Palisades collection-Consumer complaints and tips to deal with the CA

hi, i have some old debt from about 7 years ago, since then i have become disabled wiith MS. I do not work, so not own anything and currently dont even have A checking account. I didi just win my dissability case after a 4 year fight and am about to start getting my benenfits. can this be garnished or attacked in any way? i do have a few lawuits brought on by the creditors. help, i dont know if i should just declare bankruptcy.

I don't think your disability can be touched, but certain debt may be (like federal debts, child support). The 7 year old debt might be out of SOL, what state are you in?

Goto whatever lawsuits you have, don't just not show up! Use the discovery process to demand validation, and if they can't provide it, you can get those cases dismissed.

Hi does anyone have any contact information for palisades..they keep updating my credit report, yet they never sent me any mail nor is there a contact number..Really wierd.

Hi does anyone have any contact information for palisades..they keep updating my credit report, yet they never sent me any mail nor is there a contact number..Really wierd.

Here is contact information for Palisades:

210 Sylvan Ave., Englewood, NJ 07632 Phone: 800-991-9367

Phone: 201 567-5648 866-2330- 9094 866-230-8075

201-567-2438 866-230-8094

Fax: 610-758-9781 or 201-567-2203

i need to get the copy of my statement what i owed so that i can pay off the balance

Welcome to the community Luz Cruz, we are a forum of consumer advocates, this site also offers debt consolidation services. We are in no way affiliated with Palisades, if you need any assistance with them we are here to help.

PALLISADES ARE SUEING ME RIGHT NOW. THE CONSTABLE CAME BY MOM HOUSE TO SERVE ME. BUT I DONT LIVE THERE NO MORE. SO I LOOKED ON THE COUNTY WEBSITE UNDER CIVIL SUITS AND THIS WHERE I FOUND OUT WHAT WAS GOING ON. I LOOKED FOR THERE PHONE NUMBER ON THE YELLOW PAGES ON YAHOO, BUT NOTHING CAME UP. IM IN DALLAS TEXAS. I NEED HELP, BECAUSE I DONT KNOW WHAT IM BEING SUED FOR.

Well at least I'm not alone, I was an AT&T employee now retired and back when there was AT&T wireless I was offered an employee discount. When I called to get the discount I asked if it would renew a new contract I was told "no" Well this is about 6 to 7 years ago. I ask for validation and my so called debt I guess gets sold to a different agency Palisades is my 4th agency to deal with on this. They are telling me since I can't talk to anyone at AT&T Wireless (because they don't exist) I can't get this cleared off my CR which they have already dinged me. Boy am I fighting mad...... Looking into what to do about this or if this is even leagal

I would suggest sending them a debt validation letter (you can find a template via my signature link, be sure to send the enclosure with it) send it to them certified mail, return receipt requested. Once they receive it they will have to provide you with the requested validation and until that time they must cease all collection activity. Give them about a month and if they have not provided you with proper validation (generally consisting of documents from the original creditor) then you should dispute the items on your credit report for this account, if they cannot validate it with you they shouldn't be able to validate it with the credit reporting agencies.

I believe exactly what you are saying, I have three lines with att right now, but went to buy a house and palisades has me in collections for att right now, I am contacting an attourny today to see about filing a lawsuit.

I posted about a month ago regarding a judgment entered against me by Palisades. I did not receive any notification to appear to any type of court date in this matter. The first correspondence received from Palisades/Pressler & Pressler was a letter including what I now understand are interrogatories.

I filed to Vacate judgment based on the lack of proper service. Palisades is taking me to court to block the motion. Is there anything I can do in the meantime? Has anyone gone to court in this type of situation?

After the sheriff served levy papers a few weeks ago, I discovered the account was from AT&T for approximately 380.00 with random attorney and court fees added on for another 100.00. I requested the paperwork from the court and the proof supplied are the first three pages of a 12 page random statement. I had AT&T at one time, it is pages of a random bill from months before I canceled it. To my knowledge, I do not have an outstanding bill with them.
Are three pages of a 12 page random bill adequate proof for a judgment? It is not itemized, just my name and a total amount due. Should I file an answer challenging the debt?

