Palisades collection-Consumer complaints and tips to deal with the CA

I was shocked at how many consumers are victim to Palisades Collections' scam. They have been pursuing me for almost a year for what now to me seems like a very minimal amount ($475.14) via AT&T. I called AT&T directly & thoroughly discussed the situation with them & confirmed their records do not show any indication of delinquent payment(s) owed. I ran a credit report via Equifax & discovered this alleged debt is affecting my credit history and filed an on-line dispute so this can also be investigated prior to knowledge that this has been going on for so long and so many other people have been affected. Good luck to one and all fighting the good fight!

Palisades :twisted: has gotten me all the way to trial on a collection . All court dates where always sent to a later date. My SoL in my state is 4 years. On my credit report clearly state date of last activity. The amount was $4K, now they want $7K. I????????m standing my ground. Will keep all posted. Wish me luck. :shock:

They somehow produced a statement that I payed $15 3 years and 11 months into the SoL. I wasn't working and had no money, strange???

We just got a letter from Palisades yesterday and yes we had one car loan debt with them that we still pay monthly. We're in good standing never missed a payment. The loan is through Citibank. But they're telling us it was for a credit card. We never had a credit card through citibank. We called citibank and it is a scam that thousands fall for. Make sure you report it to a fraud website.

Heather

Ok well I pulled up my credit report & showed this name so I go on Google & when I type in their addy it comes up as a law firm .....wtf.....so then I type it up again & I came across this website.So has anyone had anymore problems with them?

PROBLEMS???? These people are the devil's advocate. Please if you can go to Ripoff.com and read what they did to a woman. They did it to me too. Then when everything was paid, I started to receive checks back from them. I still to this day did not receive a Paid in Full from them.

They should be shut down immediately if not sooner.

As a full time representative for ATT Wireless (formerly Cingular) in the Receivables Management (Collections) department, you all have to know that some of the things you are saying are incorrect. I had a woman call about Palisades Collection showing on her credit report call in today. She wanted to know if I could find the old account she supposedly had. She was transferred to me from the CARE market (We use two different billing systems, I am in the Telegence Market), where a representative had done a search by name and SSN to locate her supposed account. I did the same in my system and found nothing. I deal with pissed off customers every day due to suspended, cancelled and written-off accounts. ATT Wireless does NOT use Palisades Collection as an OCA. We do not use them. Never had. If you have problems with Nationwide Recovery Systems or AR Warehousing, then by all means, blame it on ATT. But there is absolutely no correlation between ATT Wireless and Palisades Collecions. An OCA has 30 days to get you a detailed statement of the charges, if by then they cannot or do not provide this information, they must remove the charges. You are covered as a consumer against OCA's, please research the fdcpa to read those rights. Also if you mail an OCA a check and in the memo field write "Paid in full," even if the amount does not fully pay the debt, if they cash the check then your debt has been PAID IN FULL.

this thing has me confused getting sued over 5ooo dollars alleged i owe at,t and in there court papers there attorney is stating credit card use they are crazy i never had no credit card thru at,t a 38dollar monthly cell phone about 4 years all they have as evidence is a statement saying i owe that with a notary seal and someones signature.when they filed a complaint in court against me i disputed it,also i faxed ther lawyer seeking documentation to prove this profound debt sttill nothing could this be a violation of federal law

I went from a 752 credit rating to a 630 because I was 120 delinquent from a company I knew NOTHING about.

I had a relative open a Verizon Account in my name while I was away in college. I could file a police report, but it's family. I am willing to pay the debt and I HAVE paid it. I settled for less than the original amount. But how do I get the delinquent staus of 120 days OFF of my credit? Can I dispute the fact that i NEVER received a letter or call about this debt prior to it showing on my credit report? Please help!

Lashawnya the only quick way to remove that account is to file a id theft report with your local police and send copy to creditor and each credit bureau.Send this certified return receipt.

I am not too sure if this is my first one with them OR not. I just received this in the mail as of SAT JUL 28 2007. They are telling me that this debt came from Citibank - TOTAL CONSUME NON-FEE (Centurion). I am not too sure about this BUT I am not going to mess with this. I have been googling these collection agencies and they could be a bunch of phoney companies.

