Paul Kupferstein - Mr. David - EBSI- 900 Number Dialers

To the last Guest post.. this kind of post is unproductive and without merit. Please refrain from posting these pointless slams.

Yes Mr. David (aka Guest) not only refrain from these posts, if would be great if you could refrain altogether and slum away and not be heard from again BUT unfortunately you know nothing else.

Thank you JJ for the information. Either way, Paul Kuperstein, Mr. David, etc. are never EVER going to receive a cent from me and as long as this forum maintains available to other victims, I hope they do the same. The more people find out about this scam of a company, the better for everyone. Do you get it now Mr. David, not ever will you receive a cent from me and I am still waiting for a follow-up call as I can see others on the forum are too! No matter what happens with charges being laid, complaints being made, etc. you will never get anything from me and hopefully everyone else too. NOT EVER.

You still don't understand. Intimidated, good on you, never pay PK a cent - but pay the company that you are indebted to. Not paying for a service that you were provided is theft. You've committed a crime. The charges against Mr. Kupferstein were for allegedly not properly supervising his staff and mailing a letter(s) from and address other than his own. Clearly a slap on the wrist is all that was deserved.
JJ, how is pointing out to someone that their unpaid debt is what precipitated Mr. Kupfersteins office to contact them a pointless slam?

I've been skimming through all of these collection agency things, and it seems like some people just don't want to pay for a bill.

This is for Guest otherwise known as "Mr. David" - I DON'T OWE A CENT!!!! So explain this to me, why are you calling me and threatening me? I expect from you a response to my question or have you not been taught how to response to that one and just hang up the phone and never call back again KNOWING you will not receive money from yet another victim of this office. Slap on the wrist is all you say this boggus law firm deserves??? Clearly you lack much intelligent in this matter or are completely oblivious to the way you conduct yourself. My suggestion to Paul Kuperstein and Associates is that if he cannot properly train his employees to act professional then he should get out of the business or he has some real problems with the people he hired who are inturn giving his so called firm a bad reputation. I HAVE COMMITTED NO CRIME despite what you write. In fact, you have committed a crime and it is called verbal harrassment. Paul Kuperstein is obviously operating a corrupt system - why else would he be mailing out documentation from an unknown address. I have been trained in the legal environment and not once have I ever heard a legit lawyer operate in this matter. I have said it before and will say it again, this a boggus, scamming operation going on. The compant feeds off threatening people into sending them money and then you never hear from them again. Guest, you are the one who doesn't understand. Stop preaching to me and move on. And to your comment to JJ, I would like to respond to that if I may. It is a pointless scam when in my situation I don't owe a cent (and I am sure there are others - probably the vast majority of who you harrass). As said in previous posts, you are the only one defending the boggus company and changing your name to give the impression there are others out there who agree with you doesn't fool anyone.

Intimidated, provide me with a case/file number and I'll explain to you and everyone else why Mr. David has been contacting you.

Guest (in Markham)==== While you are attempting to be ethically correct ... LOL. Would you like to take the same opportunity to explain to everyone about your failed efforts and accompanying harrasment involving the 900# scam?
Go on ...Dare you!

Quote:

Well said Guest8 and JeffW. I couldn't have said it any better and are completely in agreement with everything you have stated to the infamous Mr. David hiding behind the name "Guest".

JeffW is correct in stating that you have written that same comment Mr. David or whoever you are before over and over again and ALSO when asked for validation of the so called debt you claim I have (which I don't) you also pathetically threatened me behind a telephone cord I might add. I wanted to confront you face to face at your boggus firm to shut your accusations down but you had stated that I could not make an appointment and that if I didn't pay some stupid amount of money, you would see me in court and sue me for twice the amount you were asking for in the first place. Don't try and deny it because it did happen. Your so called firm does not allow anyone to come in or you don't provide anyone with any sort of documentation you claim to have BECAUSE you don't have it and are running an illegal operation. When I had asked you to provide me with written validation, you had stated that you would send it to me after you received my payment by noon the day after your call and I also had to send it by Fedex to some boggus address - what an illegal operation! I am not sure of the laws in Canada but just in case for future reference if it can ever be used, I taped our conversation and hope that one day it can be used it to officially shut you down. You certainly weren't on your best behaviour when talking with me . . . .

