Paul Kupferstein - Mr. David - EBSI- 900 Number Dialers

I contacted a local tv station to see if they have heard of this scam. They said they hadn't and would investigate for me. They called Mr. David to find out some info and he said that he represents about 60 different companies and wouldn't really say anything else. The reporter also contacted the Texas Attorney General and found out this firm is NOT a licensed/registered collection agency in Texas. The AG's office said that there are alot of scams coming out of Canada targeting the US. The story aired on tv twice this week.
I was wondering if anyone has ever thought about going after the companies who placed the 900 charge on our phone bill as well?

This is the sort of exposure these crooks need. I can confirm they are also being investigated by media sources in other States and Canada.
Yes to persuing the likes of EBSI and their likes. However, I also believe the regular telephone company who's bill was the consumers first alert to this activity should be brought to task for allowing these predators to hijack a service (telephone line) that they provide to you under contract. If enough consumers keep hammering on the big guns door they will eventually have to take action.

If enough people come forward on this site including future visitors who have had to deal with these scavengers, a class action suit is a very viable option.
It would be interesting to see the rats run from behind the elusive Kupferstein, who more than likely lives in an exclusive area of Ontario, not too far away from Markham!!!!!!!

There is a rumor going round that the idots in Markham are ripping off ESBI!!
Watch this space!!!

2 months back Mr. David called my number and threatened a lawsuit. Unaware of anything related to a scam and afraid of them ruining my credit history, I send them the required amount. They said they will send some documents which they never did. I called them several times, and later I came to know that they are a scam. I was embarrassed so much for being stupid and ignorant. The money I sent initially went to Paul Kupferstein's bank account: TR#19962-004 0025-7302010. This account seems like a private account.

If they call you, ask them if they are from Liability solutions and hopefully someone is noticing. It has been quite some months and it is surprising that they are still operating.

I also want to thank the people here for providing this forum for exchanging ideas.

I also was contacted by these criminals a while ago. I called Markham Police & The Law Society of Upper Canada. Canadian police told me to call my local sheriff since the harrassment actually took place in the US. Law Society said there's nothing they can do. No wonder these people are still operating. Canadian authorities are way too soft on criminals like this. Kupferstein & his crooks would already be behind bars if they were located here in the US. Still glad to see people warning each other & exchanging information here in this forum. DO NOT PAY THESE CROOKS. They will use every method known to mankind to intimidate you and get you to send them the money. Once you do, you'll never recover it. They are fraud, DO NOT pay them. Inform your state attorney general & local news channels if you can.

I am really frustrated right now. I contacted the Law Society and filed a formal complaint. Within a few weeks, they sent me a letter stating they are closing my file because they have already started an investigation. According to phone busters, they have received hundreds of complaints. I would really like to know what exactly the Canadian agencies are really doing.The attorney general of my state said it's really hard to go after these animals because they are located in Canada. I have filed a complaint with the BBB, FCC and FTC. I have also contacted 3 different local tv stations. These scumbags need to exploited as they have tried to exploit us. i feel like I've hit a brick wall right now.

I just got scam. I was ready to pay it and then decided to google the name.

Thanks for all the info. I was contacted today, Dec. 29, 2005 by Mr. Cooperstien's office. They were very
intimidating. Therefore, they are still working hard at rippin off people in the US. I am from Ohio.

Knew this was a scam from the start when phone calls started coming in august this year...just got another one after about 4 months. Mr. Sargent this time. I do believe they are going after everyone they humanly can in Ohio. Just please people dont be stupid, do not pay them. If they are ignored then eventually they will go away. If you get to talk to them on the phone, just tell them you know its a scam and you are recording this conversation for a counter-claim of harrasment. From listening to my answering machine over and over again, I think all their calls are recorded messages through a voice synthesizer. Kin da shady and kinda illegal and unethical. Shame on you.

Quick headsup, folks; I'm with MMI Communications, a corporate communications consultancy outside of Philadelphia. Unlike what Firefly posted up top, we have NOTHING (repeat, NOTHING) to do with Paul Kupferstein or any 900 phone service. We've placed a notice to that effect on our website. (If you do a search by "MMI World Communications," you'll run into the outfit that Kupferstein's law firm apparently represents.)

