CIC Credit Report keeps showing on my paypal – who are they?

My husband just got a charge from CIC*Credit report on our joint account. He hasn't gotten a credit report other than once several months ago. I don't know if it was Experian or what. I just recently got mine from Experian but I don't remember them asking for any credit card or bank info....not sure where to go from here?? Should I contact the bank or what? Not only did they charge his (our) account $12, since there was only a dollar in that account we got an overdraft fee, as well. (it's not the main account we use) He's gone right now, in the military, but I have POA for all banking transactions so I can investigate myself right?

Heather King,

I would like to recommend you reading the previous posts in this thread. It will help you understand how to tackle this situation.

Contacting your bank would be the best policy. Explain the situation to your bank and enquire how you can stop unauthorized debits. This will give you protection if they try to hit your account in future. Also ask them if they can help you get your money back.

As per as the POA is concerned, your access rights are defined in the legal papers signed by you. Go through the deed or consult a lawyer of your state in this connection.

I got a "free" credit report from CIC. I too, started getting billed $9.95 every month. Call the 800 number that should be on your statement next to the charge and cancel.

Guest,

Did they really stop debiting your account, after you called them? Why do they hit accounts continuously?

We got a charge of 9.95 as well and have never heard of this company until now. We also disputed the charges and our bank report it as fraud. AP*9 Businessmax is another one to look out for.

We reported them for fraud and the bank sent the paperwork for an affidavit. I am hell bent on getting these people as I cannot stand those who rip off the public. Good luck.

How do I get them to stop trying to take my money? What a RIP OFF I think this is FRAUD....HELP ME PLEASE

Evie,

Contact your bank. You might have to pass through certain formalities to stop unsolicited debits. Hope this helps. Do keep us updated in this matter.

P.S. Have you contacted CIC? How did they respond?

This company continues to be on my credit card bill. Charging me 9.95 every month. Anyone know how to get them off????

Karmen, did you let your bank know about this debit. Usually, they bank will place a dispute with the company and verify the debit. If the company fails to give the valid info, it must be credited back to your account. Talk to your bank and make them aware about the situation.

they have charged my account from many different locations under different names, one of them is entitled CIC*TripleAdvantage, then another is the CIC*8002202626, I have reported the fraud on the third company that was the original to be billing me, how many different locations, names, reports, do I need to take actions upon?

File your complaint with the local AG's office as well as the FTC and the BBB. These are the responsible and legal authorities where such complaints should be placed. You must request them for some urgent actions against CIC

I live in So Cali pretty close to orange. If everyone wanted to donate a dollar or 2 to the gas fund, I would be more than happy to pick everyone up a little of our paint from the bimmers and benzes we've been buying with my keys.

hello; I just got off the phone with them and ,after much hard pressure selling and urging me to keep my subscription,I finally got the rep to give me a confirmation number to prove my cancellation status. I informed him that I have read many reports complaining about this company and I would be directing my crdit crad company to stop any further payments. I also told him that I would be contacting BBB if they did not honor my resquest.we'll see what happens

Stacie,

Please inform us if it ends well. How did you manage it? They are very hard to deal with. Which number did you call? Please share more of your experience.

I have been scammed by cic . I got my freecredit report at free credit reportcom and canceled there services with in a couple hours my account was charged and i got a nsf charge from of cic .When I called they refused to give me my money back.And now I call and the phone number keeps changing and at the same time its still not clear on how they got my personal information.if you go to their web site you will see dozens of complaints and law suits dated back to 2003. My account manager suggested changing account numbers because they can keep collecting your money by changing the amount.

call the 18002202626 tell them u have been charged and didnt agree. they refunded my 8.95 but refused to refund the 36.00 nsf charge. the same lady refused to let me speak to an their supervisor which proves they dont have one. CHANGE YOUR ACCOUNT NUMBER NOW OR YOU THEYB WILL KEEP COLLECTING FROM YOU.this is what my account manager suggests CIC can keep collect by changing apenny difference or even the Dollar amount .

I had charges from them, I called, I cancelled. They also refunded 2 months of past service.

I just got my bank statment CIC was on there I didn't have a clue who they were.So I got on line and tryed to find a web site but couldn't find one. So I called the number that was on my ststment and they keep telling me to call back they were having their computers upgraded.So I called back two hours later and they told me the same thing. How long does it take them to upgrade.