I anticipate your comment for this one and please try and think of something different than all your other postings because you are starting to repeat yourself and are really wasting space and your breath.

I don't know anything about a 900# scam. Our office is given (we do not, nor have we ever purchased) files from companies that require recovery services. Every debtor is provided with a case/file number, the name of the Lawer and the associate working the file, the amount owed and the company for which the debt file originated. If there were any discrepancies regarding the 900# business it was not in any way whatsoever the responsibility of the Law Office, I'm well aware many of you disagree. There have been many situations surounding the 900# industry, and I empathize with any and/or all of you who were a victim of the various activities regarding 900#'s.
Although I am not Mr. David I can't give my name because my extension would never stop ringing with harrassing calls from people such as yourself who strongly believe they've been wronged by the Law Office when in fact the blame lays elsewhere.
It's very difficult on this side of the fence. We encounter too many people who claim the debt isn't there's or they claim fraud - countless excusses are given as reasons in an attempt to get out of paying an outstaning debt. The associates, as with all recovery companies, job is to recover monies owed to other comapnies - if they simply believe everyone that told them "I didn't do it, the debt isn't mine" all recovery companies and/or firms would be out of business and no one would ever have to pay outstanding amounts owed.
Coming back to the 900# business, this is a bit tricky because the owner of the phone line is financially responsible for all calls coming to and from their phone line regardless of who made the calls. Anyone at anytime may have placed a 900# call from your residence without your knowledge, and unfair as it may seem you are responsible. 900# blocks are available from your local carrier, but they are not 100% fail proof. When a call is placed to your local carrier with a complaint regarding a 900# they simply remove the charge from your bill, the charge is still owing however. The carriers are paid in advance by the 900 services so removing the charge from your phone bill means nothing to them. It the 900 provider that is out, and many of them used names that were not easily recongnized by the person and/or persons that we made contact with. JeffW, I wish I could help you out more.

Well "Guest", you have the upside to this as you keep your identity hidden so that you save yourself from what you call being harrassed yet unfortunately we cannot keep you from harrassing us AND I have been wrongly accused whether you agree or not!

Funny how you didn't touch base on anything really that I brought to your attention - why is that??????

Whether you are Mr. David or not, you are still a part of this firm who operates illegally. How do you explain or justify the way your office harrasses people and won't provide them with the documentation they request/require. If as you say you are hired from a particular company to work on behalf of them, then the excuse of not having the documentation to provide to the people you are harrassing should be readily available to send out at any request. No excuses for this one NONE. Don't give me the lame excuse that you don't have the documentation, that the company never provided you with anything because if you were a legit law firm and were hired by a company you would have the same documentation they have END OF STORY. They would pass onto you whatever they had and this is a FACT.

Try being on the other side of the fence as you call it and accused of owing money when in fact you don't! Even if I did owe money, no one deserves to be treated the way you treat people over the phone EVER!

In my opinion, there really isn't much you can say to me that would change my opinion of how you and Paul Kuperstein's office operates their business BUT I feel you owe me an answer to my questions.

P.S. I was NEVER given a case number, etc. just a boggus address to send money and a fake name of the person calling (i.e. Mr. David) and from JeffW's post, sounds like he had the same scenario as me - how do you explain that one!

