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Oak View Law Group

About Company

OVLG is a law firm registered with CA Bar Association, our attorneys help you choose the right debt relief option from
  • Debt management
  • Debt settlement
  • Chapter 13 Bankruptcy, or
  • Chapter 7 bankruptcy
using a unique waterfall approach.
Why we are no. 1?
  1. Lowest cost law firm in the country.
  2. 100% money back guarantee.
  3. Majority of fees collected if results are delivered.

4 reasons why you should select OVLG to become debt free:
  1. It is a law firm, which can stop creditor and collection agency abuse by enforcing provisions of the Fair Debt Collection Practices Act (FDCPA - federal law) and bankruptcy laws at a reasonable and fair cost.
  2. 100% Money back guarantee.
  3. All options to become debt free.
  4. As we are a law firm all conversations are privileged and confidential from the initial telephone call to the end of our relationship and beyond.

Fees Structure

Budgeting and bill pay fees Enrollment fee: None.
Monthly maintenance fee: $50 for the first 10 monthly recurring bills. $5 for each additional bill.

Interest rate negotiation fees

Monthly maintenance fee: $39.

Principal + Interest rate negotiation fees

1. A consultancy fee of $50 will be charged each month for providing a monthly 30 minutes consultation with our savings consultant, 30 minutes consultation with budgeting consultant and 30 minutes consultation with the tax attorney. This fee will be adjusted with the success fee.

2. A success fee of 25% of the amount by which any of client's debts is reduced, will be charged.

Chapter 7 Bankruptcy fees

Chapter 7: $1,500 for most cases (filing fees and credit counseling fees not included).
The fees listed below are statutory filing fees, payable to the bankruptcy court.
Chapter 7 Filing Fee: $299 (Discharge of most unsecured debts). Amendment Fee: $26 per amendment (If you have to make changes to certain documents after initial filing).

Chapter 13 Bankruptcy fees

Chapter 13: $2,500 plus additional amount set by the court.
A lot of our clients sign up for debt management or debt settlement hoping to avoid bankruptcy but while they are in the debt management or debt settlement program their financial situation might become worse. In such a scenario we give them an easy path to bankruptcy. Hence, for both chapter 7 and Chapter 13 bankruptcies we give up to $500 credit for fees paid towards debt management or debt settlement. Here are some examples of fee credit.
The fees listed below are statutory filing fees, payable to the bankruptcy court.
Chapter 13 Filing Fee: $274 (Structured partial repayment plan for debtors who want to keep assets like homes).
Conversion Fee: $15(to change a Chapter 13 case into a Chapter 7 case).
Amendment Fee: $26 per amendment (if you have to make changes to certain documents after initial filing).

Accreditations

  • Listed in Bar Association

Workarea

  • Debt Settlement
  • Debt Consolidation
  • Bankruptcy Filing
  • Credit Counseling

Head Offices

4966 El Camino Real STE 225,
94022
Los Altos
California

Other Info

Phone: 9166761242
Fax: 8006376854
Website: http://www.ovlg.com/