In fact, if a lawsuit is ever filed against him, or if other legal action is taken, I'll donate some of my time, at no charge, to help publicize it. Best of luck, folks.

Steve: many apologies for the typo on the name.
You are indeed correct "MMI World Communications" IS INDEED the outfit in question and NOT: 'MMI Communications'.

There seems to be a maze of different players and organizations involved in this ongoing scam. They have no regard for innocent people and businesses going about their daily business. Consumer awareness is the purpose of these postings and hopefully some level of success has been achieved.

Many of us are with you on shutting these predators down.

Regards

Steve,
FYI, you should be aware that MMI Communications appeared on my June phone bill as the company that the phony 900 charge was billed on behalf of (I just double checked). It wasn't until I did searches on the internet of the businesses involved that I discovered MMI Communications is indeed a totally different company than MMI World Communications. The phone number associated with the company listed on my phone bill matched MMI World Communications, not your company. I don't know if I'm the only one who's phone bill appeared that way, but I doubt it. I also don't know if it has tarnished your company or not but I thought you'd be concerned.

Best wishes!

I encountered Mr. David of the law offices of Paul Kupferstein this morning, actually looking for my former partner... short story is that it smelled like a collection agency, came up empty on the 905-474-3535 number I got via *69 (he hung up on me, I wanted to know where he got my name & number as a contact). Called Consumer Protection Agency, they confirmed he was registered with them, was a lawyer and gave me the correct spelling and told me to complain to the Law Society. I decided to do a Google search first, and look what I found! I am really embarrassed, as a Canadian, that this jerk is still being allowed to carry on! AND he's a teacher at Humber College in Toronto! I intend to pursue this with Consumer Services, Upper Canada Law Society, RCMP, phonebusters, my Member of Parliament, BBB, and see if I can't get a journalistic investigation going, I know a couple shows which air this kind of thing - right up their alley. For that matter, perhaps this also needs to be brought to the attention of some of our Ministers, it does affect US - Canadian relations, after all... hmmm...
I will post again with specific contacts, either phone or/and online, and encourage everyone dealing with this twit in ANY context to complain!
Collectors are not allowed to harrass, intimidate or threaten and are supposed to contact the person by mail first. They must identify themselves, their company and who they are collecting for. All collectors must be registered with Consumer Services, who will pursue complaints, and who do have an investigations branch - speak up, force them to act and shut this bozo down!

you people are f***ing retarded!! pay your bills and you wont have anything to worry about.

Looks like the uneducated low-life cowards have come out from under their stones!!
Expose who you really are and where you operate from.... if you believe you have a case against these people. Until then...... shut up!!

I knew it!!!! Thank you, thank you, THANK YOU!!! That you to all that have posted here. From the get go, when "Mr. Juan David" first call, throwing threats and refusing to show one piece of documentation, a red flag was flying high. And thru continued horrible customer service and blatent refusal to prove this debt, I knew something wasn't right. Now I know.

Add me to the list of those that did not fall victim to him, and to the same list that will put his butt in jail.

Retrace your steps, you've simply forgotten to pay a bill.

I will rather like to stay silent at this. Please search this forum for Paul Kupferstein and you will get your answer.

I have reviewed the Paul Kepferstein sites. If you are so inclined; review the sites of other recovery law firms and/or collection agencies, and you will find all the same notes. These people do not want to pay for a service that they used. They are debtors.

This site does not support posting links, please copy and paste the code below on the address bar of your browser.

click2houston.com/troubleshooters/5428045/detail.html

Ed, nobody will support if an individual run from his/her debts. We are talking about unfair activities done by collectors. That's it.

I do not doubt my debts nor do I ignore them, "Ed". What issues I have is a unscrupulous lawyer who makes unfounded accusations and refuses to follow the law by simply faxing or mailing me proof of these debts or all the "clients" that have retained him. Basic thought tells a person that you do not send a single dollar without due reason. If you want me to call you, demand thousands of dollars or you will be sued, and refuse to send a single documentation in support, I can. And if you pay, you are a fool.

For the record, Mr. Paul Kupferstein has a hearing on April 4th and 5th, 2006, for two allegations - 1) failure to properly supervise his staff and 2) debt collection letters under false name.