First and foremeost, if you don't owe any money then move forward.
Mr. David is an associate here at the Law Office. It is illegal to use an alias when providing recovery services. The boggus address that you refer to was probably our post office box address.
I'm not sure where you get your facts from, but when files are received they are most often sent electronically, we very seldom, if ever have any sort of paper back up. If you truly do not recall the debt in question simply contact the company for which the debt originated. We're here to recover money, we're not in the business of re-invoicing people.
You may not recall being given a case number, but case numbers are the how we identify files.
I'm not attempting to change your opinion of the Law Office, your opinion is your right.

I second Intimidated. I was called on a daily basis concerning this debt your company was retained to collect. I had one simple question - please forward me proof of the debt. That was it. I didn't ask you to jump through hoops. I didn't ask you to overnight it. I didn't expect you to hand deliver it. I would have taken a fax. Hell - you called my house. All you had to do was have your fax machine dial the same number and I would have had my fax machine receive your documentation. But no. No.....that was too much for you to do. "SEND THE MONEY OR I WILL SEE YOU IN JAIL!" That's what was screamed over the phone line into my ear. I was polite. I never swore. I never used any disparaging language. But you did. You made no attempt to work with me. You are a man of the law? Then why won't you follow the law and send me proof of the debt? You would call me daily for 2 weeks - the second call could have been faxed proof and you would have gotten money from me. But no.....you couldn't. Then I found this board, and I dug in my heels. When I brought up the facts I learned about you and your illegal tactics from this very message board, for some reason you stopped calling. And when I notified the legal board of Canada, I was told that there was already a complaint against you. Further searching on the web brought up the Texas news channel report of their run in with you (I won't post the link - just go back a few pages in this thread, you can find it). I had a friend call you and try to work out the issue - you threatened him. In further searching I found your website is nothing but a front, and every single person that reads this knows what type of person you really are.

I just wish more people would find this board. Find out who you really are, and stop sending you money. You are the lowest of the low. The phone companies that originally billed th 900# know the reason for the calls, and they excused the debt. You know the reason of the 900# phone calls. But you prey on the weak. You cower in the dark of your hidden world, cursing everyone, screaming threats and being a complete joke to the profession you joined. You drive your dirty car with the dirty money you have gained being a bottom feeder. Live the high life off of people that did nothing wrong.

Just one. Post just one bit of proof of a single company that has a legitimate debt they asked you to collect. You can't. You have nothing, because you are nothing. Your day will come. I can't wait to see it.

Go ahead....respond. Make your false claims about feeling sorry and how documentation is provided. Empathize with us. Be my friend, my buddy. Say how you want to work with us. State that if I just give you more information you will be more than happy to help with my case.

No.

You had your chance. I never turn my back in my debts. Ever. Not when they are honest. But I will not deal with a man like yourself, with no honor, no tact and no soul. I gave you every chance to get financial restitution. But you tried to play hardball. And that is where you fell apart. That is when I took over, and when I was the one in charge. And then all of a sudden, you stopped calling. Wow.....one would think a debt as large as you wanted to claim would be an amount a company would not just write off. Unless the debt wasn't real. Maybe the phone calls weren't real? Oh wait....I know those are. I forwarded copies of all the phone records and recorded calls to my state's attorney. So why would you stop calling me the very day I brought up the fact that you used the same illegal collection tactics on other people??

So, "Guest/Mr. David/Mr. Savage/Mr. Kupferstein", I am going to give you a choice of which question you want to answer:

1) Why didn't you fax me proof of my debt when I asked?

or

2) Why did you stop calling me when I mentioned that I found out about your illegal actions?

Moving forward is all you have to offer me after what your company put me through. The reason I am posting on this forum is so that the other victims of your boguss law firm have somewhere to refer to in order to make sure that they don't fall victims of your scare tactics and illegal operations. As long as this forum maintains intact, people will always have somewhere to go hopefully before sending your company any money and learn about how you exactly operate your business.

Funny how you say he is an associate and that is his real name considering it took me almost 10 minutes just to get his name from him! Looks to me like someone else had taken over on belhalf of this firm with regards to posting on this forum or did Mr. Kuperstein finally terminate him.

