Hi, I have a question. i have read some posts about closing the bank accounts accessed by payday lenders. where can i find the laws for closing my bank account in florida? Thank you

Hi, I am new here, and found this site. Excuse me if this isn't the right forum to post. :) I'm trying to help my Mother in law. She just received a citation letter about a CC debts and is being sued. We're in Texas. She has to file "a written answer with the clerk who issues this citation by 10am on the Monday next following the expiration...". I am trying to do my research on how do i go about in this. This is my first time dealing with this. So any help or answer will be very much appreciated. The Plaintiff in this is Equable Ascent Financial LLC.

Hello I recently decided to repair my credit. I know I do owe money and I have a really bad credit. So i contacted Lexington Law firm and I'm not really comfortable with their prices that is why I decided to do my own research. So I got my credit reports from Equifax,Experian and Transunion.

Lady left message she was giving me formal notification that she was retained to file and process information in regards to several pending charges. Can only he pdl scammers is all I can thino. She says if I don't respond in72 hours it will be forwarded to local jurisdiction where I can dispute matter. Advise? Is this something I should take seriously or ignore?

Ok... So I posted about MCN the other day with good news. I went online to my account and it said 0.00 balance due and a big "Thanks" in the chart that they use. Luckily, I copied it and emailed it to myself.

Got a call from these guys stating I needed to call back 877.433.0280. In regards to several chargers against me and they are pressing charges with local jurisdiction. I haven't been bothered by pd loans in a long time. Are these guys scammers? The only one I have heard from was ameriloan. They never quit. Any suggestions?

Stumbled upon the site below when looking for info on amex and arbitration. It seems to be a site and forum for debt collectors discussing their collection woes. insidearm dot com

Hi again... Ok, so I successfully worked out a payment schedule with some of the payday loan companies. So I have a little less stress than I had about a month ago. I seem to be having the most trouble with the legal payday lenders like Advance America etc. They want to do a payment schedule that I can't really afford, so I'm going to let a few accounts go into collections so I can work out lower monthly payments. I'm a bit worried because I've read that some collection agencies sue.

My husband and I filed a joint BK 7 petition last year. He reaffirmed the mortgage debt, while I did not. (We have not lived together for the past 2 years and he is living in the residence). After running my free annual credit report, I have found his payments on the mortgage are sporadic and I am certain that they are going to foreclose on the house soon. I have 3 questions: 1. If the mortgage was discharged under my name, why is it still being reported to the credit bureaus under my name? 2.

I received an email from National Recovery Services Inc out of Kansas stating that I authorized them to deduct a payment form my account on December 9th. The problem is I have never communicated at all with these people and most definitely did not authorize any payment.