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Paul Kupferstein - Mr. David - EBSI- 900 Number Dialers

Submitted by on Wed, 11/30/2005 - 09:24
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If you and your computer have ever had the misfortune of being attacked by a Trojan Dialer specific to 900 numbers, you more than likely have been dealing with the likes of EBSI (Enhanced Billing Services Inc) & Integretel (Both are Billing Aggregators) from entries on your phone bill. They are representing the internet scam outfits such as MMI Communications , Information Services and Live Interactive to name a few.
Unauthorized and evasive charges have been placed there by these organizations via the malicious dialer which accesses international 900 number sites. The only time when you are made aware of this activity is when you receive your monthly telephone bill.
The general rule of thumb is: when you challenge these bozo's (Aggregators) after their uneducated telephone reps accuse you or someone else in your household of accessing pornograhic websites, they tend to back down and credit your account (without any word of apology of course). You would tend to believe that this was the end of the matter.

Not so I am afraid, because waiting in the wings, months later are the lowlife bottom feeding debt collectors. These unsrupolous characters buy up old telephone records and debt from even more unscrupolous vendors and go after for what they can get. This is where you may have had a call from a Mr.David or others threatening you with lawsuits, disconnecting your phone line and further harrassment, without fully identifying himself or their client, which is the law.
If you do not challenge this moron on initial contact he may stay on the line long enough to tell you he represents the law firm of a Paul Kupferstein & Associates. Otherwise, he hangs up. The phone number they tend to call on is (905) 474 3535. Investigation of the number gives the address as follows:

Liability Solutions Inc
4981 HWY 7 East
Unit 12A, Suite 267
Markham, Ontario
L3R 1N1 Canada

Thats right Canada, They are also located at several other addresses including PO Boxes, and they are all located in the Markham area. They tend to move around a lot! For peace of mind call the RCMP Phonebusters 1-888-495-8501 or Recol 1(888) 495-8501 hotlines (same number) and your State Attorney General. The Law Society of Upper Canada are also very interested to hear from you. (416) 947 3310. They and the RCMP are very much aware of the activities of these scam artists in their area. This is total fraud and none of it would stand in a court of law. They are preying on vulnerability and fear using scripted scare tactics. Just ask your Attorney Generals office.

This thread has been started to put a case history together on victims and consumers they have targeted. If you are a victim please highlight your case on this forum so that we can get a portfolio of sorts on these crooks, and present it to the relevant authorities, and for general peace of mind. The more people who make complaints the more likely they will get investigated and have their illegal operation shut down. Take note they will infiltrate this forum with bogus victims who apparently ended up paying them after going through the courts. It does not happen! For further information on Kuperferstein and Co. check out further listings about them on this website through the following link:

http://www.debtconsolidationcare.com/forums/about2990.html

Quote:
Fear is the Key......Lets unlock it!


Jockman-
I hired a lawyer because nothing like this had ever happened to me and I knew I did't owe the money. My lawyer called Mr. David first and that got no where. All Mr. David would tell my lawyer is that he wouldn't talk to him unless my lawyer faxed over a letter of representation. My lawyer did that and asked for proof of the "debt" as well as proof of any and all intentions that had been taken in the past to try to collect this "debt." Months, months, months, months and more months later neither I nor my lawyer have heard from Mr. David.


Submitted by on Sat, 07/15/2006 - 12:14

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Well, there is a Charline Steed that works for the Law Office of Kup**:**. I wouldn't trust this company at all. When you call their number and ask for the extension posted, you get asked "Who is calling?". Why can't they just put you through to the extension asked for. Doesn't sound right to me.


Submitted by on Sat, 07/15/2006 - 13:04

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Intimidated, I've told you before that I already know who you are. Perhaps I should share the details of your file with the readers of this forum?
Scam? Yes do tell us all about being a scam.
Insider, I'll be in the office tomorrow - call me, but you will have to say who you are before I will take your call. They do ask who is calling, they may even ask the nature of your call to ensure that your call is being directed to the correct person. Yes, even if you ask for my extension - it's quite simple -just tell them who you are.
What doesn't sound right to me is the number of people that post on this site that truly do owe money. You know what I'm talking about Intimidated, don't you?


Submitted by on Sun, 07/16/2006 - 18:11

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Now there's a class act for you......threatening to display personal files on the web!!

WAY TO GO..."Charline"!!!

Over 6000 views CANNOT be wrong........oops sorry make that 5000....your "office" alone has accessed this forum at least 1000 times to try and clean up the farce that you and your "paralegal" (yeah right)friends created for yourselves.

