Budget Worksheet - Have a correct appraisal of your budget

You can use the following budget worksheet to make an honest appraisal of your household budget. The worksheet helps you have the correct assessment of your income, expenses, savings, deficits, etc. All you need to do is fill out the fields with correct data. Leave out the fields which don't pertain to you. Once you have filled out the worksheet, you can determine whether or not you are actually been able to stick to your budget. After using this worksheet for around 3 months, you can also find out the areas where you need to improve.

Name:________________
Month: _______________ Year ___________
CATEGORYMONTHLY BUDGET AMOUNTMONTHLY ACTUAL AMOUNTDIFFERENCE BETWEEN ACTUAL AND BUDGET
INCOME:   
Wages Paid   
Bonuses   
Interest Income   
Capital Gains Income   
Dividend Income   
Miscellaneous Income   
INCOME SUBTOTAL   
    
EXPENSES:   
Mortgage or Rent   
Utilities: Gas/Water/Electric/Trash   
Cable TV   
Telephone   
Home Repairs/Maintenance   
Car Payments   
Gasoline/Oil   
Auto Repairs/Maintenance/Fees   
Other Transportation (tolls, bus, subway, etc.)   
Child Care   
Auto Insurance   
Home Owners/Renters Insurance   
Computer Expense   
Entertainment/Recreation   
Groceries   
Toiletries, Household Products   
Clothing   
Eating Out   
Gifts/Donations   
Healthcare (medical/dental/vision, inc. insurance)   
Hobbies   
Interest Expense (mortgage, credit cards, fees)   
Magazines/Newspapers   
Federal Income Tax   
State Income Tax   
Social Security/Medicare Tax   
Personal Property tax   
Pets   
Miscellaneous Expense   
EXPENSES SUBTOTAL   
    
NET INCOME (INCOME LESS EXPENSES)