I am at a bit of a loss here, any help is greatly appreciated.

Hello, I paid palisada 2,339 dollars for a AT&T account in a judgement and now they are claiming I still own them $572 they say that I most had two accounts with AT&T,but how that possible to have to cell phone accounts with AT&T AND I am not talking about extra line either? they erased it from my experian credit report but not the other it just doesn't make any sense what should I do

Hello, I paid palisada 2,339 dollars for a AT&T account in a judgement and now they are claiming I still own them $572 they say that I most had two accounts with AT&T,but how that possible to have to cell phone accounts with AT&T AND I am not talking about extra line either? they erased it from my experian credit report but not the other it just doesn't make any sense what should I do

Hello, I paid palisada 2,339 dollars for a AT&T account in a judgement and now they are claiming I still own them $572 they say that I most had two accounts with AT&T,but how that possible to have to cell phone accounts with AT&T AND I am not talking about extra line either? they erased it from my experian credit report but not the other it just doesn't make any sense what should I do

Welcome to the community T. Ray. I would suggest sending them a debt validation letter to force them to give you all the information on this second account (you can find a good template via my signature link, be sure to send the enclosure) send it certified mail, return receipt requested. Give them a few weeks to give them the chance to validate then dispute it with the credit reporting agencies.

i dont know how these people continually get away with the things they do...the bill they r suing us over is actually 7 years old. and they are trying to sue us for a may and july bill that doesnt exist because we moved from the address in march 2002.

havent heard anything about any phone bill since 2001. then we tried to get phone service where we r now and in nov of 2007 we get a phone call after 10 pm. told them to stop calling and said the so called debt was false. did not hear anyting til april of 08. now they r trying to sue us for this matter and set a court date for july 10th 08.

Vince/tina
pemberton, New Jersey
U.S.A.

It is a time barred debt as the SOL in New Jersey is 6 years. Is it small claims court they are suing you in? I suggest calling the court house and ask them if it is indeed a real court case by providing them with the docket number. Some of these Junk Debt Buyers will use fake court papers to get you to pay. It is illegal if they do.

If they called you after 9:00 pm that can be up to a $1,000 violation and you can sue them in court. Depending on your states Civil Rules Of Procedure, You may be entitled to treble damages. DO NOT talk to the debt collector on the phone, they will try to trick you. If they did in fact file a false court document, hold on to it as that is also breaking the law.

Call the court house first though and ask them what you need to do to respond. It may help to note to them it is time barred if it is in fact over 6 years old.

Aloha,
This company is fraudulent. I had never even had and ATT phone or Service and I have lived in Hawaii for 15 years. Somehow I found this company on my credit report stating that i owed them about 90 dollars. I figured that it must have been someone opening an account inmy name. I tried to get to the bottom of it for a long time. I never had a bill form ATT or anyone... After many months of calls I finally decided to just pay them anyway just to get my credit report clean.
Now one year later they still have me in a key derogatory on my credit report.
It is nearly impossible to get these F#@$#ers out of your credit file.
Mahalo

they try to make people pay for a debt that isnt theirs. i had a 1300 dollar bill they sent me saying is mine and it had 2 addresses that i have never lived in and a state i never lived at!!! i filed a police report and papers they sent me to file and 2 years later they sent me a paper showing my name and addresses i never lived at and said its validated!!! i already diputed it with the crb and they took it out of my credit reports and put a fraud alert but these idiots still try to say a fraudulent debt is mine!! looked at the dates and sent them a letter stating its a timed barred debt and not to waste my time with it ill go to court and fight it everytime. im thinking i should complain to my state ag to state how they are treating people of identity theft!