What about the number of people on this site who TRULY did NOT owe money to you scumbags or anyone else?

Time for YOU to issue an apology!!!


Submitted by on Sun, 07/16/2006 - 21:08

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I must be forthright guys. I just got fired. It is all scam. We buy bad debt at a very discounted rate and try to use persuasion tactics and unjustified threats to get paid. While the debt we buy are probably legitimate in the sense that yall probably did somehow incur such, the circumstances in which the debts were incurred cause the retrieval of payment tough (i.e., online gambling, 900 numbers, etc.). So, rest assured yall have nothing to worry about. I apologize that I have been dancing around yall's questions for so long, and spitting back complete bullshit answers . . . I am loyal to the company I work for and believed that I was doing what was in the best interests of my employers. I realize now the whole thing is illegal and immoral. Sorry.


Submitted by on Tue, 07/18/2006 - 00:21

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24 pages of posts and finally some truth to the whole damn thing! Is anything Kupferstein does legal? What is all this BS about being a law firm, lawsuits, and such?


Submitted by on Wed, 07/19/2006 - 22:44

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Just one more thing - 'Yall' imposter Charline - where on earth were you educated?
Guest88 - I just want Intimidated to know that I am aware of her/his file. Intimidated keeps posting as though the law office has done 'him/her' a great injustice. The fact of the matter is that 'Intimidated' has an outstanding very ligitamate amount owing and just doesn't want to pay the company back.
You all feed off of one an other. Rumors are ugly, and certainly do have the ability to cause damage. However in this instance these highly untruthful claims have done absolutely nothing; except perhaps give you all some ideas on how to get out of paying your bills.
Hate me, I don't really care.


Submitted by on Fri, 07/21/2006 - 07:03

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Quote:

I must be forthright guys. I just got fired. It is all scam. We buy bad debt at a very discounted rate and try to use persuasion tactics and unjustified threats to get paid. While the debt we buy are probably legitimate in the sense that yall probably did somehow incur such, the circumstances in which the debts were incurred cause the retrieval of payment tough (i.e., online gambling, 900 numbers, etc.). So, rest assured yall have nothing to worry about. I apologize that I have been dancing around yall's questions for so long, and spitting back complete bullshit answers . . . I am loyal to the company I work for and believed that I was doing what was in the best interests of my employers. I realize now the whole thing is illegal and immoral. Sorry.


According to your post, you were fired. Now you are protecting the law firm? I feel you did wrong by posting the Intimidated has outstanding amount owed. That is down right wrong to post material like that.


Submitted by Not so Lucky on Fri, 07/21/2006 - 10:47

Not so Lucky

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"to you scumbags or anyone else?" this was posted on the previous page! Simpleton is bad - scumbags is good?
JJ, you are very quick to discipline my posts, but you don't have much to say when these nice people are defaming my character. Don't get me wrong, I could care less; but if you're truly monitoring this forum then monitor the whole forum not just bits and pieces of it.


Submitted by on Fri, 07/21/2006 - 14:48

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Charline, I do owe you an apology for not scolding the other posters as well. I try to spread my wrath equally.

everyone.. lets refrain from name calling and other personal attacks overt and covert. If what we truly wnt os a free safe place to speak, manners and consideration are mandatory


Submitted by jj on Fri, 07/21/2006 - 16:31

jj

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I second that. Enough of the name calling.

Question, Charline: if you know who Intimidated is, why has your company not contacted him? And granted, you have no clue who I am, but why when I stated to Mr. David that I had a feeling his attempts at collection were a scam, he stopped calling? Again - a $2000 debt. I know I wouldn't just write something off like that. Hell - I'm still trying to collect over 2 grand in back pay from a company that went backrupt. But my $2000 debt......just dust in the wind the moment I starting pushing back.

So maybe Mr. Kupfer.....er.....Mr. David should go through his old records and give me another call. It's been months and I miss him so. And if he could have proof of the debt ready to fax me, that would be great.

Thanks! See ya at TGIFridays.


Submitted by jedijeff13 on Fri, 07/21/2006 - 18:18

jedijeff13

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Now we have an internal issue on our hands. Mr. David indeed. You know who you're dealing with and they won't sit pretty!
FYI - 'Yall' is not a word.
In case you're all wondering...Mr. David and Charliine are the same person. (please note the way Charliine is spelt - two i's - you are very clever)
We have never, not even once purchased any debt files.
Jedijeff13, it was very easy for me to determine who Intimidated was. If you read back through the posts (she or he) gives some very specific information. The reason we are not longer able to contact Intimidated is written for all to see.
I have no idea why Mr. David has not contacted you again. Why don't you call him yourself and ask? Like I've said many times, call me and I'll be more than happy to validate your debt.
Hey JJ, are you able to track IP addresses, we may very well have a law suit on our hands...