You still never answered my question regarding setting up an appointment - why is that? Any real law firm would have no problem with meeting someone if they wanted a meeting. Still waiting for an answer. . .

So you admit to having some sort of documentation on hand be it electronic or a paper trail - you still HAVE some sort of documentation that if requested YOU would be able to provide. SO then why is it that when asked to prove validation YOU refuse to do so? There is such a thing in this day and age to print electronic files in order that you can forward documentation to people via mail or fax and be it you say you have electronic documentation you could send them a copy electronically! People are not asking you to re-invoice them, there are asking for validation and if you have been hired by the company to retrieve monies then you should have no problem forwarding any documentation that is requested.

Like I said before, the conversation I had (and taped) with Mr. David was based mainly on him harassing me whenever I had asked him to provide me with any documentation. NOT ONCE did he ever provide me with some sort of case number - I DO RECALL that in fact I am 100% certain. All he did was asked for a absurd amount of money and if I didn't pay up before noon the next he take me to court and sue for double! Get real.

I suggest you take your own advice and move on especially if you cannot provide any valid information on why your company operates the way they do.

ONCE again, I ask that you answer all my questions and not tip toe around them.

WELL SAID GUEST - I couldn't have said it better myself!

Quote:

Guest - what can I say - fantastic job at setting this "secretive" person straight.

Everything you have stated is exactly everything that I have said over and over again to this firm.

Glad to see there is someone else out there who thinks outside of the box and confronts these people head on!

Let's actually see what they TRY to come back with this time!

DANG! For some reason I lost my password on my old acct, and my email addy is all messed up. Hope you don't mind I had to join up again...

FYI - those past couple of guest posts are mine (JeffW).

Look I've responded and answered your posts many times over. I've given the same answers, even tried to word them differently so all would understand. You keep coming back with the same things that I've already addressed many times over. I have only ever posted as 'Guest' as have many others.
I can't answer some of your concerns because you say you were never given a case/file number, when everyone we deal with is assigned a case/file number.
Our database is state of the art. We will under no circumstances print off of our database to send you information. We don't have access to all of your unpaid invoices, we have your contact information and the amount that your are indebted.
Our client list is confidential, I may only disclose a client name with written consent from them to do so. I'm not so sure why you feel a list of our client base is relevent.
Someone mentioned that they ever tried to have a friend call to get information. That is third party disclosure, and it is against the law for any company be it legal or collection agency to discuss particulars of a case with anyone other than the indebted person - unless they are a minor.
We will discuss particulars with a lawyer that you may have retained, but we must receive a signed letter of retainment on legal letter head before we will discuss anything.
These posts are going in circles. I've answered all I can to the very best of my ability. I know you don't think it's good enough - I can't respond to any allegations that you may have regarding Mr. David as I'm not him. As to whether or not he posts on this forum or not is entirely up to him.
If you would like to post your name on this forum so that I can verify the information you're giving me, I will respond with the particulars without disclosing any confidential information.
I have absolutely no concerns that you will put the Law Office out of business, you must have read my previous post rather quickly. I said (not quoting) 'if we believed every debtor that tried to convince us that they didn't owe anything', we along with all other firms and or collection companies would be out of business.
Intimidated, I'm extremely curious to know why you are here, you are a payday loan concern are you not? A previous post mentions a payday loan. I know the 900# industry is difficult to understand but the payday loan industry is cut and dry.

Guest, I AM extremely curious as to why you HAVE STILL not answered my question WHY you would not allow appointments at your office to determine relevancy of your calling in the first place.

Talk about circles, you seem to be going in one avoiding my questions . . .

I received a call from you this is why I am on the forum and like it or not, this is a free speaking forum. Might I add what are you doing here. You seem to be spending an awful amount of time on this forum, must be real slow or you have no one left to harrass at the so called firm.