If you have a collection against you for AT&T wireless this is the number to get hold of Palisades, 201-567-5648.

I also got a call from Palisades saying I had to give them my ss number - but I have no debt and decided it was a bogus call.

NEVER give them your SS #. Did they respond to you in writing?

I am trying to deal with Palisades also. My account was with Verizon Home Phone. I paid it off with another agency before so I faxed them a copy of the paid in full receipt. They told me that it was a different account number than what they have. I requested a explanation of bill and that was a month ago. No luck with receiving that yet. My question is do I need to contact Verizon. I don't understand how you can have two bills at the same time. I don't have an account number from Pallisades at all. The dates are the same for the "different" accounts. They also have posted it in my CR three different times and it shows up as three accounts with the same information on them. I am at a loss of what to do next. Thanks Amanda

We have verizon ( Wireless) It's paid upto date & Palisades claims we owe money to verizon Maryland Inc ???? Who are these people?

I have been getting calls from FMS INC about a debt that they say I owe to AT&T. I called AT&T about it and they have no record of me and the account number given to me from FMS is in someone elses name. Fms says they are collecting for Palisades collection and I haven't tried to get ahold of them yet. The lady from AT&T talked to a person from FMS while I was on the phone and explained that they had no record of me in their system. She asked the person from FMS what we could do to resolve this and the person from FMS said if I don't take care of it, I will ruin my credit. She was very rude and of no help. Basically, I am going thru FMS to pay Palisades Collections and I would like to have any advice on which agency I need to write a letter to. Can anyone give me any advice?

Thank You,
Lonny

I have been getting calls from FMS INC about a debt that they say I owe to AT&T. I called AT&T about it and they have no record of me and the account number given to me from FMS is in someone elses name. Fms says they are collecting for Palisades collection and I haven't tried to get ahold of them yet. The lady from AT&T talked to a person from FMS while I was on the phone and explained that they had no record of me in their system. She asked the person from FMS what we could do to resolve this and the person from FMS said if I don't take care of it, I will ruin my credit. She was very rude and of no help. Basically, I am going thru FMS to pay Palisades Collections and I would like to have any advice on which agency I need to write a letter to. Can anyone give me any advice?

Thank You,
Lonny

I got served yesterday from parisades collections.This is the first time I have gotten anything from them.I had a dept with Heiligmeyers of $1,626.14 I had sent in my payment to Allied Interstate.I never got anything from them saying it was paidoff,now a 1yr 3 mths later i get something from Palisades for the same amount.How do you win with these people?
I called the lawyer that had me served and explained to them that I had already paid this,she told me that I would have to get a letter from Allied stating that the account has been paid..(I have been trying to get something from Allied for a year,but no luck) I told her that I had the reciept from the Western Union from when I paid Allied..They told me that was'nt enough proof....
Does anyone have any advice or do I need to get a lawyer??

Thanks,Richard

what is the sol in the state of ma on a past debt picked up by palisades before i decide to settle

MA SOL is 6 years on all debt

The only thing is, their favorite MO is to sewer serve, going straight for the default. On any correspondence, it is very helpful to the CMRRR# ON THE LETTER. Not only do you have a reference, it can also save your behind. They tried to sewer serve my husband at a non-existent address (through Wolpoff), even though there were four CMRRR's sent/signed for. This was proof that they deliberately attempted sewer service and the case was dismissed.

Also, if you see a hard inquiry from any "law firms", immediately send a "permissible purpose" letter, also putting the CMRRR # on the letter. As above, this will save your behind if they sewer serve and go for the default. Having proof that they had a correct addres could make any default get vacated.

i got a letter from palisades a year ago and than i asked for validation of debt. six months later they sent it. I am paying a settlement amount now to get it over with but if you ask them for validation for debt they will send it because the companies send them the info and than they collect the debt. so believe me it's valid you probably just dont remember the bill because its from so long ago.

the above is a BOBO for palisades.they posted the same idiocy on another palisades thread.please ignore it.

what is the correct address for palisades and how do i get the full acct #

Anyone have any other numbers for pallisades? their phone numbers have not been working since Friday? how does a huge collection company like this have non functional phones since Friday?