Submitted by on Fri, 07/21/2006 - 19:10

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Do as you wish Charline - sink a little lower!

Your threats mean nothing to me AND you do not have anything on me.

Try posting any wrong info or slandering me in any way. I have now hired a lawyer and are sitting pretty just waiting for you to screw up so my lawyer can serve you LEGALLY with a legit law suit - that is a law suit that will stick unlike what you and your office does. It would give my nothing but pleasure to take money (via a winning law suit) from a company that tries to take others money illegitimately.

You have absolutely NO idea who I am despite what you might think or unprofessionally write.

Once again, I thought you were never going to post here again - another idle comment of yours.

Never did answer my questions/comments from my last post - what else is new - apparently nothing in the world of Kuperstein & Associates.


Submitted by on Mon, 07/24/2006 - 06:37

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By the way (because I as well as others would like to know), here is my last posting for you to response to.

If a file is handed over, then Kuperstein should have all the same documentation that eWallet Express has.

What are you trying to say Charline, that Ewallet said "hey, we'd like to hire you, here is a phone number, name, amount - now collect" but that they didn't provide you with any other particulars. Give me a break!

If you were hired by eWallet to collect the money and that you request the money be sent to you, then you should be one the one sending out debt validation. The company hired you, doesn't that mean you are the one in charge of this file now - why do you need to contact them back to authorize them to send out validation. Why on earth would a company hire you when in the end you are dumping the responsibility back on them to send out validation. They could have done that in the first place themselves and not needed you. They hired you to take charge of this account now take charge and send him validation or is it that this is another boggus scam out of this so called law firm.

How do you jump from $330.00 to $2000.00 - this one definately has SCAM written all over it. How do you explain the difference of amount Charline or are you going to come back with the same old comment "contact our office with your case number". I don't expect you to trying and justify this with an intelligent straight forward comment - you'll just beat around the bush again.

Don't do anything jockman811 until KUPERSTEIN sends you validation because they were the ones hired to collect, they should be the ones sending you validation - plain and simple.


Submitted by on Mon, 07/24/2006 - 09:30

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Oh but I (as well as this entire forum) recall you saying you did know who I was - back tracking are we?!

I suppose it would be much easier for you to disclose something if you were hiding your identity but unfortunately for you, you have indicated who you are over and over again on this forum - so know you will be under close scrutiny that if you try to slander me in any way with your false and untrue comments, you will face legal action. If you truly knew who I was was then you would know whether or not I was a "he or she".

I have nothing to hide but apparently you are back peddling now.

Are you going to answer the questions to my last post or continue avoiding them?!


Submitted by on Mon, 07/24/2006 - 09:44

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I'm not back peddling - you don't want me to know who you are, so I'll say I don't know who you are. Yes, I am going to avoid answering your questions to your last post because your case has absolutely nothing to do with eWallet, and besides I've already answered that question. You keep wanting to hear something that just isn't there.
I'm tired of playing games.


Submitted by on Mon, 07/24/2006 - 11:14

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You don't know who I am so once and for all give it up with pretending you do to intimidate people that your firm has some clue as to how to operate a legit firm legally.

No you have not answered the questions I brought up in support of jockman811. This is a free speaking site so if I wish to touch base on any topic here whether it relates/is addressed to me or not, I will do such so that it brings out the truth for the people asking the questions. You see Charline, all of us here are here to help one another unlike yourself who seems to avoid questions brought up.

My case has nothing to do with anything regarding your firm because I don't have a case - end of story.


Submitted by on Mon, 07/24/2006 - 12:34

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Here you go Guest 1.

Telemarketing Scam Uses Bad Credit To Snag Victims
File Complaints With Better Business Bureau

POSTED: 1:51 pm CST November 29, 2005
UPDATED: 5:10 pm CST November 29, 2005

HOUSTON -- An urgent phone call demanding that you pay off a bad debt may end up costing you more than you bargained for, the KPRC Local 2 Troubleshooters reported Tuesday.

"It can be very intimidating," Blake House said.

"This is Mr. David calling from the Attorneys Office of Paul Kupferstein & Associates. I am calling regarding an urgent legal matter," a phone message to House said.

House received a letter from the same law firm in Canada. The important legal matter was an alleged unpaid bill for $102.

"I just didn't feel that I owed this and I needed somebody to show me that I did. And they couldn't," House said.

John Owens, with the Texas Attorney General's Consumer Division, said Canadian scams targeting U.S. residents are on the rise.

