Paul Kupferstein - Mr. David - EBSI- 900 Number Dialers

Followup:

Re: Paul Kupferstein

Your inquiry as to the discipline history of Paul Kupferstein was forwarded to the Discipline Department for response.

Our records indicate that Mr. Kupferstein does not have a past discipline history; however, he is currently the subject of a discipline proceeding.

On September 23, 2005, the Law Society issued Conduct Application CN88/05 alleging professional misconduct against Mr. Kupferstein. The hearing of
this Application is scheduled to proceed before the Law Society Hearing Panel on May 9 and 10, 2006.

The particulars of the professional misconduct alleged against Mr. Kupferstein are as follows:

1. He failed to assume complete professional responsibility for all business entrusted to him and to directly supervise staff and assistants to whom particular tasks and functions were delegated thereby breaching Rule 5.01(2) of the Rules of Professional Conduct; and

2. He sent a collection letter out under his name but under letterhead where the address and telephone number were not that of his office, but of his client, a collection company thereby breaching Rule 5.01(5) of the Rules of Professional Conduct.

If you would like a copy of Notice of Application CN88/05, please contact the Tribunals Office of the Law Society at (416) 947-5249.

If you have any questions, please contact me.

Gerry McCleary
Discipline Department

You must be somewhat disappointed.

Basically....the 900# scam was busted!!!

Who's disappointed? Considering he has just started running the scam, and when I filed a complaint I was told there was already this hearing in place, I think it's just fine.

Fact is, he has to answer to his tactics, and it will not go well for the man.

Jeff, thank you for providing some substance and information about this issue.

David called my work, home and mobile and left me a message for me to call him back, his message didn't sound like a Lawyer would speak like that, he left a client number and said i need to contact him within 24hrs and that there was an investigation done. he left the number 905-474-3535 and I thought that is an odd way to leave a message for someone that is suppose to be a lawyer, never mind the message, but why would he contact me, why not send me a legal letter of some sort. I decided to investigate and I came across this information on the net, I've called the Upper Canada Society and I will call RCMP. How the hell did he get my number and who the hell is he???

He got your name and number because the firm that he works for represents a company that you may be indebted to. Why would you not call him back to see what the call was regarding?

He got your number from a file that was forwarded to Mr. Paul Kupferstein's office from a company that you may be indebted to. He is not a lawyer, nor does he claim to be. He indicates that he is calling 'from' the Law Office of Mr. Paul Kupferstein.
I would recommend you call him back and see what the call was regarding, and if indeed it is related to an unpaid balance you should arrange payment.

Mr. David works for the firm that contacted you. Contact the office and find out what he was calling about. You may have an outstanding debt that you've overlooked.

make sure that 1) you do not pay anything unless it has been properly validated and 2) If possible try to pay the original creditor

FG and em are not the same person OK!!!!!!

Sure there not the same person. I will even go further with assuming they are connected with this boggus firm especially with the comment "you must be somewhat disappointed". Actually, I am quite pleased with JeffW's posting - FINALLY!

I didn't read a post accusing them of being the same person. The guilty dog barks first!

Who cares who makes the post. 'Best defense is an offense!'

"Sarcasm is the best form of wit"

Whatever gets you through the day.

I live in NS Canada . I had borrowed money as well as my parents on many occasions for our local cash store. Everytime I tried to arrange to make payments on the loan I was cohersed to borrow larger and larger amounts every time. I was bringing home 1000 dollars a month and they were lending me over that every 2 weeks and making my loans larger to pay off the balances. I enter a rehab facility in Jan 06 and advised them i would have to make payments, they were ok with this.
In March of 06 I recieved a call from Mr David ("The Law Office") Mr David said I was being sued for 5000.00 that I had multiple loans that I didnt pay ( why would any company lend me money when I wasnt paying multiple loans) He also stated that my local cash store no longer had my file that he did and I could not get a copy. He also said I would have to go to court in NB and I told him that the transaction happend in NS any and all proceedings would have to take place other wise I would apply for a change of venue due to the NB Laws being different from NS. Mr David hung up. A few weeks later I recieved a letter from my loacal cash stores manager saying that we should touch base and make arangments for payments and that they still had my file (I wonder if Mr David knew this) Well Mr David's second call could not have come at a better time,,,, At the begining of May 06
all 12 NS cash stores lost a law suit of 4 million dollars, the were found in violation of NS criminal code, charging over 400% interest over a One year period. They were ordered to close their 12 NS locations for a 2 week period and repay all monies ( card fees admin fees and all intrest they have charged their clients .When Mr David called to tell me his gong to see me in court ( which is all he ever says) I inquired about when I could expect repayment of the monies I was owed due to the law suit. MR DAVID HAD NO IDEA WHAT I WAS TALKING ABOUT NOW IF HE WAS A LAYWER FOR THE CASH STORE SHOULDNT HE KNOW ABOUT ANY LAWSUITS THAT HIS CLIENTS WERE INVOLVED IN!!!!!!!!!!!!!!!!!!!!!!!1
Mr David is his shock and stuper replied I WILL SEE YOU IN COURT!! Mr David sounds to be an incometent bafoon who is reading a script!!! He will not answer any questions and wants to hear nothing from you he just calls to say he is going to see us in court!!!
Mr David please send me my long await court documents, They will surely assist me In getting as much as I can when I sue the ass off of you and LBI as well as the Cash Store!!!!!!!!!!!
With your phone calls recorded and you silly court papers Im sure I will get a good chunk of that 4 million for all your harrasment and pain and suffering. Since you such a great laywer you should know about pain and suffering No!
Yours Truley
Nova Scotia