Thanks for all the information, hopefully we will not get again.

I just received my Discover Card statement and there was a $12.95 charge that neither my wife nor I could remember charging. It was to CIC*TRIPLE ADVANTAGE. I went to this website and found your info. I did request a FREE crdit report last month so that is all I can think of. What do we dop now?

Email deleted as per forum rules-Mike

These people done me the same way and I ended up gettng my money back so becareful on who you mess with. They lie very well and I have put an end to it.I hope that nobody else gets done this way.

These guys just took out 79 bucks out of my account..Beware.

I was charged 9.95 for no services rendered. I working with my bank to file charged against this company for unauthorized use of my card #. They indicated that the charge was for a one time deal and now this is the 2nd month to be charged. This is bull crap.

CIC is ConsumerInfo.com. Same thing happened to me. I got my free credit report and they automatically signed me up for their Credit Monitoring for $9.95 a month. I called to cancel and had no problem, but she kept offering stuff to make me stay. Hopefully I wont see any more crap from them.

they did it to me to. i will find out a way to stop it. i no people and ill tell u >>>>>>>>>>>>>>

i just got my bank statement and took $47 from my acct. This is the 1st time. What do I do?

Contact your bank immediately and see if they can help you get the amount back.

Also ask them not to allow any such debits from them. Have you signed any contract with them in past?

CIC has been taking money out of my account,but When I try to log on to their site,they have no record of me! :evil:

I was charged a 12.95 fee for something that I never even requested. I am trying to figure out where did they get my information and how do I stop them.

Alexis,

Call your bank and close your checking account if it is still accessible to CIC. You will be able to save a lot of debits coming your way.

I have tried numerous times to have my account closed. No results. I have directed my credit card company to pay no more money for this fraud.

Where t f is the website that is charging me so i can cancel???? See when you charge someone you have to have a web site. You offered the option of cancelation. Where is it at????? Plus i never got the product so you can't charge me legaly. I'll find you if that is what it takes. Be afraid. Thousands of people and countless hours later you will be found. As for my 12.95 keep it get a haircut, a burger and a shake. Whatever. Enjoy it though you shifty pos you won't get one more from me or anyone else if i can help it.

ConsumerInfo.com and MyPerfectCredit.com are credit report scams. They stipulate that you can cancel withing five to thrity days and not be charged, then they charge you! Go figure! My husband had this happen when he used MyPerfectCredit.com, he did cancel four days after signing up, and was later billed for $68 which was called for by First Credit of America which is a stupid collection agency. This bunch didn't count on this debtor being married to a student loan collector well-versed in the fdcpa, I got the details fot he call and the account, and I drafted a letter for him to be sent to the AG of Illinois. My husband got his money refunded, an apology from First Credit of America, and an investigation of MyPerfectCredit.com

UNHAPPYCAMPER

You sound very angry. I can understand your problem. However, if you are confusing CIC with this website, you have perhaps come to the wrong place indeed. This is not the place you are looking for.

That is so, but you could get CIC location information from some folks around here, then you can get your money back!

I've had $12.95 deducted for a few months now. I contacted my bank to find out where this was coming from. I can't seem to get any answers. Who exactly did you contact to get them to stop??

for $9.95 from the free credit report I got online.
I called the number, they told me they would cancel the membership and not bill me anymore. When I asked about the 9.95 she said they couldn't refund it. When I calmly mentioned calling my bank and the BBB, she quickly changed her mind and told me they would refund it.

It's a scam. Good thing I always check my bank statements.

CIC just got hammered with a class action lawsuit. They were getting people to go to freecreditreport.com and not tell them they were signing up for credit monitoring.

You should only be ordering your credit report through the bureaus...Once a year, for free from annualcreditreport. com, and you can also purchase them for a small fee from each of the credit bureaus. The bureaus also offer 3-in-one monitoring services for a monthly fee.

there was a $12.95 charge on my card too, it was a free credit report that i forgot to cancel, so i called the number on my statement (1-877-481-6825) and cancelled it, they assured me that i will my account will incur no further charges. so i'll just wait and see.