"There's a lot of corrupt telemarketing going on in Canada, I hate to say," Owens said.

In this case, the Troubleshooters discovered the law firm of Paul Kupferstein is not even registered to collect debt in Texas. Every bill collector calling Texas consumers must be licensed and bonded, and with the Secretary of State.

The Canadian collector refused to talk about it.

"We represent about 60 different clients, so there's nothing I need to speak to you about at this time," a representative said over the phone.

House filed a complaint with the Better Business Bureau and never heard from the company again.

But others are still receiving harassing letters and phone calls, according to the Troubleshooters.

"Contest the debt in writing and send it certified mail," Owens said.

If that does not work, House said to try his tactic.

"I'll hang up on him," he said.


Submitted by on Mon, 07/24/2006 - 13:32

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Think what you will; I know who you are, I don't know who you are - it matters not. If it makes you feel better, go ahead and vent.
I have answered the questions many times over. You just don't like the answer.
This article that you all keep cutting and pasting is just an article. Someone got upset because they were called about a debt so they complained - just because someone writes something down on paper does not make it so.


Submitted by on Mon, 07/24/2006 - 13:54

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OOhhh come on sweet pea . . you could have done alot better than that. "Just an article . . . Someone got upset so they complained . . ." etc etc. Come on Charlene -- sometimes you have had some intelligent-like retorts, but this one ... ugh. Horrible angelface. I would have something to the effect that this Blake House fellow was a rare isolated case in that he had his identity stolen / someone got ahold of his personal information and rung up bad debts. You see Charlene, no one in their right mind should pay you and your sketchy company ... I mean, come on, the article portrays the scene perfectly ("This is Mr David from Paul K. . . What?! Validation?!?! I'LL SEE YOU IN COURT"). Credible news sources, such as Channel 2 in Houston, dont just publish complete bullshit. Being that I work for a credible newspaper I know that one fellow (in this case Blake House) complaining doesnt warrant a story like this. Before something is published, there must be at least a reasonable periphery investigation. Like the article says, "every bill collector calling Texas consumers must be licensed and bonded, and with the Secretary of State." (this is true for all but 4 states) and "the law firm of Paul Kupferstein is not even registered to collect debt in Texas." End of story. Not just some complaint written down. There are legitimate ways to collect debt, and there are illegitmate ways, Charlene and her "firm" have decided to attempt to collect debt the illegitimate way. Period.


Submitted by on Mon, 07/24/2006 - 16:45

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Well said Mr. David!

Either way, being a new person to this site, "Charline" in my own observation continues to avoid questions raised which would in my opinion indicate that they are hiding something.

You keep saying "Charline" that you have answered "Intimidated" and "Jockman811"'s questions regarding this eWallet topic but you HAVEN'T.

If you want this particular topic to end, answer the questions DIRECTLY and it may get quiet around here. If not, seems the debate will go on and your firm will continue to be on the hot coals for every comment you try to come up with an answer for or for every question you to try to avoid by saying "I've already answered your questions" when in fact once again you haven't.

Pretty simple and uncomplicated really.


Submitted by on Tue, 07/25/2006 - 05:56

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It has been months since Mr. David last called. In October it will have been a year since first contact. No validation of a debt has ever been provided to me. The calls I originally received were in regard to 900 number charges that were a result of a trojan dialer on my computer. I beleive the Law Office has stopped calling because they know the debt is not real and it is no longer profitable to try to collect beacuse I know their game. I believe, as earlier posts suggest, that they get old records for nothing or next to nothing and attemp to collect even if the debts are bogus.

There is an article by Liz Pullam Weston called 'Zombie' Debt Is Hard to Kill that talks about companies that buy debt for pennies on the dollar. It says something to the effect that if the collector can collect even $1 they have made back more money than they have invested. Charline, I wish you well in your pursuit of those that owe legitimate debts, but the attempts to collect the bogus debts using the tactics that the Law Ofiice uses is what drives the negativity towards its operation.


Submitted by on Tue, 07/25/2006 - 09:50

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Sandy, the law office has never purchased any debt files let alone those from 900 number services. All files that we had recieved were forwarded by service providers. I have heard stories about cramming and trojan dialers, and it's unfortunate that you were targeted.
I have tried and tried to explain on this forum that we have information forwarded to our office by companies that require debt recoveries. Some times access is granted to their servers and therefore we can access back up - other times this is not the case.
I respect the maturity displayed in your post. I believe I have seen the post Zombie Debt...that you refer to.


Submitted by on Tue, 07/25/2006 - 11:39

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WOW - now how hard was that Charline to answer Sandy's questions????

