| # |
Questions |
Consolidation loan |
Consolidation program |
| 1. |
Does it offer free counseling? |
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| 2. |
Does it trim down the outstanding balances? |
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| 3. |
Does it reduce your monthly payments? |
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| 4. |
Does it help you negotiate with your creditors? |
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| 5. |
Does it help to slash interest rates? |
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| 6. |
Does it stop collection calls? |
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| 7. |
Can your creditors register a case against you? |
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| 8. |
Does it require you to pay a fee? |
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| 9. |
Can you repay unsecured debts? |
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| 10. |
Do you need to pledge security? |
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| 11. |
Is it an expensive way to repay debt? |
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| 12. |
Are you paying more money in total? |
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| 13. |
Does it assist you pay back secured loans? |
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| 14. |
Does it make a positive impact on credit score? |
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| 15. |
Is the repayment term short? |
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| 16. |
Is it compulsory to draw up a contract? |
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| 17. |
Is it offered by a bank? |
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| 18. |
Does it require you to pay tax? |
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| 19. |
Is it necessary to have equity in your home? |
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| 20. |
Can you clear your dues with single monthly payments? |
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| 21. |
Does it help you ditch your debts? |
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| 22. |
Is there any credit check? |
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| 23. |
Can you still use your credit cards? |
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| 24. |
Can you buy a property in future? |
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| 25. |
Is bankruptcy a better option? |
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| 26. |
Can you leave it in the midway? |
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| 27. |
Does it help repay cash advance loans? |
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| 28. |
Can you repay student loans? |
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| 29. |
Can your property be foreclosed? |
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| 30. |
Do you need to hire an attorney? |
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| 31. |
Can you repay utility bills? |
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