I tried sending a letter of validation to the Wisconson address and it came back as non-deliverable. Which address do I use? I have never received anything in the mail from them and I refuse to call and give my SS# in order to talk to them.

Quote:

Palisades Collection, LLC placed a lein at the court house for something I have no idea what for? I never had an AT&T account and/or Cingular I have no idea what this if for and can't get it off of my credit cause it's a lein at the court house. Not quite sure what to do at this point, the dollar amount is under $500 too, very puzzling to me as to why they would spend more money to place a lein then the debt was even if it were a valid debt?

Anna in LV: The went and got a default judgement against you. You need to contact the courthouse and find the method of service, then get it vacated do to improper service. These people are known to pull this on people. I would also look into sueing them for seeking judgement on an account that was not yours!

this person lived apt 4 722 devon street Kearny nj 07032,she must of got my phone number ,because I advertize avon on my apt door

SOMEONE PLEASE HELP!! I RECEIVED A LETTER FROM MY LOCAL SHERRIFF'S OFFICE 2 DAYS BEFORE CHRISTMAS THREATENING TO COME TO MY JOB OR COME TO MY HOME AND COLLECT PERSONAL PROPERTY IN ORDER TO SETTLE A DEBT CLAIM FILED BY PALISADES COLLECTIONS. THEY HAVE SENT THE SHERRIFF'S OFFICERS TO MY HOME TWICE FOR credit card debt ORIGINALLY OPENED WITH HSBC BANK IN THE AMOUNT OF 1,073.00. I HAVE UNTIL 1/5/09 TO ARRANGE SOME KIND OF SETTLEMENT OR RISK THE EMBARRASSMENT OF AN OFFICER COMING TO MY HOME OR EVEN WORSE MY JOB!! WHAT IN THE WORLD SHOULD I DO WHEN I DON'T HAVE THE FUNDS AVAILABLE?

For more than 4 months I have been receiving calls at all times of the day and many times in a day from Palisades. The message is very vague: "This is not a sales call. Please call etc etc. Today the robocall indicated it was for debt collection. To my knowledge, I do not owe any money and am reluctant to give them my SSN. How can I find out what they want & why they are calling me?

Palisades is also Powersafe. They are invovled in a class action lawsuit for harassment and intimidation for collecting on debts that have expired (out of statue of limitations) or even paid off by another debt collector who neglected to clear their record so they could re-sell the debt.

THIS IS ILLEGAL.

Everything about this company is ILLEGAL. Contact the Federal Trade Commision on-line and file a complaint. It is simple
ftccomplaintassistant_gov

bad lot... that's an understatment. do not contact report to federal trade commission as they re guilty of harrassment to collect on non-collectible (paid off or way too old) debt.

Is Palisades Collection the same as Palisades Acquisition? I have previously settled an account w/ West Asset Mgmt and then it sent my forgiven balance to Palisades Acqustn. Palisades sent my account to an attorney who aware that my account had already been settled and then the attorney sent someone who was not a court martial to my prior address to drop a summons w/someone who was not I

So you paid in a settlement with Western asset and the rest was forgiven, do you have this in writing? If so that is your evidence. I don't think they are the same 2 companies I can't find anything showing they are. All I know is WAM is a bottom feeder.

Did you verify that the summons is real with the court?

You will have to answer that within a certain time period, usually 20 days or more. If not you could lose by default.

they are different companies and are not associated with eachother.