I would not trust these collections agencies and also keep a good eye out on your caller id ---

What can I do to stop these harrassing Collection Agencies?

Charles - :-| ?

Hello,
I just received a collection letter from these yahoos and the thing was dated 3 Jul which for one thing doesn't give me enough time to respond before the 30 days and also is an account for a company I have one acct with. After contacting the company I have the acct with I found the acct # is different than the one from palisades and I am going to request a validation tomorrow morning by phone...recorded of course. I think it is a scam of some kind, will keeep you posted.

Flip the 30 day validation period begins upon receipt of their letter.

I just got a letter from Wolpoff & Abramson, some law office in Denver, CO, stating that I owe AT&T $3,180.92. I won't lie but I am totally freaking out about this. I try contacting the law office and of course, it's closed. I called AT&T and one of the numbers says that their offices are closed. I find another number but they are requiring an account number in order to get through to someone. Here's the thing: I've NEVER had an AT&T account. Therefore, I have no idea what all of this is in regards to. I am literally sick to my stomach at this point because I have no idea what I need to do!

I paid the amount owed because the representative at Allied told me I could dispute it w/o filing a police report againt my relative. I called Palisades and asked them to remove it since I paid off the debt but they told me once I paid them I couldn't dispute it to get it removed from my credit report. I was lied to. So I filed a police report and the representative at Allied is telling me she's documenting this (she's pissed off because I placed a stop pay on the debt) and that my relative did it. If my relative did it, then why should I pay for this debt?

I don't want my relative in trouble. I was told that the debt would become thewirs and they won't have to go to jail. I hope this is true. Anyone know what I can do? I am mailing the police report to the Credit Bureaus. I just hope my relative is not in trouble. They are willing to pay off the debt. It's NOT mine. I was paying on this not knowing I could have filed a report.

From Bud Hibbs' site:

Palisades wasn't on it in March 2007... but when I pulled a recent credit report it says it was reported in March 2007. I never received anything from Palisades to validate this debt. I can't believe it shows a delinquent account when they NEVER contacted me.

It's BULL! Is it legal for them to just place a debt on your credit report WITHOUT contact?

If you look up the company on the internet, you will discovery what a Rip Off. I have hasseling over ATT bills from 1997 that were paid off or I would not be to keep any phone service. Good Luck

I am going to fill out a complaint with my state's attorney general's office. I would also like to have the name of the fraud website so I also can complain there. Send to me as soon as you can.
Thanks,

Afr the website you seek is http://www.ic3.gov/default.aspx

Palisades through a lawyer presented my husband with a lawsuit. To our surprise this was the first and only contact we have had with these people. Can they sue with out ever contacting you?

They just reported me to the cr br and i have never recvd a letter or anything. does anyone have an address and couldsomeone please let me know the language to say validate debt? thank you so much

Palisades did the same to me over an AT&T account that I never had. They initially asked me to pay $500 to settle a $1544 claim. When I refused, they sicked their lawyers on me. When that failed, they successfully obtained a judgment against me by knowingly sending the summons to a different address with the intent of keeping me from showing up on the court date. I only found out about the judgment when I was applying for a new mortgage. I hired an attorney and took them on and sued. They backed away and promised to clean up my credit record and nullify the claim (for which they never sent me any legitimate documentation to prove that it ever existed - a violation of the law). As of last week, they refreshed their claim on my credit report. I am livid! This has gone on since the end of 2005. I have a pristine credit record and these vultures are involved in creative extortion. I am seeking individuals who would be interested in a class action against their parent company Asta Funding, a public company which is owned by the Stern Family. Any takers?

From the website of Bud Hibbs:

They don't confirm their contact information. I get these calls and it's not for me. I have a good-great credit score, no accounts in default, no disputed charges. A simple directory search would tell them that my phone number does not belong to Mr X. They should be required to include the name of the person they are looking for and to check with the telephone company to see if the phone number matches the person they are looking for.

