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LVNV Funding LLC: What to do if you find them on your credit report

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I noticed on my credit report that there is a company called LVNV Funding LLC for $3195. The address and phone number are PO Box 10584, Greenville SC 29603-0584 and the LVNV Funding LLC phone number listed is 866-464-1183.

When I enter the lvnv funding phone number, (866) 464-1183 on the BBB website, it comes up with a Houston, TX address.

Has anyone dealt with this company? Have you heard of lvnv funding complaints?

Thanks




Hi kathym

The number to reach LVNV Funding is 888-665-0374. Ask them about the account for which they have hit your file. The company should give you the details of the debt in writing. If they do not respond to your request, highlight the item and dispute with the bureau. They will investigate the matter with the CA and if your dispute is correct, the item will be removed from your file. Don't let LVNV Funding hurt your file for wrong reasons.

Sub: #71 posted on Mon, 05/22/2006 - 15:56

Gretchin Gretchin

(Posts: 482 | Credits: )

This company showed up on my credit report also. I tried calling the number they provided and it turned out to be someone home phone. I was contacting them to set up a re-payment arrangement but can't get through to them. The phone number that they have listed is 866-464-1183, tha address is PO Box 10497
Greenvilli, SC 29603-0584

Sub: #72 posted on Wed, 05/24/2006 - 06:01

Unregistered


ON MY CREDIT REPORT IT JUST SAYS LVNV FUNDING I WONDER IF ITS THE SAME THING

Sub: #73 posted on Wed, 05/31/2006 - 18:15

Unregistered


Has anyone had any luck finding out the right number

Sub: #74 posted on Wed, 05/31/2006 - 18:17

Unregistered


The contact number of LVNV Funding is 888.665.0374

I assume you have this company reporting in your credit file. Call them and inquire about the account. If the company fails verification, dispute with the bureaus and get the item removed from your file. Inaccurate collections hurt your credit file severely and lower down the scores. Ensure that your credit is being reported with accurate information.

Sub: #75 posted on Wed, 05/31/2006 - 18:28

Gretchin Gretchin

(Posts: 482 | Credits: )

Can some one tell me if you have seen this on your CR, My credit is with Providian and they charged it off it is also 7yrs old, and sold it to LVNV, But on my credit report LVNV showes in as a new charge with an open date of 3/2004. I have never seen any other colletion co. report a collection account in this manner. But because LVNV is doing this my credit score is lower. I called them to try to settle it. they said I had to give them a post dated check over the phone so that the settlement they were offering would be valid, When I told I would not give them a check because I did not have the money in the bank they didn't care they just wanted the check. When I refused to do it that way and asked for an offer letter first, he said the offer of off and I had to pay the full amount and he got rude, and hung up on me.
So how do I prove that is charge is over 7yr and get them to take it off the CR.

Sub: #76 posted on Thu, 06/01/2006 - 12:22

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Request in writing CMRRR for a validation of the debt, also contact the CRA's and inform them that you are disputing the debt. The date would be of the last activity on the account, not the beginning of the date of delinquincy.

Sub: #77 posted on Thu, 06/01/2006 - 13:26

phonguy phonguy

(Posts: 42 | Credits: )

Mel, dispute this account with the CRA reporting it. The account should appear in your file for seven years starting from the date of first delinquency. If the account is past this period, LVNV cannot re-enter it in your file. Under the FCRA laws, it is violation of the consumer protection act (Section 605) if a company or a credit bureau tries to reage the accounts and keep negative information for longer period. You can actually repair your credit by suing them up to $1000 for each violation.

Sub: #78 posted on Thu, 06/01/2006 - 13:48

curlycarl curlycarl

(Posts: 616 | Credits: )

Lvnv has filed a lawsuit against my mother. She has no idea what company transferred information to lvnv. This is a woman that has always paid her bills and paid them on time. She is 82 years of age and lives on social security. What can she do?

Sub: #79 posted on Fri, 06/09/2006 - 09:45

Unregistered


I successfull dealt with LVNV and got something removed from my credit reports. Smile

After I initially wrote them a letter notifying them the original debt was older than 7 years, they wrote me back from on of their other company names-Resurgent Capitol.

I then wrote Resurgent Capitol and gave them the same documentation. (Return Receipt on everything of course).

I also disputed everything from LVNV with all 3 credit bureaus.

Within 2 months, it was gone.

It took a LONG time to track down the original debt and several phone calls, but I figured it out and am a happier man!

Sub: #80 posted on Fri, 06/09/2006 - 10:40

sycamoresam sycamoresam

(Posts: 5 | Credits: )


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