I had a pay day loan, paid it off long before you called. So you see, it is not cut and dry especially when you people are harrassing me for something that doesn't exist. Upon contacting the pay day loan company itself, they have no idea why you are calling me and have received numerous complaints on how you conduct business.

ALSO, and read this very carefully Guest, you say your client list is Confidential well think again. Mr. David was not smart enough to indulge that information to me. He most certainly told (rather yelled) the company name that he said hired him and I knew this was a scam when I asked him to confirm the amount I supposidly owed. He stated an amount almost three times the amount I HAVE ALREADY PAID OFF.

IN ADDITION to your other comment about speaking with lawyers that have been retained, I told him I would retain a lawyer if he kept harrassing me and he told me, "I will see you in court and ensure you go to jail along with your lawyer". Interesting huh?!

I suggest you really think about what you write because it sounds to me like we all have a very good response for everything you try to bring forward. The way you and your collegues operate your business contradicts everything you are stating here because it is not one in the same. You are going around in circles and it looks like YOU can't out of the pattern.

You cannot fool the majority of people who have had the unfortunate pleasure of dealing with your so called firm. No matter what you say or how you try and justify the way this company operates, it won't matter.

You are not our friend, nor do you want to help so WHY ARE YOU HERE? You cannot set the situation straight, it is what it is and you have been exposed.

P.S. Are you going to answer my question now or yet avoid it for a third time?!

You are not represented by the Law Office, we provide collections services. If you wanted to come to the office to take care of your outstanding debt then you would have been given directions.
If your file was taken care of before we received it, then your file was sent to us in error. Perhaps your cheque was returned NSF? I encourage your to retain a lawyer, and have him/her contact the Law Office and we'll discuss the particulars of your case with him/her. If you think you've been wronged then take action.
You're pretty quick to attack me, but I've offered several times to look into this for you, but you won't give me the information I need to do so. You claim that you were harrassed and that Mr. David was rude, but you've repeatedly named called and defaimed my character. You are absolutely correct, yet again, I am not your friend, I do however want the truth posted on this forum.

Intimidated, I went back on this forum to review your initial post. You make no mention of the file already being paid, only that you are moving and that the Law Office won't be able to find you, and that you were glad to have come across this forum because the Law Office must be a scam?
I'm pretty sure you won't be providing me with your name, because then we will do a skip trace on you and continue to pursue you for the unpaid balance of your debt owed.
That is unless you just forgot to mention that you had already taken care of this. I handle these situations you see, and if anyone claims to have already taken care of an outstanding balance I simply contact my client for verification. Indeed had this already been rectified your file would have been closed with notes indicating that your file was sent to the Law Office in error.
Please post your real name, and I will share the truth with everyone.

I think before any of us post ANY personal info, why don't you tell us your name? And a contact number? Oh yeah.....you are afraid we all would contact you.

And like Intimidated said: why haven't you answer his questions? Or mine? I gave you a choice or either question to answer, but you choose to ignore both. With actions like that, it certainly seems like you are hiding something.

Let's take a close look at the Fair Debt Collection Act, shall we http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
[quote]
Article 809
Validation of debts [15 USC 1692g]

(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing --

(1) the amount of the debt;

(2) the name of the creditor to whom the debt is owed;

(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;

(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and

(5) a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.

You said it yourself, guest - you are in the collection services business. By law, you are required to send a written notice with the debt amount and the creditor's name. So by that simple fact alone, you and/or your company have violated the law.

Section 811
Legal actions by debt collectors [15 USC 1692i]

(a) Any debt collector who brings any legal action on a debt against any consumer shall --

(1) in the case of an action to enforce an interest in real property securing the consumer's obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or

(2) in the case of an action not described in paragraph (1), bring such action only in the judicial district or similar legal entity --

(A) in which such consumer signed the contract sued upon; or

(B) in which such consumer resides at the commencement of the action.

(b) Nothing in this title shall be construed to authorize the bringing of legal actions by debt collectors.

