2239875200 - Does this number belong to Cash Today Limited?

I am glad to hear that the rule was in your favor. Asking for ten times the amount of the original loan is absolutely absurd.

If you mail a cease contact letter to the Nevada address, does anyone sign for it? Is that a "real" address for them or not?

See...that's the thing. I've mailed a CEASE & DESIST letter to SonicPayday to the address they first provided me and the address provied by ripoffreport.com

anyway...

that letter came back to me SIGNATURE REFUSED (RETURN TO SENDER.)

So I finally got an address in Surrey, BC. They signed for the letter there.

It can never hurt trying. I know if they have their addresses forwarded (in some cases) they will forward the letter, and then at the PO BOX (or wherever) they'll sign for it there.

??
This was from a previous reply by ROxette. I hope this helps.

Mikeyindetroit, what is the address that you sent the letter to for SonicPayday. I know I must have asked before but forgot to write it down. I am currently dealing with this company as well.

I emailed them last night regarding their mailing address, someone did call me today and left a message telling me to call him. Funny, how when they called my work they said that my home number was disconnected. This was a lie. I work in a hospital and they tied up all the incoming lines, I had to contact the local police to make them stop along with the phone company. They stated they called my house over a hundred times which was another lie. I have paid way over my $200 and just want the harrassment to stop. I emailed them also the stop contact letter just now. They will probably deny getting it. This guy when he called my work the last time said "I am the wacko guy who called over a hundred times the other day". He also told the police officer and other people my situation. I know I need to pay them but this harrassment needs to stop. I don't have any other loans out with other companies and this is ridiculous.

The addresses I have are the following:

234 North James Street
Newport Delaware

zip code unknown, but if you go to a zipcode.com you can look it up.


The address that I have in Surrey is

13696 104th Avenue
Surrey, BC V3R-1V9

There is another address, that keeps coming back signature refused. They are in Dublin2, Ireland though. Does anyone need that address.

I also have tons of phone numbers, and honestly have found Yvonne Williams-Green to be the most helpful.

I feel your pain getoffmycloud. However, you make get an email back stating you need to call the collections department. That is what happened when I sent an email to Sonicpayday. Unlike you however, I have defaulted on quite a few payday loans. Eventually they will be paid off!!!

I know but this way I have some type of paper trail to show what I have done. I have also mailed the cease letter to the Nevada office. This way it also shows how they are uncooperative to give out info and just to harrass. I do hope things work out better for you. Everyone has been in a financial bind one way or another.

Thanks Mikey!!!! Can you give me the phone number for Yvonne as well. That would be so helpful. I want to pay them off and get them off my back, so I want to see if they will settle with an arrangement if not I will go through with consolidating my loans. Thanks

My address that I listed above was for Rhonda28. This is for SonicPayday.

Oh...and the Newport, DE address is just a forwarding address. Not an actual company. The Surrey, BC office I have been told by an old employee and current who let it slip that this was the Corporate offifce.

Thanks again!! You are so helpful.

E-CARE...who handles the colletion for Sonic..their main number is 888-740-2274 (the receptionist WILL NOT give out their name, just to let you know.)

Yolanda (is actually her name...sorry)

Yolanda Williams-Green
866-235-3981

Yolanda's supervisor name is Shirley Chandra (sp?)
but pronounced like it is spelled...no direct line for her..the fax by her desk is

888-395-0192

also David Ash is the president of Sonic Payday...if knowing that'll help in anyway.

and the overseas address is

18-19 College Green
Dublin2, Irleland

As usual mikey, you have always been helpful to me!!! Thank you so much. I will contact them in tomorrow.

They have reduced their calls to me but still contact me at my office. I have taken to answering the telephone and telling them that I am not in the office. When I asked the man if he had my home number, he told me it was not in service. BS! I told him that YES it was in service. They are a bunch of liars.

I have sent them a cease and desist letter through the mail to the Reno address.

Do you have that Reno address. I'm not sure this is the same company.

And is E-Care from Sonic Payday/Coastline Credit that is contacting you?

Cash Today Limited
Phone: 800-680-2177
Fax: 800-690-9926
1005 Terminal Way Suite 110
Reno, NV 89502

Cash Today Limited is who has been contacting me. I don't know anything about Sonic Payday or Coastline Credit. Are they somehow related to CTL?

I don't think Cash Today Limited is affiliated with SonicPayday/Coastline Credit & E-Care.

They didn't say anything being related to each other on the BBB website.

The addresses and phone numbers I provided earlier were for Sonic.

I have also done the same thing related to Cash Today. I have jumped to the phone and told them that I am not working. The guy "Sam Fernandez" tells me that he needs my home number. When I tell him, I am sorry but we don't give out personal information. He says he is the wacko that called me over one hundred times and had an argument with a police officer. Yes, I had to contact the police department to make him stop. They tied up all the hospital lines at my work. I ask if I can take a message and he says that my home phone was disconnected. Funny, when I emailed this company regarding their mailing address someone was able to call me and ask me to call them back. Hmmmm... I sent the cease contact letter and waiting for the receipt to come back. The new question I have is can they contact my payroll department without a court action to get the amount taken out of my pay?