Thanks for the input JeffW. You are right. Nobody here is supporting those consumers who pile up debts over months and run away from their responsibilities. People do have tough time in their life and might fall behind with payments. But that cannot be the justification of illegal activities performed by collectors.

Quote:

In contacting the Canadian legal board to file a complaint against Mr. Kupferstein and his actions, the woman on the other end noted to me that from the numerous complaints received, he has been called before the board for a hearing. He is being investigated by their Misconduct Division for ???alleged professional misconduct.???

That's all I heard and no other specifics. But I'm going to take that as fairly accurate, considering where the information came from.

Oh sure, that's a reliable source definitely. However, if you come across any more info on this, please do not forget to update us. Thanks.

Anyone care to bet that "Educated" is typing his verbal diarrhea from a PO Box somewhere near Markham, Ontario!!!

Looks like these guys are using a U.S. address too, just came across it on the web...luckily have never dealt with these people. Just an FYI.

MMI WORLD Communications
2234 Aha Niu Place
Honolulu, HI 96821-1009 USA

I had been contacted by this so called person yesterday threatening me that if I did not pay them a certain amount of money by Thursday, they would sue me and "see me in court". I ran into some trouble with a pay day loan and unfortunately had to speak with Mr. David. I was so flustered after I got off the phone with him that I was going to do whatever it took to get the money to him. I sat by and took a chance at typing in his name on the web and was so very glad this forum came up. He had hung up on me when I questioned him a few times basically just responding with "we'll see you in court". What do I do now - they are anticpating a payment from my by noon on Thursday? I don't know if I should just let it go or do I contact them to tell them they are not getting any money from me. They told me that once the matter was cleared up, they would send the documents to me. I asked them about documentation they had and they said I would get that after the matter was cleared up. I am so thankful I am moving today as they have my address and I am ever most thankful for everyone on this forum because if it wasn't for you, I'd never know and be scammed.

Intimated,

So now you know this is a scam. Hope you understand no legitimate agency will offer such an unlawful deal. fdcpa clearly states third party debt collectors should provide paper works aka debt validation while starting collection activities. If they don't debtor has the right of asking for DV.

Go through this article and you will understand how far they are from lawful activities-

http://www.debtconsolidationcare.com/fdcpa.html

Thank you so much for your quick reply Stanley!

Hey Intimidated! So you took out a loan, you never paid it back. The company that you ripped off sent the file to a law office to get their money back and you think Mr. David is pulling a scam. Look in the mirror my friend. You've all got to stop this! You owe money!!! That's why you are being contacted. No scam here people. Send the money you owe to the law office Intimidated, or we just may end up seeing you in court. That's what happens to people when they break the law. Gig's up - I work at the Law Office - it's real - no scam.
Stanley, you need to do your homework my friend before you start forums such as this. You are highly misinformed.

Listen people, stop trying to make this seem so much bigger than it is. MMI World Communications is not one of, our or part of the Law Office.
Where do you people get this information? I guess what is even more sad, is that people read this stuff and believe it.

Ok then "Educated" ....what is the precise name and address of your "law office?
I am sure you would not want us.... the people who "owe money" to send transactions to the wrong law firm, would you???
If everything is legitimate as you believe it to be, you would reveal who you are and where you operate from in a professional manner. Clearly, you do not, and will not display any of these factors.

One word...SCAM!

Thank you Indimidated2 for your support. Over the last day or so, I have really done much investigating and have an understanding of my rights and believe me, I will not be intimidated again!

Intimidated,

Please contact the office to arrange payment, and you will be provided the information you need to ensure your payment reaches the correct destination. Once your payment is received our client (the PayDay Loan company that you did not pay back) will receive notification and we then forward payment to our client.
If you'd like confirmation, please call the PayDay Loan company in question and ask them who is providing them with recovery services.
Please do not hesitate to contact our office should you have any further questions and/or concerns.

Regards.

Thanks for your suggestion Educated. It would be of great help if you can mention what is exactly wrong in my post, so that I can rectify myself. Please don't repeat the words, pay your bills and stuff like that. I have mentioned repeatedly that our fight is against unlawful collectors and we never support deadbeats.

