here they hang up before telling me anything else.
This morning I got more information out of them and they said that it
was regarding a bill for his cell phone and I said I paid that bill with
another collection company. They said they never got it and that the
statues of limitation were up and that I had one hour to make up my mind
to accept their offer. In a panic I paid them by credit card check over
the phone. They wouldn't let me send them a check. I know I've now paid
for this bill twice. I'm hoping this is the end of it. I never knew that
the same bill could end up in two different collection agencies and that
they could both collect on it.
Sub: #28 posted on Sun, 07/27/2008 - 13:20
Unregistered
I think you should not of paid
them. You should not have to pay for the same bill twice. I'm no expert
and i know one will answer this soon, but that does not seem
right.
Mcm called and said that july
31 is the statute of limitations for the bill they are trying to
collect. This bill is like 10 or 12 years old. I have not reicieved any
bill for this bill or any communications till this last week. Then they
are calling every morning and now they are telling me that I have 1 and
a half hours to except their offer, and that I have to pay them via the
phone right now. I asked them to send me a bill for this ammount and
that I would semd them a check and they said they couldn't do that
because them it would be past the statute of limitations. I can't
believe that the statute of limitaions has been for so many years. I
feel I am being highly pressured to pay this bill without having a
statement for my proof.
Please answer me as soon as possible.
Desperate. Also, after the statute of limitations is past, can they
still come after my bank accounts or anything.
I agree that many among us earn their living by working at the collection agencies and what they have to do is for their job's sakes. You many be in particular an honest guy and deal with the customers with respect, but, however, its impossible to ignore all these complains those you may find across these forums against the CAs.
I would rather expect you to help out the people in problem with your firm other than shouting in its favor. If you can get these problems fixed, things will fall into place automatically. Good Luck!!
Sub: #21 posted on Wed, 04/09/2008 - 21:53
(Posts: 278 | Credits: )
Sub: #22 posted on Sat, 04/12/2008 - 07:06
Sub: #23 posted on Fri, 04/18/2008 - 08:45
Sub: #24 posted on Tue, 07/08/2008 - 11:42
Come to find out, they wanted our son's biological father, a man who has *never* been at this address or phone number and whom we have not seen in fifteen years. I reiterated that if J*nes had been less rude and more professional, this matter would've been cleared months ago. Allegedly our number will be removed from their records, but in the light of so much harassment and aggravation, I believe I shall start writing letters concerning this company's unprofessionalism.
Sounds as if our son needs to check his fledgling credit report (which should be perfect!) and make sure these idiots haven't 'mistakenly' tainted it with their short-sighted zeal.
Sub: #25 posted on Sat, 07/19/2008 - 12:40
Sub: #26 posted on Mon, 07/21/2008 - 19:22
Sub: #27 posted on Thu, 07/24/2008 - 10:05
(Posts: 47 | Credits: )
Sub: #28 posted on Sun, 07/27/2008 - 13:20
Sub: #29 posted on Sun, 07/27/2008 - 20:22
(Posts: 47 | Credits: )
Please answer me as soon as possible.
Desperate. Also, after the statute of limitations is past, can they still come after my bank accounts or anything.
Sub: #30 posted on Tue, 07/29/2008 - 14:50