The fees added by the Cash Stores aren't all interest fees. Read the papers that you've signed and you'll see this for yourself. Don't cry wolf either. Any time you go anywhere attempts will be made to 'up sell' you, that's the way the world works. You chose to borrow money again, they didn't hold a gun up to your head.
The Law Office represents this company for the purpose of debt recovery - soley. They are not legal councel for the issues regarding the NS locations.
The payday loan industry is here to assist people that my not otherwise have access to money that they need for short periods of time. You are made aware of all additional charges interest and other when you apply for a loan. You have to sign a contract. Then you get upset when it comes time to pay back the loan. Keep this up and pretty soon you'll have no place to go when you need money, not the bank, not the payday loan industry. Then what will you do?

I'm so very tired of people complaining about an industry that has helped you in a time of need. Remeber these are the awful people that helped you pay your bills or buy that special someting that you otherwise would not have been able to do.

"Guest" aka Mr. Kuperstein, Mr. David, etc. - give it up - no one wants to hear your boggus preaching anymore. v8-Mijac hit it dead on as has many other people. You are a pathetic company that feeds off of people fears. I got a call from this fraud of a company in February, pretty much went through the same ordeal as did v8-mijac. Was fortunate enough to so some researching and found this website and determined how boggus they are. Not once ever again after that initial call did Mr. David have the nerve to call me back. I wish he did! I sure would have plenty to say to him. Glad to hear you didn't fall prey to this illegimate firm!

Did you have a payday loan that you never paid back? You must have otherwise you would not have received a call. Not only did you take out a payday loan, you never paid the company back. Who's the fraud? You are a criminal. You signed an agreement with a company to pay them back for a loan they gave you. You have a peek at this website and decide you don't have to pay them back.
Get as angry, and blame as many different people as you'd like. The Law Office doesn't feed of of Peoples fears, they are trying to get you to pay back a company that you didn't pay back.
Look straight into the mirror when you call someone "pathetic"

This posting was originally set up to discuss the 900# scam your "office" were heavily involved with. Funny how you come on here and no longer discuss that issue, but constantly bloat about how "ethical" you all are in the pay day loan business.
Guess.. failure is an embarassment!
Clean your mirrors!

Yes I had borrowed money from the cash store, and yes I paid them back on many occasion. I did this every 2 weeks for a year getting deeper and deeper in debt. When I hit a very hard time in my life, the store employees were very nice willing to let me make payments when I returened to work .....my complaint is not against this store It is against an arogant **** who thinks hes a big shot intimidator, who calls my house to warn me of the so called court case and papers he is going NEVER send my god just say you a phone monkey calling from a callcenter jesus we know what you are. You cant even answer a simple question, you lie about information you have It a huge crock of bullshit. But I am very happy to have found this site as well as more info about your company and employer's like where you work... live...home numbers. even where your children. So Mr Law office keep up the good work ... and you will be hearing from me soon in many diffferent ways . Like 3 am when you home in bed. Shit I work for MS and I dont try to defend thems as much as this ass for his 10 buck a hour job. Imagine to fu****** cowardly to give your real name but It was hard to find considering I am a paralegall/certified notary! with alot of friends jack ass . See you soon

[color=Red]****Adult term removed - Jason[/color]

Yeah when you go to mc donalds they ask you to upsize.
But when you go to a payday loan company and read their rules regulations and Sign the contract OOOHHHH
It states that Customer is """"only"""" eligible to recieve a loan of 30% of their income. That way they are not giving you a loan you could not possible pay back in full on time. It sounds like Mr david sure knows his stuff about debt and collection most of what he tries to babble out is somewhat true. However Mr david do not pretend that you are a laywer calling from a lawfirm and quote the law when you have no idea and have not researched the laws in the states and provinces you are calling. You should know these things Just because you are in ONT doesnt mean you can call NS and expect to know what you can and cannot or cannot say.
Yes defend your company all you want !!!!!!!!!!1
But when you are wrong be a man and admit it !

This guest is a charlatan! Payday loans are a scam and you know it! You people screw with people's accounts, you charge exponential fees and interest (can we say "extortion"?) and you cal people and harass them with all these ludicrous threat that even you know will not be done because "Hello?" they're illegal! You're a lying 'tard! Get bent!

