I took out a $500 loan with Eastside Lenders. I have since paid them $1,200 in service fees alone and have only skimmed the balance of what I owe. The website says I owe a little under $550 back to them. I called ESL today trying to make some sort of arrangement and was given some advice but I don't know if it is just them being sneaky. PLEASE HELP. The woman at ESL told me she could not help me with any alternate payment arrangement but advised that I put a stop payment on the next withdrawal. She claims she also pushed back the date they will attempt to take the money out by 5 days.

I have about $2700 in outstanding PDL's that I have stopped paying all together. I put blocks on my checking account and sent them the forms that they are not to try to get any of my money (I live in Ohio). The companies are: zip19 247greenstreet Payday One Seaside Payday ChecknGo I have gathered the information to give to a debt consolidation company. Is that a good route to take? I want this done as quickly as possible without further damage, but don't have a lot of money every month to pay on these. I should add, we are in a chapter 13 bankruptcy for almost a year now.

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So I've kind of messed up at a young age, unfortunately! So to sum it up, I have 2 debts that I need to pay off. One I need to get up to date, and one that I start paying off this month. Now from the one I am paying this month, it was from a Dell computer. Now from what I understood in college, I thought it could last for 7 years. Apparently I was wrong! Now if I don't start resolving this I'll have a judgement against me, and then possible garnishment. In that case I am paying $443 a month. Now the other one is from student loans that haven't done a darn thing for me to this day!

Hi guys. My wife hours at work were cut drastically a while back and she has not made payment to her citi card since january. She offered them 30% but they would not go lower than 40 and we couldnt come up with that much. She got a call today and it went to united credit bureau. What should we do next? She has not spoken with them yet.

I have two student loans that are in default status. It's a long story. In short I was attending a school, I changed my mind the student loan was refunded to me and I used it to attend another school. I originally tried to work on getting the loans repurchased, however, it did not work. I was told by my original debt collection agency that I could complete the William D. Ford Consoliation Application to get out of default. I did and now Sallie Mae Guarantee is saying that I am ineligable for the William D. Ford Cons.

Could someone please give me the address of Pentagroup Financial to send them a C & D letter. Every time I called them they are very aggressive and start making threats that I need to have my attorney called them so my attorney can deal with them. Also, they keep on calling my sister and leaving messages stating that me or my attorney need to call them back. Should I include in the C &D letter that they need to stop calling me my sister?

Hoping to be back into financial aid field again shortly! When I moved here 2 years ago, I went back to working part time at Michaels. I love the customers and have gotten to know many of them by name. Well two weeks ago, a regular came in wearing a local university shirt...asked her if she worked there..."Yup". Asked her what she did...."I am the Director of Financial Aid" HOLY SHIT!!!!!! I told her my background and she gave me her card so I could call her the following day.

Hello All I Hope this make sense so bear with me... I talked to CIAW today trying to make some arrangement on my account. I borrowed $400 from them with a balance now of $540.00. I closed my account a few weeks ago and they attempted to take the $140 fee which was returned from my old checking account which I had closed. I asked the lady if I can just set up payment arrangements for the FULL amount, she said she could not at this time she could only collect for the $140. Then she said they will run another ACH on my account (the closed one) for $140.

I don't bore everyone with the story of how I ended up in this mess, but bottom loan I currently have several installment loans and one payday loan with several companies in Missouri. I started with just a payday loan, but of course my debt kept getting bigger and bigger and I kept getting further and further behind. Instead of being smart about it, I fell for the "installment loan" trap with the pay companies. I currently am have the following outstanding debt Cashnetusa installment loan- $1500... payment $229/every two weeks until December PlainGreen installment loan- $700...