Anyone know?

The post above dated Sept. 10 @ 10:23am was made by me in mistake. I was replying to PMBurk's previous post and somehow it was labeled under him/her. I am so sorry for that.

Quote:

Thank you! They tried sending something to my payroll department stating I authorized them to take out a certain amount from my paycheck. The payroll department asked me about this and is giving me copies of it. My payroll person has worked in that department for over ten years and has never seen this done. How do these type of people get away with this if it is a violation?

Lack of proper knowledge helps these people to extract money from the consumers. Most of us are not informed about many of the legal aspects and as a result fall in the wrong hands.

If you find any fraudulent activity happening in your account, do take necessary actions

I left a message for my payroll person. I just hope that she didn't take action and take it out of my pay. Thank you again!

I can say that where I work we do not honor wage assignments. It must be a court ordered garnishment in order for it to be deducted from an employee's check. I would definitely keep getting with your payroll department to ensure that they know you do not allow this.

Thank you!

i am so mad @ this company "cash limited". they have to be the most craziest company i have ever dealt with. they called my job today about 20 times in a 5 minute period. i have repeatedly told them to call me at my home and office. they guy that called me in which i do have his name was very demanding and i asked him why is he calling my job when i have specifically told him not to before. he said he needs to take care of my issue regarding a missed payment. i only missed that payment by one day but he was so demanding on making arrangement and i was currently working on a timely project that needed to be done right away. i asked him could i call him back in a little while, he said no and that he needed 3 min. i told i did not have 3 min and i would call him back, he told me that situation needed to be taken care of now, i advised him that if i give him 3 min i would lose my job and he will not get paid. he did not care and still kept talking so i hung up on him. thats when the drama started. he kept calling my job including my cell 8 times and home 8 times in which i was at work so why the hell would he call my home number. i kept hanging up on him after i said do not call my job and he called more and i told the receptionist to tell him i was gone, he then said i just s/w her and where did she go and i need to s/w her now and told her that i owed on a loan which was noone's business. i was pissed. they hung up on him and he started harrasing him and finally the front office manager had to say something to him and he stopped and started leaving harrasment message on my home and cell and said if i don't call or pay i am going to get it and he will continue to call my job and s/w my supervisor and all my co-workers and let them know that i have a loan i refused to pay. that's when i went to the site to pull up companies information because that gave wrong phone number and i saw all these comments made about them and these are recent. i cannot believe that there are so many people going throught the same issue as me. i then call the bbb in nevada 775-332-0567 and she said that the company had 5 cases in which a couple were closed resolved and others closed as unresolved due to several issue including harrassment. i am working to take care of this issue with bbb anyway and whoever else i have to contact. if you have any info please let me know who i can contact. i called cash today and set up payment arrangement and also told them how i would be also taking care of their company and the gentleman i talked was scared and saying it was not me that called you and that he was the good guy. but he is not he was demanding too. he then lied about payment in which i wanted to know about mailing payment since they have severly overdrafted my account and he said they did not have a mailing address. i told him he was lying and he said they have to draft it out my account or pay with credit/debit card.i said i would mail. he said we do not take cash, i said i will pay with money order, he then said it will take 15-20 days to get payment. no where in united states takes that long to mail unless you are mailing it to kalamazoo. i told him he can either take the payment offer to mail or not get paid at all. he then said let me give address in which i already had from this site and i read it to him. he said oh!you do have address and i said yeah i wanted to know how far in lying would you go and i will send payment and file a lawsuit against y0u and i hung up. he then began to call me back but did not leave a message. this company is going to pay one or the other. i know i owe money but there is no law that says i have to get harrassed the way i did. i am currently trying to contact my old boss in which he is an expert in accounting and debt issue and other things like this and knows who to contact. i will keep you posted. let's all work together to take care of this!!thanks :x

correction i told the idiot to call me on home and cell and not my job. i said earlier that i told them home and office,my mistake i would never do that

Hi CHYNA26

Welcome to the forums. Harassment is such an easy thing which is often used by the collection agencies and the creditors on the consumers. In spite of the fact that it is a violation of the Federal law, they continue with such malicious activities.

You should use your Consumer protection afforded by the fdcpa Section 806 and sue them up to $1,000

Regards
Roxette

Thanks for all the useful info, adn the address. I plan on sending out just such a letter to Cash Today limited. I had to close my bank account, because of unauthorized transactions, that were not related to this, as well as my direct deposit getting screwed up by the bank, and my job. I made the mistake of getting a paydayloan from them, and they're calling my place of work as well. One of my supervisors really fixed them, and told them NEVER to call or they'll be arrested. :lol:

Thanks Again for the info!!

Hi WMS4Yeshua

Since your bank account has shown some unauthorized transactions, it will be wise to check your latest credit report also.

