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Debt Reduction Calculator - How much to save by debt reduction

Debt Reduction Calculator helps to find out how much you'll pay after your outstanding debt balance is reduced. Just enter the total debt in order to figure out the reduced debt amount. You can also calculate how much you'll save by reduction.

Debt Consolidation Calculator

Calculate how much your debt can be reduced

How Debt Reduction Calculator works

Debt Reduction Calculators (Rapid Debt Reduction Calculators) work on the principle that you can negotiate and have your bills reduced by 40-60% of what you owe. The negotiated amount is what you need to pay in order to satisfy your debt so that legally you don't owe it any more.


Say for instance, if the outstanding balance on your bills = $100,000. Using the Debt Reduction Calculator, the reduced amount comes out to be $60,000 which is 60% of your total debt. So, you get an idea as to how much you need to pay if your debt is reduced or settled for less than what you owe. Accordingly, you can start negotiating with creditors/collection agency or you may even take professional help from settlement companies.


The settlement companies offer debt reduction programs, which help to reduce or settle your dues for less than the outstanding balance. A debt reduction program is similar to debt settlement, where the purpose is to help you get rid of bills that you can't afford to manage.