To take any of us to court, you must do so in our local districts, per 2b. Your company makes threats to the contrary.

Section 808
Unfair practices [15 USC 1692f]

A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The collection of any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly authorized by the agreement creating the debt or permitted by law.

(2) The acceptance by a debt collector from any person of a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector's intent to deposit such check or instrument not more than ten nor less than three business days prior to such deposit.

(3) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution.

(4) Depositing or threatening to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument.

(5) Causing charges to be made to any person for communications by concealment of the true propose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees.

(6) Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if --

(A) there is no present right to possession of the property claimed as collateral through an enforceable security interest;

(B) there is no present intention to take possession of the property; or

(C) the property is exempt by law from such dispossession or disablement.

(7) Communicating with a consumer regarding a debt by post card.

(8) Using any language or symbol, other than the debt collector's address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business.

While you, guest, may not do any of these, Mr. David, from the statements of many posters in this thread, has violated numerous parts of this section, notably 1 (the ridiculous amount of the debt) & 3 (threatening court or jail unless a payment is sent by noon).

Article 807
False or misleading representations [15 USC 1692e]

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

(2) The false representation of --

(A) the character, amount, or legal status of any debt; or

(B) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.

(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney.

(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.

(6) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to --

(A) lose any claim or defense to payment of the debt; or

(B) become subject to any practice prohibited by this title.

(7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.

(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.

(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.

(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.

(12) The false representation or implication that accounts have been turned over to innocent purchasers for value.

(13) The false representation or implication that documents are legal process.

(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization.

(15) The false representation or implication that documents are not legal process forms or do not require action by the consumer.

(16) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 603(f) of this Act.
[/quote]
Oh......where to start. How about I just list the numbers that were violated: 1, 2a, 2b, 4, 5, 7, 8, 10, 11, 12, 13, and 16. Mr. David, in his calls with me, did all those. At the very least.

Ahhh.....I like how to emoticons kicked in on my post. :)

And again.....STUPID COOKIES! Grrrrrrrrrr.......

You speak of truth, what a joke that is!

The money owed was paid before your office contacted (let me rephrase that) HARRASSED me!

I see no need to give you anymore information than I have considering you have no leg to stand on with me. I spoke again with the head office of the pay day loan company yesterday after finally having enough of your uneducated reponses to what you call "my case". They cannot believe what I have been telling them about the way you, your office, whoever have been conducting yourselves on BEHALF of them and their name. Once again, they have informed me that I OWE THEM NOTHING. They say I owe nothing, there are no NSF charges so it is time to let this one go, the way your company uses scare tactics and threats will never work with me. WHY would I pay something I don't owe!

In any event, what it comes down to is that your firm is harrassing people for money they don't owe.

In reponse to you questions about retaining a lawyer, apparently you didn't read clearly what I wrote to you about what Mr. David said about "I will see you in court and ensure you go to jail along with your lawyer"? Can you provide an intelligent response for that one?

Why are you requesting people to send money to a P.O. box rather than an actual business address?

Believe me, I am not the only one here who has been threatened by your firm. Seeing as you have apparently thoroughly looked through this forum, you must then realize that you and Mr. David are the only ones posting comments to defend your firms unprofessional business conduct all others posting are against everything you stand for. Hundreds to two, questionable ration wouldn't you say?!

I don't owe a cent to anyone now and as stated before I am here on this forum to educate other victims of your firms wrong doings and illegal tactics. Hopefully they read this forum before being scammed!

Threats and scare tactics may work on some but if people are educated beforehand about you, then eventually you will hopefully go away and leave honest people alone. In the case of people truly owing money, your firm should consider handling themselves in a more legal, professional manner.