Regards
Roxette

WMS4Yeshua
I understand what you are going through..i did call me bank today and told them about this issue and that i am trying to sue this company, she waived the stop payment fee but stated that it is only good for 6months. hopefully by then i will get something resolved

Good for you Chyna26. It was definitely uncalled for, the way this company has treated you. Granted you owe a debt but that is not an excuse to treat you that way. Roxette offered good advice about suing. Good luck and let us know how everything pans out!!!!!

thanks Rhonda28
i will certainly see what i can do about a lawsuit and roxette's advise is certainly helpful. thanks to you to roxette. that company is such a pain in the you know what. and they act like they are from another planet and do not understand nothing i say. what part of do not call my job could they not understand, and on top of that the harrassment message saying if i do not pay i will get it. what is he going to do...spank me?ha!!there are professional ways to handle situations like this obviously they are not professional. and i learned my lesson about this loan and once i pay them off i will never borrow from them again, furthermore i would never recommend anyone to fool with these maniacs

Wow I wish I had found this site last week. O.K. I just took out a payday loan with Cash Today. After reading this I wish I hadn't. But my question is this: if I call them three days before it is due to be taken out, will they take the loan plus the fee out and I will be done with them? After reading these comments I hope that it the case. I just want to be done with it.

From what I believe as long as you contact them three days prior to the due date that they would only take that out. I could be wrong. I would defintely verify that or even look at your paperwork and see if it makes mention of anything there.

Thank you. I will definetly call them three days before. I tried calling them tonight but no one seems to ever answer. I did not get any paper work. I applied on line and verified by phone. I hope you are right, and I can escape the misery of being harrasssed.

crashkay, the company gave me a number earlier they claim is 24 hour, try calling 800-653-4570

roxette,
where can i get information on a cease or desist letter? what information needs to be provided in the letter to stop harrasment calls?

Correction, crashkay - the 24hr number for cash today limited is 1-800-670-4075

Good Luck,
They are based out of England and the US laws do not apply. They can call and harrass you all day and night and there is nothing you can do about it. I would suggest to call them every five minutes and harrass them back @ 1-800-670-4075 ask for a supervisor or John Micheal. Just yell and call them names. If enough of us do this , maybe they will get the message not to mess with the U.S.

How can the laws be different. Does that mean we go by their laws and we can call and harass them all we want?

I thought it was where the contact was made.

You borrowed money from a UK company, they do business under the UK . They do not need to adhere to the U.S laws. They use the Nevada address as a front , but the money is actually paid from the UK office. IT IS A FRAUD.......Your better borrowing from the MOB then them ! Good luck-

haha...a small joke would be that the mob will only break your legs if you don't pay back.

I dunno which is worse...

a broken leg for 3 months, or weeks of harassment and a bad credit file.

Who says they do not have to comply with US laws? Check with your state's attorney general office as well as a private attorney.

Hi CHYNA26

You can edit this letter as per your requirements.

DISPUTING WITH THE CREDITOR

Date

Your Name

Name and Address
of original creditor

Re: Acct # 000-000-000-000

To Whom It May Concern:

This letter is regarding account # 000-000-000-000, which you claim I owe. This is not a refusal to pay, but a notice that your claim is disputed.

I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting "validation"; that is competent evidence bearing my signature, showing that I have some contractual obligation to pay you.

Please also be aware that any negative mark found on my credit reports from your company or any company that you represent for a debt that I don't owe is a violation of the Fair Credit Reporting Act; therefore if you cannot validate the debt, you must request that all credit reporting agencies delete the entry.

Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports.

If you no longer own this debt, remove the derogatory marks from my credit report per the FCRA. Failure to respond within 30 days of receipt of this certified letter will result in legal action against your company. I will be seeking a minimum of $5,000 in damages for:
1. Defamation
2. Negligent Enablement of Identity Fraud
3. Violation of the Fair Credit Reporting Act

For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. This Notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status.

Best regards,

(insert your name)

Cc: (Insert a lawyer's name here), Esquire

wow....I like!

Well, my payroll department did take the money out of my pay and now I am screwed. I am not however taking another payday loan out. I can't do anything except deal with it. I did notify my payroll department to never take it out unless it's a court order again.

GetOffMyCloud...

Sorry to hear that. Do they know that wage assignments were done way with back in 1985. Also, I have found out, that even if for whatever reason you do a wage assignment...it has to be signed in person. Electronic signatures CANNOT be accepted, nor can your social security number used as a stamp (signature).

I would discuss this with your payroll. Has the payment they sent already gone through??? Or is it waiting to be sent...sitting somewhere???

Cash Today garnished your wages?
I wish they'd garnish mine..they called me 25 times last night at work and called my cell phone just before 10pm last night...I told the guy I was filing bankruptcy and that I would give him my attorney's number, and he said I don't want to talk to him..I want to talk to you...You're working why won't you pay? I said your payment arrangements are ridiculous...I've been give 3 different settlement offers, and you are refusing to provide me with proof of my debt. He called and called and called and called and called...and I told him, everytime you call, I'm going to hang right back up on you...It's irritating and frustrating..and if I could find the right lawyer, I WOULD sue them!