Originally, this was a car was that was repossessed and due to the exwife absolutely destroying the car - it was sold for $500 at auction (with a $10000 loan oustanding). Anyway, we just don' t have the $9500 and while a few payments were made, we're now 18 months behind. A few months ago, we started receiving letters from Insurex about the debt. As far as I can tell, the original lender wrote it off and Insurex picked up the debt and is now trying to collect.

Thanks for reading!! I received a phone call from a supposed law firm in Depew, NY (I live in Montana) that stated I owed money from an online payday loan done last February to a place called Check N Go. I actually found the company's website, www.chaseassetrecovery.com and they are a company that reposses vehicles in their town. Not anywhere does it mention they are a law firm or collect on bad debts for other firms. The woman told me they are going to press bank fraud charges on me and I called her bluff and told her they cannot do that.

I don't have debt with MCM fortunately. I work for a business and had a woman from MCM call me to collect from some one else. I informed her that contacting a business to collect a debt is illegal in the state of minnesota. She became enraged and started yelling at me and telling me I'm wrong. They really pissed me off, and I'm wondering if I'm correct or if she is? before I attempt to raise hell.

I took out a payday loan from them last year for $500... I couldn't pay them at the time... closed my bank account... opened new bank account. Today I had an ACH withdraw for LOANSHOPCOLLECTIONS for $650. I went to the bank to file a dispute because I didn't authorize them to withdraw money from this account. We had to call the LoanShop from the bank and the collection agent said my agreement gave them permission to withdraw from any future bank accounts until it was paid. I never actually signed anything, it was all done via email. What can I do?

hi all-- i was finally approved verbally in court yesterday for my ssdi.. hopefully the backpay will come in sometime this month, but not sure how much it will be and not sure how much my monthly pay will be.... i just contacted citi bank in regards to my credit card accounts. the lady told me that the 50% settlement offer is only good thru today, and tomorrow it is being "sold to an attorney", unless i accept the settlement offer today, and make a payment of $275 today, set up one for $300 for next month, then the remaining balance of $6942 in october...

Has anyone received a call from a Melissa or Amanda stating that they have a complaint in their office against you and you should give them a call back at the following number (716) 712-5944.

I was served civil papers today for an account that was placed with Frederick J Hanna and associates. I am in GA. I originally received a letter on 05/18/2011 stating they were representing Equable Ascent Financial LLC assignee of HSBC Bank of Nevada. I had always paid my bills on time but my wife was out of work and I am on 16 hour furloughs so things have not went well. I have settled several of my outstanding debts. To be honest, I am not sure if this is Best Buy or Rooms to Go. I called on the phone and tried to settle with them. They wanted over $2000 all at once.

I got caught up in this crazy scam....check into cash...315....check n go...1215 both have payment plans accepted.. plain green 600, advance america online 350, and casland 1100...embarrassed and frustrated! I have a great paying job but needed help to get by and then found myself taking one out to pay another...long story short i closed my checking account and opened w/ another bank...how do i deal w/ the other three? I sent certified letters however cashland was returned as not deliverable...i just want to pay them off w/out harassing calls

I live in TX and have 4 PDL's all online 1000 - Cashnetusa 1000 - Check n go 800 - Ace Cash Express 500 - Integrity Advance What's my best course of action? Should I close my bank account? Can I do that in TX without suffering penalties?

I sent my letters out yesterday to Cash Jar & Nationwide cash. Imagine my surprise when I received this from Cash Jar [FONT=Courier New]I am writing on behalf of Cash Jar in response to your recent email. Cash Jar strives to assist consumers with their short term cash needs and is concerned that you were disappointed with your most recent experience.