We are CredAbility: a national nonprofit consumer credit counseling agency. Since 1964, we have been helping people in financial distress move from crisis to control by providing compassionate service with innovative, yet practical solutions. Through our work, we inspire hope and lasting change. Think of us as your financial emergency room. We assess your needs and develop a clear plan to stabilize your situation. We deliver the expert care and resources needed to restore and maintain your financial health. CredAbility provides counseling and education 24/7, in both English and Spanish, online and by telephone. We also offer in-person counseling at 25 offices located across the southeastern US.