BTW, I will again suggest you to visit this thread. I have already posted it in the previous page. Also check the posts of JeffW on the previous page and give your feedback-

click2houston.com/troubleshooters/5428045/detail.html

Firstly you have indicated on a couple of occasions now that you don't support deadbeats, when in fact that is exactly what you've done. Mr. Intimidated addmitted that he didn't pay back a payday loan company, the Law Office contacted him/her because the payday loan company is our client. He took a peek at your site and decided that the Law Office was a scam. In your response to this person you say something along the line - "so now you know this is a scam"
Regarding JeffW. I don't know which case he/she is referring to. If he/she would be so kind as to post the file/case number I will look into this.

Educated,

Well structured answer, however, you have not responded to the other question. What about this link-

click2houston.com/troubleshooters/5428045/detail.html

Also, please understand, any collection agency willing to do business in any state of USA should be licensed to do so. There are several reasons a consumer will like to see some paperwork before paying you. Please go through the following link first.

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm

Now don't tell me that FTC needs to do some homework, lol.

People might have tough time in their life that does not mean they are deadbeats.

I reviewed the thread
click2houston.com...
Once again I have no idea which case this is referring to, however let me explain. We are hired by companies - Tier One companies. They send us files of their indebted customers. We then pursue the indebted customers on behalf of our clients. We don't pull names and numbers out of thin air. Letters are sent to indebted customers, along with a debt validation notice to those indebted customers within the USA. Our clients name and the full amount of the debt are indicated on the letter, which are on legal letter head.
Just because someone decides that they don't owe the money, or they can't remember doesn't mean they are being scammed.
If someone feels that they have a valid complaint, then by all means complain. Few if any of the posts on this site are valid, some are down right ridiculous.

If this was all such a scam, why then has our company been in business for nearly 10 years? Truly if indeed this were a scam do you not think that something would have been done to stop this by now.

Look I get that these people are angry, and obviously a select few believe they are being scammed, but that just isn't the case. Sorry guys, there's no story here.

This is a Law Office not a Collection Agency.

Educated (funny how you call yourself that), you certainly do spend a great deal of time on this forum trying to defend yourself and the scam company you work for. I guess you must have a bit of free time between your harrassment and absurd phone calls harrassing people with your no backing of documentation attitude throwing out false statements. There seems to be more people on this forum explaining their horrible situations with either you or your representatives than there are defending your side which clearly indicates SCAM written all over it. Why is it that no one can get information out of you? Why is it that you hang up when your bluff is called using your famous "we'll see you in court" pathetically coward attitude threatening that you will sue for more when you know you cannot. There certainly seems to be a enormous amount of information about you and your so called "legit" "law firm" here on this forum. I too unfortunately have has the pleasure of dealing with your unprofessional, trying to intimiate threatening attitude and my word of advice to everyone is don't fall prey to these means of harrassment and to take whatever means available to shutting these con artits down. In business for 10 years???? I guess a change of company names, addresses and lack of information you fail to present/deliver help hide you.

Same name, same address. I don't feel the need to defend the company I work for. We are hired to recover unpaid bills. Guest, when we contact indebted customers of higly respectable companies we don't ask "please"? Our conversations with indebted customers are not the first time they've heard about monies outstanding. Chances are they've already been contacted by a Collection Agency and obviously didn't pay them either. Bottom line here is that when we contact indebted customers and they don't pay, it's our clients that they're scamming.
Unfortunately as a result of people not unlike yourself, I choose to not use my real name because I've no doubt that I'd spend the better portion of my days having to deal with silly issues such as this.

Dear Guest,

If you'd care to provide me with your name or perhaps even just an area/zip code, I will look up your file and provide you with all the information you require.

Regards.

Yo Guest,

You trying to tell us that this Law Office called you and wanted money, but they wouldn't give you their address? I guess they just want you to drop payment in a mailbox and hope it gets to them?
Stop smoking Man, you got issues.

If Paul Kupferstein and Associates are bothering you with fraudulent claims
and threats, be sure to report them to 1) phonebusters.com 2) The Law
Society of Upper Canada at 416-947-3300 and 3) your state Attorney General's
office.

