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Yes, you can get debt consolidation with bad credit.

You can opt for debt consolidation when you are struggling with your multiple unsecured loans/debts and you might have defaulted on one or more debts. With the help of debt consolidation, you can repay your dues by making a single payment every month.

When you are talking about debt consolidation with bad credit, it means that along with multiple dues to pay off, your credit record is also bad.
In such a situation, 2 options are available to you - debt consolidation loan and consolidation program.

Option 1: Consolidation loan

With bad credit, the terms and conditions on a consolidation loan may not be suitable for you; you may have to pay a relatively higher interest on the loan. You can opt for both secured and unsecured loans.

However, a credit union can be a good option to get debt consolidation loan with bad credit. You may get relatively better terms and conditions on a consolidation loan.

Option 2: Consolidation program

You can opt for a debt consolidation program to repay your debts. By enrolling in this program, you will just have to make an affordable single monthly payment to the consolidation company and you’ll be able to repay debt within a definite time.

You can check out the differences between a consolidation loan and program, which can help you choose your best suitable option.

Apart from opting for credit card consolidation, you can also consolidate your payday loans and medical bills.

You can repay your unsecured debts with the help of bill consolidation.

Christian debt consolidation is also another option which you can opt for if you want to.

You can call 800-DEBT-913 for free consultation on debt consolidation. One of our experienced counselors will help you become debt free.