Paul Kupferstein - Mr. David - EBSI- 900 Number Dialers

Well, Charline, you just screwed up some...if you remember a couple days back you responded to Jockman by saying (if you click on page 24, about half way down you'll find this): "Jockman 811, contact me at the office (905) 474-3535, contrary to the advise being given to you on this forum, eWallet will need to send you the verification of this matter. Since the file is now in our office eWallet will no longer deal with this matter. If you call me and let me know who you are, I will contact eWallet and request that they send you the necessary information."

And now, a couple posts up you just said, "We work on a contingency fee basis, I assure you we do not profit from 100% of the collections. How on earth did you deduce that since we don't purchase files we must then keep all of the money? We are forwarded the necessary information required to pursue debtors."

Ummmmmmmmmmmm, arent these two posts a tad bit contrary???? I mean in one you are saying that you/your firm needs to contact the creditor company to receive debt verification.... however, in this latest post you say that the creditor company forwards you the necessary information to pursue debtors. Which is it??

Point of the matter is that whether these debts are legit or not, there are legitimate ways to collect debts, and truthfully it is not that difficult to work within the "legitimate lines." For some reason or another, Charline and her place of employment opt to go the illegitimate route, for some reason or another. So Charline, you can defend your firm and their practices till your little fingers ache... but until "The Offices of Paul Kupferstein and Associate" begin attempting to collect debt the LEGAL and LEGITIMATE way, there are going to be forums like this debunking you and your employer. I mean, do you see any other collection firm as topic of such extreme forums like Paul Kupferstein and Associates??? (Easy answer, NO). Here, I have an idea for you Charline ... next firm meeting suggest this: "Hey guys, from the looks of it -- per US and Candadian law -- we are not going about this the right way. Why dont we try being legitimate and attempt collecting these debts legally and by the books? I bet if we do business will be significantly better!" Try that Charline. Heck, they may even promote you! Honestly, there are other shady collection firms out there that play by the rules and who are not the main topic of forums such as this... maybe use them as an example. Good luck. But for all others, I am an attorney and I promise you these people -- UNLESS THEY SEND DEBT VERIFICATION -- cannot do crap to you.

Great posting Leo and Mr. David.

How many times have forum users stated this to Charline and her employer? You would think by now, they would get the picture and clue in but unforunately they keep giving the same speech which apparently is getting them no where but spending useless time on this forum trying to defend their illegitimate actions. AND also they continue to avoid forum users questions which is getting pretty tiring. Why waste your time on this forum Charline if you cannot provide the information users are asking - must be a slow time at the office as people are aware of you and your firms tactics now.

Wake up!

Maybe if you people would pay the debts that you have made you would not have debt collector calling you. I have worked in collections before for NSF's to a major company and have heard everything from the cheque bounced because my mother died to my child is sick and in the hospital to I broke my leg. I know that when I write a cheque if I have enough money to pay. If I don't than I don't buy whatever I want. If you new that you wrote a cheque or went online and used ewallet I think most people would be watching there account to see if it came out. When it hasn't showed up in your account or you have a nsf fee. That would be you first clue. But you people constantly say I didn't know nobody sent me anything. Come on people quite trying to blame other people for your own stupid mistakes. Grow up and take responsibity for your own actions.

Jenna,

Why don't YOU read this forum before posting then you might see that many of these people posting here don't owe any money and would like to see the companies that are trying to scam them STOP.

Word of advice, look before you speak!

I did read the forum thank you very much. But in today real world debtors will say anything to get out of paying debt. Yes I will give you the benefit of the doubt that you are not a debtor. But as for the information on this site. We used to pay our debt off to collectors to collect on with very little info. We would give the collectors the name address phone number date of debt birthdate and their sin#. If they needed any confirmation on the date they called us back and we would forward verification to the debtor by mail. Our debtor would still say they did not recieve the info. In canada there is a privacy act now in which stops company from giving out full information on the debtors to a third party. If you were a person with a mistaken identity at some point I am very sorry. But to sit here and tell people that its all a scam is wrong. I'm quite sure that you have accused someone in your life for something that they did not do. So don't sit here a judge other people.

You sound you may have worked for a legit firm. A firm that provides debt validation if requested. As you stated that you have read this forum, you will then KNOW that Paul Kuperstein will not NOR has ever provided anyone with debt validation so I truly believe you cannot speak on behalf of this company unless you have a connection to them somehow.