After reading your last posting, could it be that Mr. David actually called the client and they told him I owe nothing and that is why I never heard from your firm again? The fact of the matter was that the damage was already done. He harrassed me on two occasions and it wasn't until I told him that I taped the conversation and was going to slap him with a verbal harrassment suit if he did not leave me alone. If I truly owed money, wouldn't a collection agency keep calling me until they received the money?

"Share the truth with everyone", then why don't you admit to everyone that you company does operate with illegal tactics. I am sure everyone ofcourse excluding yourself, would agree 100%.

I shouldn't have had a file in the first place but then again, you were involved in other scams (i.e. phone scams) so why not add this one to this list. All the scams that your office has conducted have been entered into this forum by all your victims. Not just in Canada but as well as across the United States. Are you trying to tell me that everyone is lying and that you are the only one who preaches the truth? Time to give it up. You can say what you will and try to defend yourself and whoever else, but it won't change, simple as that.

People are aware of you and your firm now and no matter how you try and preach that your operate a legit business that simply hasn't been the case - end of story.

We are a Law Office located in Ontario Canada. We are governed by the Law Society of Upper Canada. My name is Charline and you can reach me at 905-474-3535.
You'll need your file number.

Whatever, I am not going through this and wasting time with you anymore. But I will be here to inform anyone who requires answers to their questions about your so called law firm. People need to be aware and protect themselves from company's like Paul Kuperstein and Associates.

You seem to not want to answer any of my questions here. Would it be that you realize I am correct as well as JEFFW and the other "Guest" and everyone else. The less you say, the better for your firm as it seems you have now taken the route of avoiding posting on here because in my opinion you don't want further information to come out and tarnish your oh so clean reputation.

Sorry, I didn't get your real address . . . oh that's right you failed to provide that information yet again.

P.S. I NEVER RECEIVED A CASE NUMBER - need I repeat myself. That right there says scam to me.

You certainly do spend a lot of time on this forum, slow day at the office?!

point of note here, since they say they are a law firm governed by Canadian laws, when they attempt to collect in the US they are acting, as defined by the fdcpa, as a debt collector subject to federal and state laws as applicable. If they purport to be an attorney with the ablility to take legal action, and are unlicensed in your state, they are then guilty of practicing law without a license, in addition to violations of the FDCPA.

On another note, it is refreshing to finally see intelligent discourse in this thread. Jeff and Intimidated, thanks for posting.

That being the case, jj, then add a violation of section 807, part 3 to the list, since the law offices of Paul Kupferstein are not licensed or bonded to collect a debt in my state.

JJ, as a law office in Canada we do not need to be licensed in any state. If we choose to pursue someone legally we then retain councel in the state for which the debtor resides.
I've answered all questions and even gave you my name and the number you can reach me at. This is what you wanted.
620 Alden Road, Suite 208
Markham, ON L3R 9R7
-I type very fast!

Anytime JJ!

Please take your blinders off - it's a big world out there.
Best of luck to all of you.
Charline

"Charline" - I suggest you take your own advice!

I've answered all of your questions, I've provided you with my name, number and address.
You people are just mean. You've gone on about how poorly you were treated when you spoke with accociates from the Law Office, but you are clearly no better.
I've offered to look into the matters for (you) and the response was "I'm not going through this and wasting my time anymore".
Continue on with your bashing site.

You really are something!

What, do you think we'd actually be saying nice things about the way we were treated and give a "thank you" for harrassing and threatening us.

You really do work for this firm because apparently you have the same mentality as Mr. David - unpredicatable and one sided! You have unfortunately been brain washed over there into thinking this way of conducting a business is acceptable - so sad but it's your choice to work there. How do you feel good about it though? Good luck to you maybe one day you'll see the light of non-corruption!

I guess if you interpret the way we are acting as mean and no better than the law firm well . . . just dishing back what we were given in the first place! Just remember, if one is treated poorly, one will conform to respond that way also - what did you really expect for nothing?

Not bashing, just the truth and apparently you can't handle it - move on.

You really are something!