Why would you not show the "respect" to Intimidated and Jockman811's questions as well???!!!

I feel the need to stick up for them as you seem to lead a double standard here - that is you choose what you feel like answering too yet at the same time critize certain participants in the forum.

Funny how YOU use the word "maturity"!


Submitted by on Tue, 07/25/2006 - 11:49

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Mr. Kupferstein was disciplined by the Law Society of Upper Canada and in an agreed Statement of Fact admitted that the people who hold themselves out to work for him are not his employees and work for Liability Solutions and they pay him to use his name.


Submitted by on Tue, 07/25/2006 - 12:07

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Charline, It is entirely possible that your firm never pays for debt files. Not paying for the files would mean that any money collected bt the Law Office would be 100% profit. I can certainly understand the attraction to being in that business. I'm thinking that the reason for the collection tactics and such are in direct correlation to the 100% profit upside.

If the files forwarded to you do not contain the necessary information to legally pursue the debts, then why does the Law Office pursue them? Aren't there enough valid debts with adequate information to pursue? I think the answer there is that the profit margin may not be as high so they are less attractive.

I can understand your defense of your organization. You likely put a lot of effort into your job and it pays the bills. I'm just posing my thoughts for your perusal as it may cause you to wonder why this forum exists with regard to your organization.


Submitted by on Tue, 07/25/2006 - 12:28

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We work on a contingency fee basis, I assure you we do not profit from 100% of the collections. How on earth did you deduce that since we don't purchase files we must then keep all of the money? We are forwarded the necessary information required to pursue debtors. It's all the back up that I'm referring to. Some companies have pages and pages of electronic communications from each debtor! Again, you're looking for something that just isn't there.

Guest, that is a very interesting comment. In fact, the staff of the law office are employees of Mr. Kupfersteins - he's the one that signs their cheques.
Next...


Submitted by on Tue, 07/25/2006 - 12:48

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Guest1, I'm not obligated to answer any of these posts, and I absolutely refuse to continually repeat myself. You all continue to hurl your insults and derogitory comments towards me, and you insist that I and/or the Law Office has something to hide.
I'm not using an alias, and I'm not hiding my contact information.
I could be wrong, but I hazard a guess that your real name isn't Guest1?
Tell me who you are and provide me with your contact information and then we're on a level playing field. No, you won't do that because then your gigs up.


Submitted by on Tue, 07/25/2006 - 13:21

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Charline,

Now we're getting somewhere. You do not buy files, you receive a fee upon successful collection of a debt. That explains a lot. The contingency, therefore, must determine the lengths to which your organization will go in order to collect a debt. Debts with limited or incomplete information would likely be subject to the hard tactics to which many of us have been subjected.

Charline, I will admit to you that I believe your organization has integral ties to some of the businesses you are collecting for.

I'm not usually a conspiracy theorist, but it isn't a stretch to believe that someone could set up a scheme using Trojan dialers and subject innocent people to false charges and then turn around and attempt to collect for these charges. Any money collected in this manner would be profit (minus the time to collect) - hence the hard tactics. My comment about 100% profit came from this vein.


Submitted by on Tue, 07/25/2006 - 13:34

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Thank you for communicating with me through this forum. Your firm does have my personal information (more than just my name and phone number)since I made a complaint through the BBB several months ago. I'll look forward to hearing from your organization soon.

The negativity in this forum stems from frustration, fear, anger, and maybe some guilt. I'm surprised at how long you've endured this forum and to that I can only applaud.

I'll go back to lurking now. Good luck to all!


Submitted by on Tue, 07/25/2006 - 13:51

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Well apparently you are not "mature" enough to answer my question.

"Continually answer questions" - YOU NEVER did answer questions addressed regarding the eWallet siutation, especially the ones brought forward by jockman811 and intimidated.

I think I have been pretty straight forward with my questions and certainly don't consider them insults.

But apparently you have some bigger issues and are once again hiding behind the keyboard from the impression I get from reading your past postings and responses to them.

Are you afraid to answer these questions in front of everyone - why is that? To afraid you may say the wrong thing? Or is it that you will be exposed just like the company you work for has?

What are you doing on here if you are continually avoiding posts? If you have a comment for any specific topic THEN YOU BETTER prepare yourself when someone asks you a question to respond or don't bother posting at all!

Enough of your excuses. Either answer questions addressed or don't voice your opinion at all. Everyone here is looking for answers / support and all you seem to do is pick and choose what you'd like to address and when confronted, avoid it altogether.

Maturity ???? Do you know the definition?


Submitted by on Tue, 07/25/2006 - 14:01

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