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Has any one heard of legal mediation services in flordia or know anything about them they are threatening jail time for a payday loan




I was informed today, by "lmp" i had to pay the balance in full or they would have their client (quick cash payday loan) "deal with me, at my employer today," if they didn't get their money by 6:00pm easter time. Can they do something to me?

Sub: #71 posted on Fri, 04/20/2007 - 12:52

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No they are threatening you and trying to scare you into giving them money

Sub: #72 posted on Fri, 04/20/2007 - 14:54

Leah Leah

(Posts: 2323 | Credits: )

I as well have recieved the phone call from them. But, they don't threaten all that you have put here. I have heard them on many occasions that they are going to make recommendation to have me "dealt with" according to my county laws. Nothing about jail time. It's all word play, it makes you hear what you want to hear. If you actually pay attention to what they say to you, the you will see truly what is going on. It's all about paying atention, but why come here to complain, just don't put yourself in the position that you have to worry about things like this. R E S P O N S I B L E, anyone hear of the word?

Sub: #73 posted on Sun, 05/06/2007 - 14:35

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By the way, when i got the call it was about my son, he and i share the same name, so they gave me the information per my son's permission, but again, they did say he would be dealt with, but only according to county laws, and county law stipulate it isn't a criminal matter, but civil.

Sub: #74 posted on Sun, 05/06/2007 - 14:39

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They have no authority to file criminal charges in the first place and their business practices stink!If they do not learn to practice collections in a professional manner,they will be sued or shut down like the other garbage this site deals with.

Sub: #75 posted on Sun, 05/06/2007 - 14:56

cajunbulldog cajunbulldog
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(Posts: 4859 | Credits: )

actually they have been doing this type of practice for years (five) and havent been shut down yet, and making a - - - - load of money scaring people

Sub: #76 posted on Thu, 05/17/2007 - 19:10

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i used to work for LMP. Now, I don't know about the people that you all have dealt with, but I know in my time there, we were NOT allowed to threaten with jail time AT ALL. We simply would 'make the recommendation back to the client to have you dealt with either at your home or place of employment for the enforcement of this check to the fullest extent of your county laws." Not once does that say you're going to jail. And, "the client is construing this as a willful intent to defraud them out of their money" is not saying, "Hey you're going to jail for fraud!" If you write the check off a closed account, they have every right to assume you did this on purpose. If you did not pay this back and your check bounced and was returned for NSF, then again, they client has every right to assume you did this on purpose. It was YOUR responsibility to make sure this was paid back.

Now, I hated working there and in no way am I defending LMP but you can't go around blaming it on everyone else when you were the one who screwed up in the first place. Maybe everyone in the world, myself included, should be required to take a course on your county's check writing laws before you even consider getting a checkbook. I think that would help.

Sub: #77 posted on Fri, 05/25/2007 - 08:34

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Chica not all of these r checks and y should any one paid back triple or more of what they borrowed and they should b willing to work with a person instead of doing it as they do it....have u ever been in need of a pay day loan? I f not u have no clue as to what they put u through I got 2 that I borrowed 200.00 and have paid back over 1200.00 on both of these and I have talked to them and got no where.....Tina

Sub: #78 posted on Fri, 05/25/2007 - 08:57

lostlady468inpa lostlady468inpa

(Posts: 45 | Credits: )

I understand not all of those are paper checks. There's a lot of places that try to ACH the money out of your account. It's nothing more than an electronic check. Same exact thing. 99% of the time, the additional money they owe is from bank fees and NSF charges not only from the bank, but from whatever payday loan place people go to. Why should they have to work with these people? These are people who have had these outstanding checks (not bad checks, big difference) have had them outstanding for MONTHS. LMP does not deal with any that have been out less than 90 days. After 30 days, the merchant/client (whatever you want to call them) has the right to file against the debtor at any time. So, tell me why it's not right to demand balance in full? And no, I've never been in need of a payday loan. It's too much trouble and too much crap to deal with.

Sub: #79 posted on Fri, 05/25/2007 - 13:18

Unregistered


who are you kidding ???from what i understand, LMP practices collection techniques that they should not, they make it sound as though they could put someone in jail... thats the main problem

Sub: #80 posted on Thu, 05/31/2007 - 16:40

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