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Has any one heard of legal mediation services in flordia or know anything about them they are threatening jail time for a payday loan

You're very welcome. It is my pleasure to be of assistance anywhere in this forum. Especially when these sore losers come in. Collecting payday loans is a dead end nightmare and is very unprofessional. This person has met his final destination. Provided he doesn't break the law too much and get himself fired, sued, or both.

Sub: #41 posted on Thu, 08/31/2006 - 10:14

Jedi Mistress Ari Jedi Mistress Ari

(Posts: 2192 | Credits: )

All of these complaints are illegal. I am a legal assistant who specializes in collections. You all have rights even though you owe money. The law states make the representation or implication that non payment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment attachment , or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intents to take such action. Check your local laws but I am 99.9% sure that you cannot go to jail for taking out a payday loan. If that was the case wouldn't people who defaulted on their home mortgage loans go to jail. That is allot more money that a payday loan. Anyways I am all for paying what is due but am totally against these companies that use illegal practices to collect a debt. Totally unprofessional. Technically they cannot even say they are going to take legal action againgist you unless that is what they are going to do.

Sub: #42 posted on Tue, 09/05/2006 - 13:13


Oh, and you can also file a complaint against them yourself.

Sub: #43 posted on Tue, 09/05/2006 - 13:15


Here everyone I did some homework and found the Company's exects name and email plus additional phone #s so you can call directly I'm going to give him a piece of my mind!

Robert Femekes
Legal Media Practice, Florida
904-387-3187 And 904-854-9447

Thanks for the tips, this was just on National news the past week about these type of Boiler room businesses that prey on people.

Yes, everyone does make mistakes and owes or gets into financial trouble.

Sub: #44 posted on Fri, 09/08/2006 - 10:52


I've read many of the messages re:overdue payday loans and the lmp people who call , but can someone tell me what i should do right now.? I had a emergancy and was working ,never had needed nor applied and recieved a payday loan. So i get it pay it ,then get it out again , i lose my job. I called that same day i loosde job, they say since loan not due yet (2 days to soon)call back, i call that due day,they say to call and speak to collection agency, i do that only to be told to soon let check be deposited ext.... I am very nervous to call back, now 4 -5 months has gone by, i have not spoken to any of the hundreds of people calling ,at all, i'm so unsure what to do ,i need to know what steps i should do ,now.?

Sub: #45 posted on Mon, 09/25/2006 - 14:34


What's funny about the whole thing is that when I didn't meet the deadline that was given to me the first call, the guy, who was very rude on the first phone call, called me today to see what we could work out. He gave me till 4:00 today and even suggested I borrow it from a friend or family member or have them put it on a debit or credit card. ILLEGAL. It does pay to know the laws. They are not allowed to threaten you with jail or legal actions. They are not even in the position to take legal action, the original debtor has to take that action. I plan on going directly to the place I received the loan from and talking to them. You do not HAVE to deal with the collection agency. Bottom line is they want their money.

Sub: #46 posted on Thu, 09/28/2006 - 15:51


I have an outstanding loan w/a payday company. I thought we had an agreement for payment. Apparently not, today, I received a hostile threatening call from Legal Mediator Practice threatening to contact my employer or sue me if the total amount of the payment is not money gram'd to them by 3:00 pm today.

The person would not provide me with a mailing address, or any info concerning this loan. What recourse do I have?

Sub: #47 posted on Wed, 10/11/2006 - 11:14


Im just another guy who had to pay this company but the facts are the facts. If you borrow the money, pay it back and you will never be in this situation. True or false? You took the cash with a bogus check right? Well who's to blame for your discomfort? If you pay you have no worries.

I do know that they have sued people in my town and won both cases that I know of. Its better to just settle this thing in my opinion! Im not defending them, im just using moral logic. Do the right thing and you will have no worries!!!!

Sub: #48 posted on Wed, 11/15/2006 - 18:05


they have threatened me with intent to defraud and I do not want to lose my state job. That payday loan was being paid on in the office and they still turned it over to collections.

Sub: #49 posted on Fri, 12/15/2006 - 06:47


They shouldnt be calling me at my job...right? I will pay them but i dont know when.

Sub: #50 posted on Thu, 01/11/2007 - 10:17


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