I do not know what this is all about. I want it taken off my account
Martha

I was charged $12.95 in NOV 2005 by CIC. I called the number on my credit card statement and no one answered. I contacted my credit card cust service and told them I didn't know what it was, didn't order anything from them, please take the charge off. They did. But DEC 2005 CIC put two charges of $12.95 on my card. I kept calling them and called the credit card again also. The credit card said fax all the information you have and write out the dispute and sign it, and no more problems. I reached CIC finally and they said it was a monthly service. I told them I never heard of them, never asked for any monthly service, never received any service from them, and demanded cancellation and full refund. She said she could cancel it but I had to give her information. She wanted my mother's maiden name, my social, my driver's license number, my birthdate, the number and expiration date of my credit card, and the 3 digit authorization code on the back of my card! No way! She said she could not cancel my account if I could not prove who I was and I needed all those things to prove it. I asked for her supervisor, but got the same runaround. I reported this to the credit card company, they were very understanding. They removed the charges again, after I faxed the dispute, and I thought I was through.

Wrong. In Jan 2006 I was charged 3 charges of $12.95, and a fourth charge, of $79.95, DATED THE SAME DAY I TALKED TO THEIR CUSTOMER SERVICE AND THE SUPERVISOR. Wow! What a scam! I called CIC over and over again until 3 days later someone finally answered the phone. Apparently, I couldn't CANCEL the monthly charges without giving all that information, but they claim that I did OPEN another account which has an annual fee of $79.95, while talking to the customer service lady. How could I open ANOTHER account, I ask, without giving her any information? You don't need to give it to open another account, they answer, WE ALREADY HAVE ALL THE INFORMATION. But I called to cancel. No, you called to UPGRADE! Yikes! Don't call these people ever! For anything! I continued to be charged the $12.95 in FEB 2006, I kept talking to my credit card company.... and sending letters to CIC and reporting them to the FTC. In March I reached CIC again and really yelled my head off at about 5 different people. The last lady said that it was automatic and there was no way to stop it, they would keep charging the card until it expired. BINGO! Thanks for the clue.

Finally I solved it by asking my credit card company to issue me a new number. Don't close the account, just get a new number. It's very easy to do. They just take the old number off the account and stick a new one on it. Without the account number CIC can't charge you. You can do the same with your bank account or debit cards. Tell the bank you are being charged an unauthorized charge, and close the account. Open a new one, with another bank if you have to. And never, never give out your personal information. And check your statements frequently! You may not be able to get a refund of all past charges, but at least it prevents more from being added on.

Experian and CIC are the same company. I called 1-888-888-8553 just today and spoke with a guy named Alex who assured me that I would have no further charges. I told him he better be right or I would get my attorney involved. I'll be sure to check my bank account. Good Luck to you.

I sent this company an email,stating I never wished to join & wanted to cancell membership.They replied that they couldnt cancell without more info.I tried reaching them on phone,only to be continuously transferred without results.So I called again,told them my credit sucks,I don't need anyone to tell me this,they tried tactics insisting I should keep my membership.I adamantly refused.She had to get supervisor's approval,but issued a refund finally,however there's charges under a different name,different amount,from one of their alias' I presume.I cancelled that membership too,but am getting nowhere on refund!!!!

We just checked our account and appparently these jerks are becoming more bold. Our account was charged $79.95! I don't know how to get in contact with the company so some help would be greatly appreciated.

(800) 220 2626 looks like this is their number from what I can find.

Contact your bank and dispute the charge. Also have them block the ID that the debits are coming through.

they charged my credit card and cause me to go over my limit. I had canceled the next day after getting my credit report.
i want my money back and the over limit fee that I was charged.

Fine print got me too. The credit reports are free, BUT you have to stop your site membership or they'll charge you. From the website Link deleted as per forum rules - Mike

"IMPORTANT INFORMATION:

When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don't cancel your membership within the 30-day trial period, you will be billed $12.95 for each month that you continue your membership."

Three different scams going on. Two credited my account and the third Triple Advantage refused to refund my $ unless I gave them my debit card #, claiming they couldn't credit my account without the info. I told them no; if they could debit my acct. then they can credit my acct. Beware do not give them your info all over again to use it under another name. I told them I will be contacting the AG's office. I was told in the most patronizing way that is my right. So be it........