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Has any one heard of legal mediation services in flordia or know anything about them they are threatening jail time for a payday loan




Yes, they can call you unless you send them a c&d letter saying not to. You should be able to find one here.

Sub: #51 posted on Thu, 01/11/2007 - 11:42

Unregistered


i know all about this company, any questions >

Sub: #52 posted on Sun, 01/21/2007 - 12:44

hsrmediation hsrmediation

(Posts: 15 | Credits: )

how do i send the letter and where do I send it to?

Sub: #53 posted on Mon, 01/22/2007 - 14:20

lamaeatham lamaeatham

(Posts: 2 | Credits: )

This Business Operates under the Names Legal Mediation Practice, Inc.


Addresses 1919-4 Blanding Blvd, Jacksonville, FL 32210, Duval County MAP


Phones (800) 201-0565
(904) 387-3187
(904) 854-9447 (FAX)

Sub: #54 posted on Mon, 01/22/2007 - 16:43

hsrmediation hsrmediation

(Posts: 15 | Credits: )

All you need to is fax a cease and desist letter, (or just tell them that it is inconvient for them to call during certain hours.) You specify what hours are convienent for you...say between 10:00 p.m. to 10:14 p.m. eastern time on tuesday or thursday of the second week of each month. :-)

Sub: #55 posted on Mon, 01/22/2007 - 16:49

hsrmediation hsrmediation

(Posts: 15 | Credits: )

Hello, I'm new to this place, just stumbled across it today actually. I just received a phone call from LMP today, and was scared to my wits end. I was talking to a lady about it explaining to her that there was no way I could pay anything because I had no job, I had just lost my job the week before and have no money. Yes I am currently looking for a new job too. Anyway I was asking questions for them to explain certain things and for one thing they would not. I can understand from dealing with, and reading from this website, that it is their job to collect money, but don't most places explain what they are doing? That is my only question in this. I was left throughly confused as I had to deal with another person and he was RUDE and just..well there is not a nice word to describe him. I like others had scare tactic used on me. I was in tears through most of our conversation and he had the nerve to imply that I was rude to the first lady. I was left with the impression that I needed to pay the money "today". As I was doing a bit of online job hunting and research, I stumbled across this wonderful site and am glad that you are all here for each other. I am going to send them a debt validation letter and a phone desist letter because I truly do not want to deal with them on the phone and as soon as I get a job or a few dollars I am going to send it to them monthly and have the rest of my debt consolidated. I know that anyone at any age can make a mistake like I have but I m very glad for the help you have given me. :)

Sub: #56 posted on Wed, 01/24/2007 - 21:26

Luckyduck Luckyduck

(Posts: 3 | Credits: )

If they call you, just say this call "is" being recorded, even if they say "i don't give you permission", say "ok, but i am still recording, i will listen to what you have to say, terminate the call, and i may call you back, or i may "fire" you as a third party collection agency, and decide to only deal with the original creditor, this is my choice, good bye" and hang up, also of course send the cease and desist letter to the fax.... They will eventually loose your file, or send it back to the original creditor.... :-)

Sub: #57 posted on Thu, 01/25/2007 - 22:31

hsrmediation hsrmediation

(Posts: 15 | Credits: )

It is important to pay your bills, but not because your scared, but because when you can do it, its the right thing to do.

Sub: #58 posted on Thu, 01/25/2007 - 22:34

hsrmediation hsrmediation

(Posts: 15 | Credits: )