Also, unless you have encountered what the majority of people have on this forum - that is the abuse Paul Kuperstein and Associates, then I believe you really have no grounds to comment on this topic as people here are posting their experiences regarding the Kuperstein scandal. You on the other hand are telling people who you don't even now let alone any details regarding their experiences that they should "quit trying to blame other people for your own stupid mistakes. Grow up and take responsibity for your own actions".

I suggest you take your own advice once again and "not judge other people".

I know about paul kupferstein as my sister was just contacted in regards to a outstand debt. She called me to research this information. I contacted the office was told that they could not give me any information without permission from the debtor. I got permission and called them again. I ask for proof of debt which they said they would provide. While I was waiting I looked on the net and found this forum and have been reading it for awhile now. The law office returned my call with the information I requested. I advised my sister to pay her debts. It is a real firm and it is not what alot of people make it out to be. I understand that the calls can be gruff and alittle bit out there. But as I said before I used to work in the business. When you talk to a couple of hundred people per day and you hear ever kind of stupid excuse out there from death to finding out i have aids to being in rehab to having a car accident death of child. etc. why can't people just be honest and say I bit off more than I could chew and I will take care of this matter and do so. then you would keep getting calls after calls. I'm not trying to judge anyone. I'm just trying to say like everything else in this world there are two sides to every story. And some of the people on here are just trying to pass the buck so they don't have to pay.

nice try.

HAHAHAHAHAHAHAHAHAH. Charline gets stumped, so out comes a new identity. hahahahahahahahahahahahahahhahahahahahaa.

Nice try indeed - I have not posted as Jenna.

You are really reaching aren't you? Thank you Jenna for your contribution, and for your assistance in shedding some bright light on this matter. I caution you, however, these people are visious and mean spirited.

Sorry charline I will not insult you by trying to be you. I guess you people don't want to hear anything about anything else unless its about you. I am not charline. I was just trying to give my personal point of view but you people have to accuse me of being someone else.

Upon reading these past few posts, I thought the same. Nothing they do surprises me and so it continues.

So explain to me "Jenna" "Charline" - whoever, how is it that you/sister seem to be the only people who ever had such a pleasurable experience with this firm and that they just bent over backwards to help you/sister and provide you/sister with whatever documentation you required but no one else - give me break!

Definately sounds like two in one now!

P.S. Did you also pay $2,000.00 for a $300.00 amount as well?!

Interesting how close in times their (Jenna and Charline) posts are?!

Yes, and I then must also be Intimidated and Guest as these times are also close. Truly amazing!!

If we are so mean and vicious, then why are you still posting here.

We are just trying to educate people on illegal operations and scare tactics from boffus firms. Not our fault you seem to be the only one defending this so called firm and continue to avoid confrontation.

I never said it was easy or that they were nice people. I just said that she owed the debt and she paid it. I was not being like you guys and making a mountain out of a mole hill. I just tried to state the facts instead of going into a bunch of details. No they were not the most polite people. But neither is the Window companys that phone you on a sunday at 7:30 in the morning every week or the newspapers. Or the VIsa companys looking for payment. Try not paying your property taxes or your water bill and see how nice the government people are when they call. My point was not about how they talked or came across it was about people owing debt and trying not to pay I am sorry if I insulted you's.

I do agree Jenna that if you owe a debt, find a solution to pay it off.

But this forum centers around the way Kuperstein and Associates operate their business and for the most part illegally - plain an simple.

AND they are not nice people, ask anyone here who has had to encounter them. Like I have said before 1 against MANY - common sense would dictate.

Good luck to you Jenna.

Why are you still posting here? You owed and didn't pay.

Because I had the unfortunate pleasure of being harrassed by Mr. David and your boggus firm. Now I WILL not repeat myself again regarding my experience.

Oh Charline, you have no clue! You truly are a waste of my time BUT I will continue to post here to make sure all are ALWAYS aware of you and your firms tactics.

ONCE AGAIN, I don't owe a cent to your boggus firm! What your firm had called and try to collect from me doesn't even exist!

Give it up!

Interesting....Charline and Jenna use the same spelling of the word "cheque" - typically spelled that way in Canada. Coincidence?

Indebted consumers don't owe the law firm money, they owe our clients.

Yes Sandy, after all Canada is very small - population 2? keep reaching.

Charline, why do you feel compelled to continue posting here? What purpose could it possibly serve if it is not damage control for your organization? I'm fairly certain you won't convince anyone to call you up and offer to pay for debts you can't provide validation for.

