Sample TransUnion Credit Report - An overview of your report

Subscriber Information

Name: HARRY DEBTCC
AKA: KEYNES
SSN: 442-72-4983
Present Address: 309 Cedar Street #89,
Santa Cruz, CA 95060
Former Address: 309 Cedar Street #89,
Santa Cruz, CA 95060
Reported on: 10/2004
Time: 09:45 AM
Date of Birth: 06/03/1952
Phone Number: 888-888-8888
Employer(s): HEAVY AUTOMATION
Designation: Chief Engineer
Verified on: 4/06
Reported on: 4/06
Recruited: 6/2004

Special Messages

Disparity Alert: The address of the subscriber does not match with the TransUnion records.

Fraud Alert: The given Social Security Number is either non-existent or has not been generated by Social Security Administration

[This has happened due to any of these reasons - the last 4 digits of the SSN number does not match, non-existent ZIP code has been entered, minimum 4 inquiries have been made on the credit file in the past 2 months]


Bureau Score

Trans Union Credit Score: 505 - "Alert"


Credit Summary

High balance Credit limit Balance Past Due Monthly payment
Revolving $15,000 $20,000 $6000 $2000 $200
Installment Account $10,000 N.A $7000 N.A $150
Home Loan $100,000 $120,000 $75,000 N.A $1600
Total $125000 $140,000 $88000 $2000 $1950

Public Records

Type: Chapter 13 Bankruptcy
Date: 12/2003
Liability: $45000
Assets: Court Location: U.S. Bankruptcy Court
Edward R. Roybal
Federal Building and Courthouse
255 East Temple Street
Los Angeles, CA 90012
Bankruptcy Attorney: Thomas Stevenson
Type: Civil Judgment
Date: 05/2004
Liability: $4589
Paid on: 07/2004

Collections

Subject Name: Collection Company of America
Subject Code: xxxx
ECOA: Individual
Account Opened on: 4/2003
Verified on: 5/2003
MOP: Checks
Account Closed on: 5/2004
Balance: $4500
Status: Paid In Full

Tradelines

Subject Name: Collection Company of America
Subject Code: xxxx
Balance: $1000
Account Opened on: 8/2004
Account Paid on: 7/2005
Account Closed on: 9/2004
Status: Paid as Agreed Past Due: 0
Subject Name: XYZ Mortgage
Subject Code: xxxx
Balance: $2450
Account Opened on: 7/2003
Account Paid on: 9/2005
Account Closed on: 5/2004
Status: Past Due 45 days
Subject Name: DEF Apartment
Subject Code: xxxx
High Balance: $5647
Account Opened on: 8/2002
Account Paid on: 7/2006
Account Closed on: 8/2005
Status: Paid in Full

Credit Inquiries

SUBCODE: DEF548
SUBNAME: XYZ Department Store
DATE: 06/16/2006
SUBCODE: RET789
SUBNAME: EFG Toy Company
DATE: 07/17/2007
SUBCODE: MNO888
SUBNAME: American Express
High Balance: $5647 DATE: 06/16/2006
SUBCODE: QRS999
SUBNAME: New Bank
DATE: 07/17/2007

Consumer Statement

This consumer has been a victim of identity-theft. Contact consumer at 888-888-8888 prior to issuing credit.


Credit Inquiries

DATE: 02/07/2006
SUBCODE: C8888
SUBNAME: Chevron Oil Companies
HARRY DEBTCC
309 Cedar Street #89,
Santa Cruz, CA 95060
DATE: 05/07/2005
SUBCODE: C7777
SUBNAME: JCP Departmental Store
HARRY DEBTCC
309 Cedar Street #89,
Santa Cruz, CA 95060

Credit Report Prepared by

TRANS UNION Credit Profile Report
TRANS UNION
555 W. ADAMS
CHICAGO, IL 60604
800-888-4213
Date Reported: 4/6/200