This is to all those who are lecturing us about paying our creditors. First of all, I realize that there are some out there that intend on not paying back the loan, but that is a small percentage. for most of us, these are emergency situations at first, then because of the loans payback we end up in a hole that we can not get out of. Even though we have made every effort to work out agreements, pay slowly, etc..they have no right to call me at work and talk to me like a four year old. To threaten my job, and give me an hour to come up with the money and tell me that I must have dozens of people that I could call to get the money. If I had dozens of people to ask I would not have had to do the loan in the first place. They managed to tell me that I would be embarassed in front of my employer when they begin to garnish my wages and perhaps lose my job over it, because most employers will not tolerate those who default on loans because they can't be trusted. And to be clear let me tell my story, not that I owe it to you, but here it goes. My husband is currently serving his third tour in Iraq. As happens from time to time, paperwork got messed up within the Adjent General's office and my husband's pay was not processed, and with no way to get in touch with him right away, I found myself in a bind. the house payment was overdue, both cars broke down, daycare had to be paid or I could not go to work. I did the loan and paid it back as soon as I received my check, but then I had to do another loan in order to live until the next check or his pay came through whichever came first. I have always had excellent credit until this. These loan companies charge these fees in hopes that you have to continually borrow. You are in a constant state of panic. When my husbands pay finally came through, I had defaulted on my latest loan by two weeks. I did contact them to make them aware that I was going to pay it the following month on a certain date, I then started to receive calls from them asking me why I had not paid the loan, again I told them that I had to wait until this date to pay it, I was then told that I would have to go through the collector that they were sending it to. A week goes by and today I received a horrid call from LMP at my place of business telling me that I purpossly defaulted on the loan and I had until 4:00 PM to pay the collector or they would garnish my wages etc...I then looked the company up on the internet and found this site and many like it that had to do with this company. Thanks to this site I now know my rights. When I called them back to get an address, I never got it from them, all I got was what do you want? why do you need the address. Then I asked to speak with the man who called me before, they transferred me and I told him that I wanted the address and a detailed statement of the debt so that I am sure it was going to a legitimate collector. He assurred me they were, but still refused to give me the address. Anyway, to make my long and drawn out point, don't assume that those who have not paid these loans back are just losers. I truly think that most of us intended to pay these loans back and want very much to get this out of the way. So, back off find your own site to b*tch about us. If I had not found this site and those who have been through the same thing that I have I would have had a nervous breakdown from the threats and intimidation that these people seem to dish out with ease. It is illegal, plain and simple. What we have done is just try to live.

Sub: #59 posted on Wed, 02/14/2007 - 17:11

Moeco2 Moeco2

(Posts: 2 | Credits: )

I see that many people have had the same problem with this company, Legal Mediation Practice in Jacksonville FL. I have a pay day loan and defaulted not because I am a dead beat, but because I became very ill and found that I have cancer, I took this pay day loan because I used to own a small trucking company and my diver damaged my truck and I needed the money for repairs. I repaid the loan several times and it got to the point where I could not keep doing it so I had to let it go, I am a single mother of 2 young kids and I barely make ends meet right now, I tired to make payments to this company and they took the first few and then refused anymore partial payments. I got a call form a john Conner from this company telling me that I am going to go to jail and that because I moved from Ohio to Kentucky (10 miles away) that I am in more trouble because I crossed state line. This guy is a real jerk and I have found that they are not registered to do business in the state of Ohio, they have not registered with the secretary of state in which they must. I have also contacted the attorney-general as well as the FTC. I am not saying that I do not owe the debt and I am willing to pay it but I need for them to work with me, and they won't in fact they have even went as far to call my sister and report my debt on her credit report. I am going to sue them, not to get out of the debt but to prove to them they must play by the rules. They are not God, or the cops and they are not going to treat me like that.pay day loan because I used to own a small trucking company and my diver damaged my truck and I needed the money for repairs. I repaid the loan several times and it got to the point where I could not keep doing it so I had to let it go, I am a single mother of 2 young kids and I barely make ends meet right now, I tired to make payments to this company and they took the first few and then refused anymore partial payments. I got a call form a john conner from this company telling me that I am going to go to jail and that because I moved from ohio to kentucky (10 miles away) that I am in more trouble because I crossed state line. This guy is a real jerk and I have found that they are not registered to do business in the state of ohio, they have not registered with the secretary of state in which they must. I have also contacted the attorney general as well as the FTC. I am not saying that I do not owe the debt and I am willing to pay it but I need for them to work with me, and they won't in fact they have even went as far to call my sister and report my debt on her credit report. I am going to sue them, not to get out of the debt but to prove to them they must play by the rules. They are not God, or the cops and they are not going to treat me like that. Fine I owe the debt but I am still a human and demand to be treated as such.

Sub: #60 posted on Mon, 03/05/2007 - 14:02

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