You keep telling people to keep reaching. We're reaching because we are angry and we want to know why you would work for an organization that conducts itself in the manner it does. We want to know why the doors at Kupferstein & Associates hasn't been boarded up yet. We want to know why you won't send us validation for the debts you claim we owe. We want to know why you would attempt to collect for the scumbags who invaded our computers and our lives.

All we seem to get from you is an invitation to call the Law Ofiice so we can subject ourselves to harrassment by your employees. I did call the Law Office, as you suggest, only to be threatened and harrassed by Mr. David. Why should I believe that you would play nice and send debt validation?

As far as the Canadian spelling issue, it seems likely that Jenna is sticking up for you out of national pride or she is sitting right next to you.

Sandy, I don't know the particulars of your case, but I assure you the majority of the 'stuff' posted here is false. The term 'damage control' has been used on a few different occasions now, does this mean that you and Intimidated are the same person? I don't need to provide damage control, I'm just so tired of all the garbage being written. I will send you validation, all you have to do is contact me. I've said this a few times in my past posts. What's the worst thing that could happen? I threaten and harrass you then you return here and let every one know?
According to your final comment, I should then deduce that all post from the USA are coming from the same person/group of people? I suppose it is likely that this is the case. Yes, I suppose that Jedijeff, Sandy, Intimidated, Mr. David, Guest, Guest1 and whoever else posted are infact the same person. Who knows?

Intimidated,
I have been watching from the sidelines for almost a year now. I'm posting now because I'm still very angry. I too want the harrassment to stop. I'm not just posting for me, but for anyone else who is unfortunate enough to hear from the likes of Paul Kupfersteim & Associates.

Charline, if there are those here that owe legitimate debts, send validation so people can move on. Conduct your business in a legal manner and you won't have to defend your organization.

Others, I checked with the Ontario BBB again. There are still only 25 negative marks against Paul Kupferstein & Associates. If you haven't filed a complaint with the BBB, please do. Paul Kupferstein & Associates currently has an unsatisfactory record with the BBB. This is public record at the BBB serving Mid-Western and Central Ontario.

Sandy, perhaps you and I are the same person - our post is only 1 minute apart.

Wow, how weird would that be? I've never done collections and never care to. I'll leave that to you. I'll continue to maintain my spotless credit rating while fending off attacks from trojan dialers and unscrupulous collection agencies. I know, I know,you are a not a collection agency, you are a Law Office...blah..blah..blah.

Ask the RCMP (PhoneBusters)what they call the people in this outfit....if anybody has any doubts!!!!

Charline, I'm willing to make you the same offer I extended to Mr. David. Since the original charges you were attempting to collect were about $600.00 and the amount I could pursue for illegal collection practices is $1000, send me $400 and I'll quit posting. I'll even contact the BBB and have one of the negative marks changed to show as resolved.

I posted a honest post in regards to my dealings with this place. And Sandy it seems like all you want to do is fight and stir up crap. I already basically said that I was from Canada is there a problem with that. As I stated in my previous post in regards to the Canadian Privacy Act. I am not charline I do not sit beside charline unless she is in my backyard watching my children in the pool while I type on my laptop. So please in the future do not insult me or the country in which I live to try to make yourself look or feel better

Welcome back Jenna.
Sandy, do what you feel you need to to.

Jenna, If you read my posts I am not starting fights at all. Stir up crap? Go ahead check the BBB. I'm not lying, the info is there for anyone to read. You were speaking about your experience with Paul Kupferstein & Associates and I was providing factual evidence that unresolved complaints are the norm at Paul Kupferstein & Associates.

I did not insult your country. I simply find it curious that Charline suddenly has an advocate and that you reside in Canada. I don't have a problem with you living in Canada. If you are insulted by the mere suggestion that you actually are stting next to Charline, please do not frequent this forum as it might cause emotional distress.

Go for it Sandy, give her a call and see is she stands by what she writes.

I am betting NOT!

I might add Sandy, very intelligent comments/FACTS you are writing. Very classy and most certainly educated!

Charline,

I can assure you that if you check your files, my name is indeed Sandy and my last name does start with an S. How hard would it be to find may name on the list and provide validation for the debt I supposedly owe? Even if there are 50 people named Sandy S, send validation. How hard can that be? Check the BBB complaint from me, I'm not hiding. You have enough personal information to validate my supposed debt.

