I must have removed the block from my phone because last night i got a call from Ameriloan and today United Cash Loans. The guy tried to lie and say the call was being recorded and he proceeded to get on my nerves I asked him to please take me to court and he hung up on me. Then I got pissed and called back let me harass them like they are doing me the next guy whom neglected to tell me that the call was being monitored until after I cussed his A@! out then wants to say it and then he told me I came there and took the loan!

I lost my job 5 month ago my savings are spent is ther anyway i can lower my minimun payment for lets say the next 3 month so my credit won't get affected

[INDENT]Good morning everyone, [/INDENT]I have searched the posts and cannot find the topic I am looking for. Here's the story, took a loan with western sky and as we all know now services by cash call. I live in PA and now know these loans are illegal. Contacted cash call and told them I will pay the principal balance and only that, send c&D letters, stopped ACH. Received a letter yesterday from CC stating they would lower my interest rate to 47% and lower my payments if I signed a modification agreements.

My husband's nephew called him and told him that a lady called and wanted to talk to my husband (and he gave them our cell) but anyway a lady from something called ABS the number is 1-904-636-7857. She called a left a message saying she was from the Fraud Division. now years ago e did get out several payday loans, and after a while in drowning in them we just closed our account and paid some of them but could not pay all yet. Since she just said ABS I am not sue what it is and I cannot find much on the internet about it.

I was sent a letter for a debt from many years ago. It has been sold over and over and now a supposed law firm debt collector co. has it and will try to sue me. There are 2 accounts listed from same co. The last collection company from weeks ago offered to settle for half but I do not have any money and am unemployed and Had 2 heart attacks. What can I do?? This is like the 12th collection company to purchase this debt! What is SOL in Florida where I signed up for card? What is SOL in Illinois where I live?

I currently have an AMEX account that is now in collections with United Recovery System. I had answered the call by accident at my office and spoke with the Rep (who was actually decent to talk to as he was not rude) anyhow he said that I was in collections so he in fact had 3 way called AMEX to set up at least a payment to bring me somewhat up to date. I made the online posted date for debit next Fri Dec 30. But the rest of the payments were to be made to URS for the next 24 months.

Sorry Soaplady, I sent out my C&D letters in September, as well as filing my complaint letter with the AG in New York and BBB (which I know is a waste of time, but did anyway). I had loans with Oneclick, AdvanceMeToday and DJR/River Elk. DJR marked my account PIF, now Oneclick is calling me and sending emails (I overpaid them by over $500) and AdvanceMe I still had a balance as they only took two payments of $120 on a $500 loan. Received a letter last week from AG stating they cannot help me and that I should retain a local attorney.

I have two outstanding payday loan lenders that are threatening me with legal action. I took loans from at least one of these lenders, and the payments bounced when they tried to collect. They then proceeded to attempt to draw the funds several times (3 times each pay period, which is twice per month). My bank account is currently overdrawn approximately $800 dollars from these ACH transactions, which I am working with the my bank to pay off and close out.

[INDENT]My bank of america with the Balance of 12K went to FIA card services and then it went to NCO then to Zwicker. I sent debt verification then after ARB letter dated 8/20/11 but suite was filed on 11/29/11 . I have not been served yet even though it has been filed on the 11/29/11. [/INDENT]Called the court they have the record of the filing but no court date or other activity. They told me I can contact Zwicker. Does any one know what is going on or what to expect? Thanks

I have closed my bank account and opened a new one, I have 6 illegal online loans who are going to try and withdraw money friday but they wont be able too.. Do I need to write them letters or can I call them? Email? What should I do next.. Do I need to revoke wage assignments or wait till they try and do it first? Really dont want them calling my work.. I wanna work with them to pay the principal, do most illegal lenders work with you on just paying them the principal?