Everytime you post in the forums the system will give you some points.
You can now exchange your debtcc points for 1 cent
This system is applicable from 16th may 2004; we are not deducting the existing points, so your points are effective from the launch of debtcc points.
How and When can I encash my debtcc points ?
Once you reach a minimum balance of $10 you can request us to send you the money by check or paypal (your preference). You have to encash a minimum of 1000 points or $10 each time you request for debtcc forum payment.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.