| 1. |
Will you get free budget counseling? |
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| 2. |
Does principal amount get reduced? |
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| 3. |
Does interest rates get reduced? |
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| 4. |
Does it affect credit score negatively? |
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| 5. |
Does it help increase your credit score? |
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| 6. |
Will it help getting rid of creditor/collection calls? |
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| 7. |
Does it help repay unsecured debts? |
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| 8. |
Does it help repay secured debts? |
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| 9. |
Can you discharge unsecured debts? |
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| 10. |
Can you discharge secured debts? |
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| 11. |
Does it help repay tax debt? |
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| 12. |
Are creditors bound to accept it? |
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| 13. |
Does it kill your debts? |
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| 14. |
Do you have to pay any professional fee? |
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| 15. |
Do you need to pay upfront fee? |
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| 16. |
Can creditor come after you for remaining balance? |
N/A |
N/A |
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| 17. |
Do you need to pay any tax? |
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| 18. |
Can you preserve your privacy? |
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| 19. |
Will it help you obtain new loans in future? |
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| 20. |
Do you become debt free within few days? |
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| 21. |
Can you still be sued? |
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| 22. |
Can you incur debt again? |
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| 23. |
Do you need a collateral? |
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| 24. |
Can you repay debts with single monthly payments? |
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| 25. |
Can late fees get waived off? |
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| 26. |
Do you have to pay a penalty? |
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| 27. |
Is there any chance of wage garnishment? |
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| 28. |
Does it wipe out community debts? |
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| 29. |
Does it remove lien? |
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| 30. |
Does it stop foreclosure? |
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| 31. |
Do you need to save money in a trust account? |
N/A |
N/A |
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N/A |
| 32. |
Do you need to appoint a lawyer? |
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| 33. |
Do you need to sign any agreement? |
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| 34. |
Does it provide legal protection? |
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| 35. |
Can creditors contact you? |
N/A |
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| 36. |
Can you do it yourself? |
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| 37. |
Should you continue using your plastic cards? |
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| 38. |
Is it a legal solution? |
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| 39. |
Does it help you repay your payday loans? |
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| 40. |
Does it help repay student loan? |
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| 41. |
Does it help you pay off your medical bills? |
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