Eric if they gave you any name other than yours it would be a third party disclosure violation of Fdcpa.If you do not owe them any money send them a full cease & desist letter certified return receipt mail.Here is an example to go by.

http://forums.debtcc.com/template-cdletter.html

Here is what each and everyone of you should do:

Asta Funding announces quarterly earnings once every three weeks. They are making money hand-over-fist (unethically, mind you). On August 10, they had their "earnings conference call" where anybody (usually it's investors asking about financial details) can call in and speak with the CEO/CFO of Asta (see: phx.corporate-ir.net/phoenix.zhtml?c=116894&p=irol-IRHome).

Next time there is a conference call (probably November), every single one of you should call in and air your beefs to the CEO in front of all the Wall Street analysts that have their heads up the CEO's butt.

That's my advice. I work on Wall Street

Thank you Denise for that information, and you are right, people should personally express their past dealings with them.

IVe been hit by palisades too, but now they have sent it to another collection firm
i cant find address for palisades
can you help

I have found the following adress

Palisades Collection LLC
210 Sylvan Ave.
Englewood, New Jersey, 07632
U.S.A.
Phone: 210-567-5648

Take care
Nelly

So what did you do when you got the notice? Did you pop on here and start to complain and whine or did you pick up the phone and talk to someone, in a polite manner, to try to determine what was going on? It is very likely that this is your account and the reason it was not paid off at the time of your mortgages was that it was not appearing on your credit at that time. There is no law that says every account you have must appear on your credit at all times for it to be a valid account!

There are laws, however, protecting the consumer of having any negative marks on their credit report, if the debt has not been properly validated. It is illegal for any debt to be reported if it has not been validated.

These idiots are a joke. I have simply had enough and have decided to file federal suit against them.. The Charged off account has been sold so many times, that I don't know who owns it... but I do know that they do not have the legal right to put it on my account as though it is a brand new account and I owe 18,000 on it. They make the account appear as though I just opened this account in Feb. The account is almost 7 years old...

After 7 years of battling an AT&T service fee in which I did not contract for, nor did I have any knowledge it existed under my name, (the first time I ever knew there was a cell phone number existing in my name was when I received the collections documents); I gave up today. They took my money agreeing to not report it to the credit agencies. I still don't think it was a fair exchange but I grew tired of the run around. The first woman I spoke to was a nightmare to deal with, she would not let me speak and just berated and tried to belittle me while trying her hardest to insult my intelligence (not very good negotiating skills, but her comments make for good stories later). Then I spoke to her manager, easier to deal with but did not seem to believe a word I said regarding not knowing about the service, so I just paid the massive bill to make it go away. I finally gave up!

7 years? The statute of limitation on that debt was well over its death date.

I paid a collection with Palisades in February of 2005; however, they are still reporting it on my credit??? It is being reported as paid, but since it is closed why do they still report it?

Received a letter today requesting $301.25 for an unpaid bill dating back to 2003. The supposed documentation was so convoluted I got dizzy trying to follow it. I saw this as it was, an obvious attempt to confuse.

The letter stated that they were "in receipt of your request for validation of this debt. Enclosed you will find the requested documentation." Color me stupid but I am not going request this stuff from anybody, begging to pay a debt I don't owe.

I pulled all of my statements for 2003 and was not surprised to see that each month I had a balance of zero leading into the next billing cycle.

The thing that made me suspicious was that their letter listed an address in Bethelem, PA. and had permits in North Carolina and license on New York while advising that information about the Fair Debt Collection Act was available in Colorado at yada, yada, yada.

Anyway, this is the first I have heard from Palisades Collection and I hope the last. Looks like they are vultures in search of a carcus.

Several years ago I paid a bill from MCI that was not owed (multiple months of billing so the consumer had no clue where he stood) and look what happened to them.

Thanks to everyone who wrote, it gives me some insight. Class action lawsuit? Let's do it

I had a supposed debt that I settled with Palisades Collections, LLC last April and by May I was getting new forms from one of thier affiliates (Oxford Management) to settle the same debt again (under a new account number of course- but all the details and amounts were the exactly the same)--the settlement that was offered was, when added to what I settled for on the first collection account, equal to the original supposed total of the debt.

