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Has any one heard of legal mediation services in flordia or know anything about them they are threatening jail time for a payday loan

They can not put you in jail..They're just blowing smoke.

Sub: #1 posted on Sun, 04/09/2006 - 10:35

Jessi Jessi

(Posts: 3361 | Credits: )

That's correct. No one can be put to jail for defaulting on a loan. Writing bad checks could be an offense, but post dated checks are not counted as bad check. Relax and think some way to get out of the loan.

Sub: #2 posted on Mon, 04/10/2006 - 15:21

curlycarl curlycarl

(Posts: 616 | Credits: )

Legal mediation practice in florida has called me and threatened me with everthing from jail to fraud conviction and gave me a 5:00 pm deadline to pay them in full would not accept a payment arrangment. They would not tell me much of anything i ask what firm it was and the only answer i got was legel mediation practice terry glenn was very hostile and nasty to me he is supposed to be one of the partners and brenda martin said she was his supervisor these people don't know the truth i want the name so i can report them to the bbb

Sub: #3 posted on Wed, 04/26/2006 - 01:05



In which state are you living? Check the laws in your state and see if you can record the phone calls without informing the other party. If it's permissible to do the recording secretly, call the company and ask them to send you the details of the account in writing. It is your legal right to know the details of the debt and you must review it before making the payments. Once you have said, their illegal tactics will get recorded in the phone conversation and you can present it to your lawyer for pressing charges against them.

Sub: #4 posted on Wed, 04/26/2006 - 14:40

john john

(Posts: 1231 | Credits: )

they called me back in March I sent the validation letter and have yet to hear back. They told me the same thing too! Fraud and jail

Sub: #5 posted on Thu, 04/27/2006 - 10:46

jeep4dori jeep4dori

(Posts: 11 | Credits: )

They can't put you in jail.

Sub: #6 posted on Thu, 04/27/2006 - 12:31

Jessi Jessi

(Posts: 3361 | Credits: )

Maybe you should pay back loans and then you won't get phone calls. This is too funny. I would think if you gave someone a check for a loan and it was a bad check then it could be fraud. So, seriously can people run around to those places and give them all bad checks and the business gives them money for them?

Sub: #7 posted on Sat, 05/06/2006 - 20:24


Interesting but related in what way? We aren't taking about poor people in debt. We are talking about people exchanging a check for cold hard cash and the check is worthless. Do the laws apply to only the payday loans or can people go to the electric company, grocery and buy cars with bad checks and then they are free and wealthier? Just curious about this new check scam for cash? How do the payday places stay in business when they take checks?

Sub: #8 posted on Sun, 05/07/2006 - 08:50


And someone please tell me what a validation letter is please.

Sub: #9 posted on Sun, 05/07/2006 - 08:51


Validation letter or legally known as debt validation is the method of identifying a collection agency making legitimate collections. Many CA's often contact people without having any accurate account details of the consumers. In most cases, they try to make money in an illegal way.

At this point, debt validation is the best legal way by which you can get the accurate details of the debt from the third party collector. They must give you the details about the original creditor for which they are collecting. Besides, the collection agency has to be licensed in the state and it should also be put in writing. The federal government has forced this law in order to protect people from sending money to wrong business practitioners.

Sub: #10 posted on Mon, 05/08/2006 - 14:58

curlycarl curlycarl

(Posts: 616 | Credits: )

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