LAW SOCIETY UPPER CANADA COMPLAINT FORM :

??www.lsuc.on.ca/public/complaints??????m_en.jsp

MINISTRY OF CONSUMER RELATIONS : COMPLAINT FORM

??www.cbs.gov.on.ca/compform/engli??????aint.asp

Educated-
Let me shed some light onto the Click2Houston thread. I'm the one who contacted them after Mr. David contacted me. I was being sued for some 1-900 charges to my phone bill. Were there 900 charges on my phone bill? Yes. Did anyone in my house make the charges? No. But after talking to the company that represents the 900 company, they told me I had to pay it. Though I didn't think it was right, I didn't have time to fight with them so guess what-I paid it. Next thing I know, I get a phone call from Mr. David saying I was being sued for some stupid amount of money and if I didn't pay then my phone would be turned off. You stated that "Our conversations with indebted customers are not the first time they've heard about monies outstanding,". You are wrong! The phone call from Mr. David is the first time I did hear about the money I so called owed. I did hire an attorney back in November. My attorney asked Mr. David to send him all documents they have showing how they have tried to collect the money and we are still waiting to hear from the Law Firm.

Educated,
Upon contacting your office, I was not given any information you indicated in one of your previous posts rather you verbally harrassing and threatening me right from the get go. When I asked for the information you claim you "claim" your so called client sent you, you basically continued to threaten me with serving me at my work, suing me for an absurb amount and "we'll see you in court" and then hanging up on me. Not once did you ever give me the impression that you would send me the documentation rather give this "so called" client money that I for sure will not be sending to you. I was never contacted by a collection agency, just your agency and I truly believe that it is an agency not a law firm. Lawyers communicate with you in a professional manner, provide you with the documents you need not harrass/threaten you and basically ask for money when in turn not proving anything. The "so called" pay day loan company you say hired you, well if that is the case, you have all the information they have and would be able to provide it just the same when questioned.
Thank you guest for the information links on the Upper Society and Ministry of Comsumer Relations - I have contacted them.

As a lawyer in Maine, and reading through these threads - it appears that this outfit has recently changed tact in their dealings.
They appear now to have moved away from the 900 number scam to what seems to be the easier harassment sector of payday loans. There could also be a case of desperation here as they are probably under major investigation from several authorities including the RCMP. The ten years so called tenure in business could well be at an end. Looks also, like they have a new employee who is able to string sentences together.

People, people. The collection agencies and or debt collection Firms are not the ones providing the 900 numbers or are they the payday lenders. They are the ones given the bad debt files to pursue. You are all missing/not seeing the big picture here. If there were some 900 craming scams it wasn't done by these agencies, it was done by the 900 providers. The agencies are only doing what they've been hired to do. I'm sure once they too became away of fraudulent activities they (hopefully) terminated any agreements that they may have had with these companies. The payday loan industry is thriving and there are many people utilizing these services. Maine Lawyer (?) you refer to this as an easier harassment sector, what about the indebted customers that harass the collectors - it's done! I assure you, far more often than any 'harassment' going the other way. I incourage you to visit an agency and listen in on some of their calls. You'll be plesantly surprised at the conduct of some of these individuals - there not all the cream of the crop.
The company that you all keep refering to isn't going anywhere any time soon. They are obviously very very good at what they do - look at all the free advertising you are all giving them.
Good on you!

That is fine and well Sly Fox but you would think a reputable agency would conduct their business in a reptuable, professional and legit manner unlike Mr. David's agency. I understand that companies are hired to retrieve lost amounts but don't you think if they were a legit company they would have no problem turning over to you any documents you request and do it in a pleasant professional manner? I am not sure but I think either you have never had to deal with these con artists or you are connected somehow to them. It's simple, when asked to provide documentation (i.e. contracts, validation letters, mailing addresses, etc., etc., etc.) you provide them NOT harrass, threaten and hang up on people. You indicate that the agencies are the ones being harrassed, I have never encountered an agency who hasn't harrassed me which tells me they are obviously out to scam people. Good businesses stay in business and don't have people making false accusations about them because they handle themselves properly. When you read negative feedback about agencies by not one individual but many, many, many . . . . common sense would indicate scam written all over it. Yes, the agency apparently has been able to avoid legal trouble so far but all good scams will come to an end. Free advertising . . . I think not. This method you call advertising is alerting people not do fall prey to them and hopefully many people will investigate them first here and not be unfortunate as to give in to their threats and how would you know if they are not going anywhere soon . . . hmmmmmmmmmm.