What, do you think we'd actually be saying nice things about the way we were treated and give a "thank you" for harrassing and threatening us.

You really do work for this firm because apparently you have the same mentality as Mr. David - unpredicatable and one sided! You have unfortunately been brain washed over there into thinking this way of conducting a business is acceptable - so sad but it's your choice to work there. How do you feel good about it though? Good luck to you maybe one day you'll see the light of non-corruption!

I guess if you interpret the way we are acting as mean and no better than the law firm well . . . just dishing back what we were given in the first place! Just remember, if one is treated poorly, one will conform to respond that way also - what did you really expect for nothing?

Not bashing, just the truth and apparently you can't handle it - move on.

Charline, when you call in the US you are either 1)acting as a CA or 2) as an attorney. If a) you present yourself as a law firm, and threaten legal action then you must be so licensed in the debtors jurisdiction, toherwise you are b) a collector attempting to collect a debt, thereby subjectting youself to the jurisdiction of the fdcpa and applicable state laws. Furthermore, US federal case law has established that an attorney primarily in the business of collection of debt can be held accountable under the FDCPA.

that said, perhaps Charline is really trying to help, and maybe anyone with a current problem can see if there is truth in her offer to do so...

From what I am reading, sounds hard to believe especially being that she is connected to this firm somehow. Who in their right mind would work for such as company that has no moral or ethical values.

To each there own I suppose.

I've given everything you've asked for, I will not discuss anything further on this post. Please contact me at the Law Offices should you wish to discuss the particulars of your file.

people work many jobs because they have to, so lets not be too quick to judge... although I understand your feelings, lets give CHarline the benefit of the doubt and take here up on her offer... what is the worse that can happen? whats the best that can happen?

I give Charline a ton of credit, and a tip of my hat. If she is willing to work with people on this site, that is a positive. I think anyone here (myself included) is not making any attempt to get away from our debts. We simply are upset over the treatment we received. We are not crooks. We are people that may have had a ball bounce against us and not for us, and we ended up where we were.

All I want is fair. I don't want the world.

I suggest that someone who has been called recently by the "firm", call Charline up on her offer "to help".

See if she will infact provide you with written validation of a debt she would be calling you for AND any other documentation to prove that they have been hired by a particular company to collect monies owing on their behalf AND that the money collected will be forwarded to the company who hired them.

After all, if they have been truly hired by a company they should have no problem in providing such information and relaying that information to the "debtor". In the end, no one is going to pay someone any amount of money unless they are provided with proof of validation.

I am curious as to whether or not she will actually provide anyone with written validation.

After all, she states they are a law firm and in my experiences working for lawyers, if information is requested by a certain party to prove anything, information is given - why hide anything. I know Charline has stated that they are a law firm not a collection agency, but there is absolutely no way that any law firm would try and collect money on behalf of a company without having more than a customer name, file number and amount owing. They would have everything the company hiring them would have and if they don't, then shame on them for not preparing themselves better when trying to collect something.

Intimidated, just call I'll provide you with every thing you need.

I don't need to contact you, I don't owe anything. Remember what I had said in a previous positing, I am not going to repeat myself. Maybe refer back to it.

That is why I suggested someone new that has been contacted by your office call you.

So what you are saying is that if anyone asked you for validation of everything I had said in my last post, you would give it to them with no problems?????

And no call from me, either. I dig all my digging at home. Contacted any and all of my creditors. Everything was clear.

Funny - none of them ever mentioned they retained Paul Kupferstein & Assoc. or Liability Solutions to do any collections. Maybe that's why I was never provided with a claim number

That doesn't surprise me.

Again, I urge you to contact me and I will provide you with the information that you state you have never received.

Appears to be some MAJOR back pedaling and EXTENSIVE Damage Control coming of late, from the now infamous "Canadian office"!!!

Looks like the tide has definately turned!

Consumer POWER and sharing of INFORMATION is a great thing!!