They reported this new account that they opened as a seperate debt to my credit report and now I have 2 collections items FOR THE SAME THING! When I called and wrote to ask them to explain the debts and how they are different, they can provide no answers or details. And THEY WON'T REMOVE ANYTHING FORM MY CREDIT REPORT. To boot, when I called the company to whom Palisades said I owed the original debt, AT&T--THEY HAVE NO RECORD OF ME EVER BEING A CUSTOMER!

Do I have legal rights? I have all the documentation form Palisades and verifications that I did pay--Is it worth hiring an attorney? I feel not only have they already possibly stolen from me, but they are attempting to do it again!

TO PEPPER--
PLEASE COUNT ME IN ON A CLASS ACTION SUIT!! MY POST IS ON PG 20.

TO PEPPER-
I'm JKH2 (sorry new to this)

I have a debt to AT&T for about 10k... hard to believe I know. How ever I am only 24. I was 19 when I joined the military and did not know the importance of keeping contracts for my record. Palisades has been a collection agent trying to get a hold of me for some time now. The debt is for roaming and long distance charges in 03/04. When I contacted AT&T in 04 they told me they never received a new contract for me. This was 3 years ago, Is there anything I can do to fight it? I need help. I get marrried in 7 months and move back to the states in 4 and have terrible credit b/c of this. my e-mail is email address removed as per forum rules - Mike. I really need help!

Several years ago I helped who I thought was a good friend get a phone. I co-signed. The person, in a short time, ended up racking up a $1500 bill. I always tried to get AT&T to contact the other person whose bill it was. They wouldn't. Now Palisades has the bill and now the bill is $2300. How can the bill have jumped up almost $1000? Is this legal? I had talked to Palisades last year. They told me they wanted a minimum payment of $150 a month which I was not able to afford. Now a default judgment has been filed. Advise?? Is there a statute of limitations?

i'm fighting palisades, pro se. does anyone know what the stature of limitations is in nj, for cell phone bill?

I sent a dispute letter in February 2007 asking them to validate their claim. I sent three copies. 2 were first class & one certified. They signed for the cerified mailing. I did not hear another word from them to this day but, they just reported me a couple weeks ago to the credit reporting companies and my credit took a 40 point hit due to some bogus roaming charges I refused to pay from AT&T back in 2003. I am currently seeking legal justice.

Good for you Mark!! You can also dispute with the credit reporting agencies.

Good Luck..karen :D

I received a letter in the mail from the above collection advising me that they were taking legal actions to find out days later they put a hold on my bank account meanwhile i never recieved any other notice regarding this account that they say i owed which was a at&t bill of 500., i tried settleing with palisades (which they were very rude to me) on the supeona which the bank forward a copy to me stated they were holding the account for $859. Which include legal fees when i called the third time to try to settle i gave in and told them i will give them the $859. They wanted and lets settle this to find out there response was oh we won't settle for that amount we are requesting 1,200. I told them this is not fair im paying double the amount owed anyway i told them i will get back to them, a few days after this phone conversation with palisades, i receive a letter from the marshals office that if i didn't respond in 20 days they will start process for garnishment and the amount palisade requested was $2000.00 is that insane or what

I am in the process of filing bankruptcy and have just located the current address of Palisades Collection, Inc off the website for my Secretary of State.

According to the Oregon Secretary of State the following is the current address of record for Palisades Collections:

210 Sylvan Ave
Englewood Cliffs, NJ 07632

This was posted 10-29-07 at 4:26 pm

I pulled my Credit report a few weeks ago and found Palisades Collection on it regarding a debt of $36.99 with AT&T which I was never aware of. I contacted them and of course they were very rude and nasty,I refuse to pay them since they have never sent me a Letter to collect. Now I'm receiving Phone calls from a Company called ASTA FUNDING which has the same Address of Palisades, so I guess they changed Names.

fraud...

I already sent a police report and proof I was out of state when this debt occurred. to the 3 Credit Bureaus and they have deleted Palisades from my report after doing an investigation. Now, a couple weeks later, Palisades wants me to respond in 30 days with a copy of this report and a signed affidavit. Should I send this to them if I have already sent it to the Credit Bureaus? This is the FIRST time I have EVER received anything from these scam artists. They just put the debt on my credit report without validation.

Thanks!

does anyone of contact info for palisades collection