CareOneSM providers are proud to be able to offer a different approach to helping consumers with their debt. We avoid the Ã¢â‚¬Å“one size fits allÃ¢â‚¬Â approach youÃ¢â‚¬â„¢ll find with other providers. Instead, we work to provide flexible, effective debt relief options and help consumers select the program that best meets their needs. The counseling, resources and tools we offer are designed to help you pay down your debt, change the way you look at credit, and develop solid money management skills. Our debt relief services work Ã¢â‚¬â€œ and the proof is in the numbers: * CareOneSM has helped over 4.5 million people. * Our customers paid down $705 million in debts in 2008. * We have solid relationships with over 220,000 creditors.