Palisades Collection, LLC was in court for 6 days and was shown underhanded dealings, shown serving people in wrong counties, was shown serving people living outside of the United States, Was shown seizing bank account without any court order and without evidence to even file any legal action against the person, DO you have members who are willing to write letters to a Judge deciding on the case to remove all there license's and charge the company in two states, NY and NJ

Is there anyone out there who has Palisades Collection, LLC after them right now or who has had in the Past come and bother them, I have these people, Meaning the NJ office and the NY office and all there Lawyers in court for fraud for filing fraudulent cases against US Citizens! I am looking to remove each Lawyer's License and dissolve the company, this is the reason I am Posting as I need other people now, I have found that Palisades Collection, LLC has gone after people Living in Ireland I have found Palisades Collection, LLC seizing Bank Accounts without any evidence to file a Lawsuit, I have caught Palisades Collection, LLC filing second cases against the same person for the same charges in the same court while the first case was still ongoing, We have shown that Palisades Collection, LLC has placed more then one claim against a person in the credit reporting agencies which destroys a persons credit, as you each know each Item placed against a persons credit is taken 65 points away from that person, we have found Palisades Collection, LLC threaten people for a sum to remove this from their credit reports, We are working hard on this case and trial is still on-going, closing arguments and Letters posted to the Justice in this case will help stop these criminals, we are even thinking of filing a case against Palisades Collection, LLC and all there attorneys for each person they have filed against which they have violated the Law and there civil rights, upon the Fair Debt Collection Practices Act, Attorney are bound by Law to follow the Laws of each State, their addresses are:

Palisades Collection LLC.,
210 Sylvan Ave.
Englewood NJ 07632,

Pressler and Pressler, LLP
Counselors in Law
16 Wing Drive
Cedar Knolls N.J. 07927

PALISADES COLLECTION, L.L.C.
PRESSLER and PRESSLER
Attorneys for Plaintiff
990 Stewart Avenue Suite 30
Garden City, NY 11530

Pressler & Pressler
305 Broadway Fl 9
New York, NY 10007

The Names of the Most who violate the Law in Palisades Collection LLC., & Pressler & Pressler are:
Amy Miller, Esq.
Richard A. Franklin Esq.
Ralph Gulko Esq.
Navni Mirchandani, ESQ.
Angelo Capalbo Esq.

Yes, I have them listing two bills from Verizon. I currently have phone service with Verizon the same account I have had since 2001 at least if not earlier. Verizon claims I owe $377 for a disconnected phone but if I am listed under all the same info why do I currently have good credit standing with Verizon. I am not sure what address they are listing but in the past my husbands ex wife has turned on phones in his name without his knowledge and not paid the bills. Using all of his information. I have found that when they turn off all your features and such for lack of payment they also change account numbers even though the phone number stays the same. I paid that $377 already to Verizon to keep my phone on. I made payments by phone for months. Paying just enough to keep it on until it was finally paid in full. Palisades Collection LLC. is currently pursuing this account. They are also pursuing an account that my ex husband had in my name for $96, at an address I have never resided in. The account was terminated rather quickly. The dumb jerk sent the bills to my house. Verizon says since I personally called to cancel the account I am responsible for the payment.

What can anyone tell me to do about this one, I had long distance on my home phone with Sprint and Verizon as the main carrier, got behind on my payments and Verizon blocked the access to long distance calling. So I called Sprint and told them the situation and requested they cancel the account. They told me it would be canceled immediately and I would be able to use the services until the time that had been previously paid expired. I then explained again that I could not because Verizon had blocked the long distance and I was unable to place long distance calls but Thank you anyway. Well, the next month came and I got billed, so I called and said cancel this account I am not paying this bill because I already canceled it last month and have not used the service. This went on again for the next two months until they canceled it due to non payment. The original debt was $18 a month. Comes to a total of $54 yet they are reporting $58 on my CR. So today I called the CA and told them the same story and they said they will not remove if for less than $40. They said they own it now so I cannot call Sprint or dispute it with anyone but them. They want me to provide proof of the cancellation and phone calls etc. It was in 2005 and I don't even have the old bills anymore.

Finally, Where do you find out what the SOL is for my state, CA?