Charline,

You have not commented on the unsatisfactory BBB rating for Paul Kupferstein & Associates. I only bring it up because you are tired of the conjecture. Let's deal in facts. What do you have to say about that little matter of public record? It only takes a minute to look it up.

um, well I just got confirmation that the IP Address of Charline and Jenna are the same .. (217.70.71.680). Nice try Charline.

Thanks Norman!

The IP you referenced comes up as being from Portugal.

Norman and all,

I'm not trying to say that Charline is in Potugal. If Charline (Jenna?)is operating through an anonymous proxy server, the Portugal IP addresss is being broadcast on her behalf.

Oh please.

I will once again say that I am not Charline. So you can check again. And if you actually did find an IPL address you are doing something against the law considering that you have to have a court order to get that information. Boy norman do you work fast your so full of it. I have not said anything negitive on this site one way or another. I could not care less who Charline is or who she works for. I stated facts not fiction like norman. I also understand where Sandy comes from in her posts.

Sandy, exactly how many times did you speak with someone from this office?

I just wanted to say Sandy that in Canada anyone can report to the BBB. If I didn't like how my nails got done by you I could report you to them. So compliants do not mean anything. If you have actual factual information that they are not who they say they then post it. If they are not who they are why has the Police or the Government not shut them down. If you can answer these questions it might help. I just don't find anything on this sight that actually gives me reason to believe they are criminal. Rude yes. but not criminal. Annoying maybe, down right ignorant perhaps. But I spoke to a lady who was actually pleasant, My sister spoke to a man who was rude. All I wanted was for both side to try to solve the issues. with facts not fiction

whats wrong norman. Don't have agood come back yet. You are a fraud. Afraid to admit it. In the future you can call yourself a lier. Thats something I'm not.

Charline,

Mr. David called me three times for sure and I called him at least twice seeking validtaion of my debt as my lawyer suggested. My lawyer actually told me that I should ignore Mr. David until validation was provided. I went on the offensive and contacted Mr. David because I was so angry. Mr. David failed to provide validation, only the same old line "we'll see you in court" and then hung up on me. The only thing Mr. David validated was that he could not validate the supposed debt.

Charline,

We can agree to disagree about facts, fiction, and the conjecture found here in this forum. My challenges to you don't prove or disprove your organization's standard operating procedures. Your debt files were legally obtained and you work from them whether or not they are complete. I understand that you probably don't know whether or not the debts were incurred as a result of legal ativities or not, you are just doing your job. To that end, good job!

I have invested too much time and energy to this forum during the last two days and I really am going back to lurking as I suggested yesterday. If validation of my debt arrives in the mail, I will deal with it then. Until that day, I wish you alll well.

Well put Sandy S. I just dont understand why it is so hard to play by the rules and send debt verification when requested. Per US and Canadian law, in relation to debt collection, requires verification to be sent when requested. Indeed, the failure to send such when requested is what lead me to do a Google search for Paul Kupferstein / Mr. David. I mean, seriously Charline, why is it that "Mr David" refused and became irate when I asked for validation? Honestly, wouldnt you become a little suspicious if that happened to you? Point is, if you want to get paid play by the rules. It really isnt that hard. Send validation. I am willing to pay any debts I owe as long as I see that the debt is valid. It really is not that hard.

You know what's funny, is that debt validation is sent all the time, whether it originates from the law office or from our clients (don't go there, I don't know why it didn't happen in these alleged cases), but the indebted consumers seldom if ever pay anyway.
Do you really forget about an unpaid matter that you actually require validation, or is this just a way to stall? I'm not trying to be a smart ass, I'm curious.

Charline,
Your comments, however valid you think they may be, are of no help to the people here.
Your statement, "indebted consumers seldom if ever pay anyway" is wrong, in my opinion.
Would you give someone money who's threatened you?
These collection tactics do more harm then good. Albeit, there are some out there that are more than willing to help. Those are the companies that I will work with to resolve my issues.
For someone to threaten arrest, harm, or other atrocities is in no way good business!
When someone asks for a validation of debt, your opinion may be a stall tactic, but those people who have experience with collection agencies are suspicious and have every right to be. What's the reason behind not validating? Why is it so hard just to send a breakdown of payments on a contract? Sounds to me that this person is willing to earnestly try to resolve the problem.
Believe it or not, there are legitimate reasons why some people can't pay..it's not that they WON'T, it's that they CAN'T.
I would rather work with a debt collector in finding the simplest way to pay off the debt without threats or warnings.
Don't you agree?