!%@$!@!^*#@!^*#^!^@ I think it is about time to end this forum... can we please try and have some constructive dialogue here.... Ari, my fellow mod is there any saving grace in this thread?

Well said "HA HA"

JJ, if you close this forum, then Mr. David and his worthless collegues will have nothing better to do with their time and the many victimized people won't have somewhere to go to make themselves aware of this illegimate operation.

They can't get anywhere with their boggus calls so they slum around here trying to intimiated people in another form. Funny how real collection agencies / law firms call and in one form or another, get the file closed but you Mr. David had only called me once, acted of course unprofessionally and unprepared for someone who called your bluff - guess your boggus claim must not be that important or rather "legit" because if I really owed money and you were hired to get it like you have stated, then why is it nothing more has been done to get this so called money back - it has been almost a year! And yes, you are pathetic - sleep well.

Sad, very sad.

I am thinking that we could make this a read only thread

I second Guests' comments about not shutting down this thread. This is sort of a timeline topic as well. If you allow it to be a "read only" forum - no one will know if they are still trying to fraud people as the date will be in question. People need to know how long this has been going on for and how long it continues to go on. Otherwise, new victimized people will not be able to alert anyone of their current wrong doings all they will see if the last date for the last posting.

But where will I post my updates to his case infront of the Canadian legal board?

:)

Exactly Jeff W!

okay, then since it does appear that at least some people are trying to be constructive here, I stand down on my thoughts about this forum..... here is to an informative, productive thread free of the bs that has been all too common

Good executive decision JJ!

thank you for all the info about kupferstien's office. i was about to go out and get a money order for my boyfriend. his former boss bounced a cheque that my boyfriend cashed at money mart over 3 years ago. now that i know it's a collection agency we can deal with that appropriately.

Absolutely zero charges against Paul Kupferstein. There were a couple of post deleated from this site. The moderators only want people to post one side of the story?

got to the upper canada law society web page and goto hearings. paul kupferstein's hearing was on may 9. for your information

upper law society of canada web page. under upcoming and recent hearings. may 9 & 10. Paul Kupferstien. for your 'information'

ha

I know when the hearing was, there were absolutely no charges laid. A big waste of time for all concerned.

Then what happened at the hearing?

It was alleged that Mr. Kupferstein failed to porperly supervise his staff, and that mailing were sent from an address other than his own, and there were no charges for either of these "allegations". This hearing had nothing to do with a scam, or fraud as is mentioned in several of these posts.

what then were the findings of the hearing?.. I am assuming that the hearing was a result of allegations that were investigated and then a statement of charges or allegations was prepared and a hearing was held to review them and determine if further action was necessary, if so then there must be a findings of fact or some similar end result of the hearing

"Information", sounds to me like you may Mr. David or a collegue of Mr. Kuperstein's office. Please enlighten us with answers to JJ's questions. In the meanwhile, I will check the Upper Canada website for my own personal curiosity. How on earth could a company that conducts business so illegitimately get off - can't see that happening "Information" or are you just trying to intimidate people into believing that nothing happened in order to come across that your company operates legitimately?
P.S. Still waiting for a follow-up call from you but then again it has only been 7 months since your last boggus call when I asked for validity. In return, you cowardly hung up and surprise, surprise, haven't heard from you again.

Wait to see the updates on the LSOUC site and read for yourself. You people seem to seek trouble.

For some strange reason, my posts seem to be getting lost!
To all concerned, follow up with the LSOUC site for info pertaining to this nonsence.

I suggest "Guest / Information" you re-read your comment and ask yourself who really is the one looking to seek trouble as it is certainly not the victims of Paul Kuperstein, etc.
AND I eagerly wait to see the updates as I am sure it will be just as long as I have been waiting to get another call back from this boggus firm - which will more likely than not be NEVER as they have no leg to stand on and they know it. I am sure you will have yet another comment defending this firm.

According to the website it was a) a disciplinary hearing meaning that there was sufficient evidence upon investigation to hold a hearing and b) based on the text of the hearing schedule the charges do relate to actions indicatinve of some of the issues raised herein.

As of today there haev been no outcomes posted. An email was sent to the law society asking about the outcome. the response will be posted here when received

Thanks JJ!

You're not a victim of Paul Kupferstein's, your a victim of unpaid debt.

The following are the results of the hearing. While it appears to be a slap on the wrist, it is something that most good attorneys would be emabarrased about. Additionally it means that any transgressions should continue to be reported as bar associations (law Societies) tend to get a little cranky with repeat offenders..

have received your email re Kupferstein matter, file number CN88/05. The Hearing panel ordered that the member be admonished and costs payable to the Law Society in the amount of $750.00.

A copy of the order can be sent to you via mail or facsimile.

Should you require any further assistance please contact the Tribunals Office directly at 416-947-5249 or via email at tribunals @ lsuc.on.ca.

Thank you

Mirka Adamsky-Rackova
Administrator
Tribunals Office
The Law Society of Upper Canada
(416) 947-3300, x 2238